2610 Harper Rd, Defiance, OH 43512 Property Records

Defiance County property record for 2610 Harper Rd, Defiance, OH 43512

Property Summary

Property Type	Rural Home
Details	3 bd · 3 ba · 3,091 sqft · built 2004
Lot Size	28.8 acres (1,255,835 sqft)
Owner	Individual Name on Record
Last Sale	$450,000 (May 2018)
Tax Bill	$6,683 (2025)
Deeds & Mortgages	Sep 2025 Line of Credit Oct 2021 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`A070009000602`

Property Details

APN / Parcel Number

Primary APN	`A070009000602`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	3,091 sqft Living Area
Gross Area	7,900 sqft
1st Floor Area	2,424 sqft
Upper Floors Area	667 sqft
Basement Area	2,256 sqft
Finished Basement	2,016 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Roof Type	Cathedral/Clerestory
Lot Area	1,255,835 sqft (28.8 acres)
Garage Type	Attached - Unfinished
Garage Area	784 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	300 sqft
Deck Area	192 sqft
Patio Area	187 sqft
Lean-To	512 sqft
Pole Barn	720 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2610 HARPER RD
City	DEFIANCE
State	OH
Zip	43512-9133
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	SECTION 9 PT SE 1/4
Jurisdiction	DEFIANCE OH
Township / Civil Division	ADAMS
Census Block Group	1
Census Block	1018
Census Tract	958100

Owner

Source: Defiance County records, as of October 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2610 HARPER RD, DEFIANCE, OH 43512-9133
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Date	Document
Sep 12, 2025	Deed of Trust, Mortgage · Line of Credit THE STATE BANK & TRUST CO
Oct 1, 2021	Deed of Trust, Mortgage THE STATE BANK & TRUST CO
Oct 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage THE STATE BANK & TRUST CO
Oct 28, 2019	Deed of Trust, Mortgage · Conventional Mortgage THE STATE BANK & TRUST CO
Apr 11, 2019	Deed of Trust, Mortgage · Line of Credit STATE BANK & TRUST CO
May 3, 2018	Warranty Deed, Transfer · Conventional Mortgage THE STATE BANK & TRUST CO
Jan 3, 2017	Deed of Trust, Mortgage · Line of Credit FIRST FEDERAL BANK OF THE MIDWEST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 3, 2018 · Amount on Record
Deed Sale	May 3, 2018 · Amount on Record
Prior Sale	Dec 5, 2003 · Amount on Record
Deed Document Number	20181931
Deed Book / Page	411 / 2645
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DEFIANCE OH
Property Address	2610 HARPER RD, DEFIANCE, OH 43512-9133
Transaction Type	Mortgage
Record Updated	Oct 7, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00475/1762
Date	Sep 12, 2025
Book Page	475/1762
Instrument	202500004512

Lender

Name	THE STATE BANK & TRUST CO
Type	Bank
Address	DEFIANCE, OH 43512

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Sep 12, 2040

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DEFIANCE OH
Property Address	2610 HARPER RD, DEFIANCE, OH 43512-9133
Transaction Type	Mortgage
Record Updated	Oct 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	442/2608
Date	Oct 1, 2021
Book Page	442/2608
Instrument	202100005492

Lender

Name	THE STATE BANK & TRUST CO
Type	Bank
Address	DEFIANCE, OH 43512

Agreement

Amount	Amount Recorded

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DEFIANCE OH
Property Address	2610 HARPER RD, DEFIANCE, OH 43512-9133
Transaction Type	Mortgage
Record Updated	Oct 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	442/2603
Date	Oct 1, 2021
Book Page	442/2603
Instrument	202100005491

Lender

Name	THE STATE BANK & TRUST CO
Type	Bank
Address	DEFIANCE, OH 43512

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 1, 2036

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DEFIANCE OH
Property Address	2610 HARPER RD, DEFIANCE, OH 43512-9133
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	423/0934
Date	Oct 28, 2019
Book Page	423/0934
Instrument	201900004222

Lender

Name	THE STATE BANK & TRUST CO
Type	Bank
Address	DEFIANCE, OH 43512

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2034

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DEFIANCE OH
Property Address	2610 HARPER RD, DEFIANCE, OH 43512-9133
Transaction Type	Mortgage
Record Updated	Apr 29, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	418/2738
Date	Apr 11, 2019
Book Page	418/2738
Instrument	201900001252

Lender

Name	STATE BANK & TRUST CO
Type	Bank
Address	DEFIANCE, OH 43512

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Apr 24, 2039

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DEFIANCE OH
Recording Date	May 3, 2018
Property Address	2610 HARPER RD, DEFIANCE, OH 43512-9133
Document Number	411/2645
Book / Page	411 / 2645
Instrument Date	May 1, 2018
Instrument	201800001931
Transaction Type	Transfer
Record Updated	May 24, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,800.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2610 HARPER RD, DEFIANCE, OH 43512-9133

Mortgage

Document Number	201800001932
Date	May 3, 2018
Instrument	201800001932

Lender

Name	THE STATE BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2048

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DEFIANCE OH
Property Address	2610 HARPER RD, DEFIANCE, OH 43512-9133
Transaction Type	Mortgage
Record Updated	Mar 1, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 201700000002
Date	Jan 3, 2017
Book Page	401/0786
Instrument	201700000002

Lender

Name	FIRST FEDERAL BANK OF THE MIDWEST
Type	Bank
Address	DEFIANCE, OH 43512

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	179 Months
Due	Dec 30, 2031

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Defiance County assessment roll, as of October 2, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Defiance County
County Subdivision	Adams Township
Unified School District	Northeastern Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,683.00	$192,950 (-) Land $26,510 Building $166,440
2024	$6,683.00 (-0.15%)	$192,950 (-) Land $26,510 Building $166,440	$551,270 (%) Land $75,740 Building $475,530
2023	$6,693.00 (-7.13%)	$192,950 (+10.87%) Land $26,510 Building $166,440	$551,284 (+10.86%) Land $75,742 Building $475,542
2022	$7,207.00	$174,040 Land $21,210 Building $152,830
2020			$497,260 Land $60,590 Building $436,670

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 74% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
RTEC Communications Fiber	1,000 / 1,000
MetaLINK Technologies Fixed Wireless	500 / 100

Cell Coverage

5G (outdoors only) and 4G LTE

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