2602 Sapling Cir, Wilmington, NC 28411 Property Records

New Hanover County property record for 2602 Sapling Cir, Wilmington, NC 28411

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,298 sqft · built 1996
Lot Size	0.229 acres (9,975 sqft)
Owner	Individual Name on Record
Last Sale	$220,000 (Nov 2020)
Tax Bill	$1,288 (2025)
Deeds & Mortgages	Nov 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R04307-002-041-000`

Property Details

APN / Parcel Number

Primary APN	`R04307-002-041-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,298 sqft Living Area
1st Floor Area	1,298 sqft
Basement Area	1,298 sqft
Finished Basement	1,298 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Traditional
Exterior Material	Wood
Foundation Type	Footing
Roof Material	Composition Shingle
Lot Area	9,975 sqft (0.229 acres)
Terrain	Low
Garage Type	Basement
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	20 sqft
Patio Area	120 sqft
Utility Building	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	2602 SAPLING CIR
City	WILMINGTON
State	NC
Zip	28411-6110
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-15,RESID
Legal Description	LOT 199 SEC 11 MEADOWBROOK
Legal Subdivision	MEADOWBROOK SECTION 11
Legal Block	2
Legal Lot Number	199
Jurisdiction	NEW HANOVER NC
Township / Civil Division	HARNETT
Census Block Group	3
Census Block	3001
Census Tract	11611

Owner

Source: New Hanover County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2035 REDSKIN TRL, IRON STATION, NC 28080-9429
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 24, 2020 · Amount on Record
Deed Sale	Nov 24, 2020 · Amount on Record
Prior Sale	Feb 5, 2004 · Amount on Record
Deed Document Number	202050170
Deed Book / Page	6382 / 1968
Prior Transfer Date	Aug 2, 1996
Prior Transfer Doc	2066000957
Record Updated	Oct 29, 2026

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NEW HANOVER NC
Recording Date	Nov 24, 2020
Property Address	2602 SAPLING CIR, WILMINGTON, NC 28411-6110
Document Number	0063821968
Book / Page	006382 / 001968
Instrument Date	Nov 23, 2020
Instrument	50170
Transaction Type	Transfer
Record Updated	Dec 14, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$440.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2602 SAPLING CIR WILMINGTON NC 284116110, WILMINGTON, NC 28411-6110

Mortgage

Document Number	63821972
Date	Nov 24, 2020
Book Page	006382/001972
Instrument	50171

Lender

Name	GATEWAY MTG GRP
Address	JENKS, OK 74037

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 23, 2050

Tax Assessment & Valuation

Source: New Hanover County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	New Hanover County
Unified School District	New Hanover County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$320,900 (-) Land $112,700 Building $208,200	$320,900 (-) Land $112,700 Building $208,200
2025	$1,288.00 (+10.56%)	$320,900 (+53.61%) Land $112,700 Building $208,200	$320,900 (+53.61%) Land $112,700 Building $208,200
2024	$1,165.00 (+0.52%)
2023	$1,159.00 (-0.86%)	$208,900 Land $62,200 Building $146,700	$208,900 Land $62,200 Building $146,700
2022	$1,169.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 21 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	21 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 46% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CFPUA-WILMINGTON serves 212,227 people · EPA ID NC0465010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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