2610 Sapling Cir, Wilmington, NC 28411 Property Records

New Hanover County property record for 2610 Sapling Cir, Wilmington, NC 28411

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,307 sqft · built 1996
Lot Size	0.284 acres (12,371 sqft)
Owner	Individual Name on File
Last Sale	$180,000 (Jun 2019)
Tax Bill	$1,314 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Jun 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R04307-002-045-000`

Property Details

APN / Parcel Number

Primary APN	`R04307-002-045-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,307 sqft Living Area
1st Floor Area	1,307 sqft
Basement Area	1,307 sqft
Finished Basement	1,307 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Traditional
Exterior Material	Wood
Foundation Type	Footing
Roof Material	Composition Shingle
Lot Area	12,371 sqft (0.284 acres)
Terrain	Low
Garage Type	Basement
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	61 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	2610 SAPLING CIR
City	WILMINGTON
State	NC
Zip	28411-6110
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-15,RESID
Legal Description	LOT 203 SEC 11 MEADOWBROOK
Legal Subdivision	MEADOWBROOK SECTION 11
Legal Block	2
Legal Lot Number	203
Jurisdiction	NEW HANOVER NC
Township / Civil Division	HARNETT
Census Block Group	3
Census Block	3001
Census Tract	11611

Owner

Source: New Hanover County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	97 EDGEWATER LN, WILMINGTON, NC 28403-3746
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
Jun 13, 2019	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 13, 2019 · Amount on File
Deed Sale	Jun 13, 2019 · Amount on File
Prior Sale	Aug 15, 2014 · Amount on File
Deed Document Number	201917652
Deed Book / Page	6222 / 897
Prior Transfer Date	May 15, 1996
Prior Transfer Doc	2034000127
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW HANOVER NC
Property Address	2610 SAPLING CIR, WILMINGTON, NC 28411-6110
Transaction Type	Mortgage
Record Updated	Jun 21, 2021
Title Company	RAVENSWOOD TITLE COMPANY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00645800321
Date	Jun 10, 2021
Book Page	6458/321
Instrument	2021028876

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jul 1, 2036

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NEW HANOVER NC
Recording Date	Jun 13, 2019
Property Address	2610 SAPLING CIR, WILMINGTON, NC 28411-6110
Document Number	0062220897
Book / Page	006222 / 000897
Instrument Date	Jun 5, 2019
Instrument	17652
Transaction Type	Transfer
Record Updated	Jun 25, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$360.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	97 EDGEWATER LN WILMINGTON NC 284033746, WILMINGTON, NC 28403-3746

Mortgage

Document Number	62220899
Date	Jun 13, 2019
Book Page	006222/000899
Instrument	17653

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 12, 2049

Tax Assessment & Valuation

Source: New Hanover County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	New Hanover County
Unified School District	New Hanover County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$327,700 (-) Land $118,600 Building $209,100	$327,700 (-) Land $118,600 Building $209,100
2025	$1,314.00 (+10.33%)	$327,700 (+53.2%) Land $118,600 Building $209,100	$327,700 (+53.2%) Land $118,600 Building $209,100
2024	$1,191.00 (+0.51%)
2023	$1,185.00 (-0.92%)	$213,900 Land $65,800 Building $148,100	$213,900 Land $65,800 Building $148,100
2022	$1,196.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 21 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	21 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 46% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CFPUA-WILMINGTON serves 212,227 people · EPA ID NC0465010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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