St. Charles County property record for 2607 Plantation Pt, Saint Charles, MO 63303
| Property Type | Condominium |
|---|---|
| Details | 3 bd · 2 ba · 1,496 sqft · built 1977 |
| Lot Size | 0.043 acres (1,890 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $180,000 (Feb 2023) |
| Tax Bill | $2,074 (2025) |
| Deeds & Mortgages | Sep 2025 Line of Credit Feb 2023 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 450000B119 |
| Primary APN | 450000B119 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,496 sqft Living Area |
| 1st Floor Area | 748 sqft |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Architectural Style | Bi-Level |
| Exterior Material | Wood |
| Roof Type | Flat |
| Roof Material | Built-Up Asphalt |
| Lot Area | 1,890 sqft (0.043 acres) |
| Garage Type | Detached |
| Garage Area | 550 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 88 sqft |
| Patio Area | 180 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 450000B119 |
|---|---|
| Street Address | 2607 PLANTATION PT |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63303-8431 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | HERITAGE #9 BLDG 8 UNIT C |
| Legal Subdivision | HERITAGE #9 |
| Legal Lot Number | C |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | FRONTIER |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 311146 |
2607 Plantation Pt, a condominium, is owned and occupied by two individuals who bought it in February 2023.
Source: St. Charles County records, as of September 10, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2607 PLANTATION PT, SAINT CHARLES, MO 63303-8431 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 19, 2025 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Feb 8, 2023 | Warranty Deed, Transfer INVESTORS TITLE COMPANY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 8, 2023 · Amount on File |
| Deed Sale | Feb 8, 2023 · Amount on File |
| Prior Sale | Aug 21, 2018 · Amount on File |
| Deed Document Number | 20234811 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 2607 PLANTATION PT, SAINT CHARLES, MO 63303-8431 |
| Transaction Type | Mortgage |
| Record Updated | Oct 7, 2025 |
| Name | Verified Name |
|---|---|
| Address | 2607 PLANTATION PT, SAINT CHARLES, MO 63303-8431 |
| Document Number | 0000041393 |
|---|---|
| Date | Sep 19, 2025 |
| Instrument | 2025R-041393 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 480 Months |
| Due | Sep 18, 2065 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Feb 8, 2023 |
| Property Address | 2607 PLANTATION PT, SAINT CHARLES, MO 63303-8431 |
| Document Number | 0000004811 |
| Map Reference | MB 20 PG 54 |
| Instrument Date | Feb 6, 2023 |
| Instrument | 2023R-004811 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2024 |
| Title Company | INVESTORS TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1234 SILVER FERN DR, LAKE SAINT LOUIS, MO 63367-4700 |
| Name | Verified Name |
|---|---|
| Address | 2607 PLANTATION PT, SAINT CHARLES, MO 63303-8431 |
The 2025 property tax bill for 2607 Plantation Pt was $2,074.
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Unified School District | Francis Howell R-III School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $34,321 (-) | $180,635 (-) Building $180,635 | |
| 2025 | $2,074.00 | $34,321 | $180,635 |
| 2023 | $31,752 | ||
| 2022 | $167,117 Building $167,117 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 2607 Plantation Pt in Zone X, an area of minimal flood risk, though there have been 19 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 19 (1979–2013) |
| Most Recent Claim | Apr 2013 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2607 Plantation Pt is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 95% of Missouri |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Wisper ISP.
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