2610 Plantation Pt, Saint Charles, MO 63303 Property Records

St. Charles County property record for 2610 Plantation Pt, Saint Charles, MO 63303

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 1,760 sqft · built 1977
Lot Size	0.043 acres (1,866 sqft)
Owner	Individual Name on File
Last Sale	$138,000 (Feb 2019)
Tax Bill	$2,465 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Feb 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`450000B124`

Property Details

APN / Parcel Number

Primary APN	`450000B124`
Alternative APN	`3-0118-5225-25-000B.0000000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,760 sqft Living Area
1st Floor Area	946 sqft

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Bi-Level
Exterior Material	Wood
Roof Type	Flat
Roof Material	Built-Up Asphalt
Lot Area	1,866 sqft (0.043 acres)
Garage Type	Detached
Garage Area	550 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	36 sqft
Patio Area	180 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	450000B124
Street Address	2610 PLANTATION PT
City	SAINT CHARLES
State	MO
Zip	63303-6132
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	HERITAGE #9 BLDG 25 UNIT B
Legal Subdivision	HERITAGE #9
Legal Lot Number	B
Jurisdiction	ST CHARLES MO
Township / Civil Division	FRONTIER
Census Block Group	2
Census Block	2007
Census Tract	311146

Owner

2610 Plantation Pt, a condominium, is owned and occupied by an individual who bought it in February 2019.

Source: St. Charles County records, as of August 7, 2026

Owner of Record	Individual Name on File
Mailing Address	2610 PLANTATION PT, SAINT CHARLES, MO 63303-6132
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2020	Deed of Trust, Mortgage GUARANTEED RATE AFFINITY LLC
Feb 7, 2019	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 7, 2019 · Amount on File
Deed Sale	Feb 7, 2019 · Amount on File
Prior Sale	Mar 12, 2003 · Amount on File
Deed Document Number	201959040
Deed Book / Page	7033 / 2470
Prior Transfer Date	Oct 2, 2015
Prior Transfer Doc	0000711820
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	2610 PLANTATION PT, SAINT CHARLES, MO 63303-6132
Document Number	0000071757
Instrument Date	Sep 21, 2020
Transaction Type	Mortgage
Record Updated	Dec 15, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2610 PLANTATION PT ST CHARLES MO 633036132, ST CHARLES, MO 63303-6132

Mortgage

Document Number	0000071757
Date	Sep 25, 2020
Instrument	71757

Lender

Name	GUARANTEED RATE AFFINITY LLC
Address	CHICAGO, IL 60613

Agreement

Amount	Amount on Record
Term	180 Months
Due	Sep 24, 2035

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Feb 7, 2019
Property Address	2610 PLANTATION PT, SAINT CHARLES, MO 63303-6132
Document Number	0070332470
Book / Page	7033 / 2470
Map Reference	MB 20 PG 54
Instrument Date	Feb 6, 2019
Instrument	20190207000059040
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	US TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount from Assessment
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	26 STERLING POINTE DR, 26, SAINT CHARLES, MO 63301-7313

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2610 PLANTATION PT, SAINT CHARLES, MO 63303-6132

Mortgage

Document Number	20190207000059050
Date	Feb 7, 2019
Instrument	20190207000059050

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 2610 Plantation Pt was $2,465.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Unified School District	Francis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$40,891 (-)	$215,218 (-) Building $215,218
2025	$2,465.00	$40,891	$215,218
2023		$37,844
2022			$199,178 Building $199,178

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2610 Plantation Pt in Zone X, an area of minimal flood risk, though there have been 19 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	19 (1979–2013)
Most Recent Claim	Apr 2013 · river or lake flooding
Claims by Event	Severe Storms & Flooding, Jul 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2610 Plantation Pt is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 348 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Wisper ISP.

Nearby Properties on Plantation Pt

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures