2148 Harper Rd, Defiance, OH 43512 Property Records

Defiance County property record for 2148 Harper Rd, Defiance, OH 43512

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,643 sqft · built 1909
Lot Size	1.8 acres (78,800 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,897 (2025)
Deeds & Mortgages	Jan 2018 Construction Loan Jun 2007 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`A070009000702`

Property Details

APN / Parcel Number

Primary APN	`A070009000702`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,643 sqft Living Area
Gross Area	3,380 sqft
1st Floor Area	1,234 sqft
Upper Floors Area	409 sqft
Basement Area	464 sqft
Unfinished Basement	260 sqft

Exterior

Year Built	Built 1909
Effective Year Built	Effective 1955
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	78,800 sqft (1.8 acres)
Garage Type	Mixed
Garage Area	920 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	184 sqft
Lean-To	768 sqft
Silo	216 sqft
Pole Barn	1,152 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Central
Sewer	Connected

Location & Zoning

Street Address	2148 HARPER RD
City	DEFIANCE
State	OH
Zip	43512-9133
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECTION 9 PT NE NE
Jurisdiction	DEFIANCE OH
Township / Civil Division	ADAMS
Census Block Group	1
Census Block	1018
Census Tract	958100

Owner

Source: Defiance County records, as of October 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2148 HARPER RD, DEFIANCE, OH 43512-9133
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Jan 30, 2018	Deed of Trust, Mortgage · Construction Mortgage THE HUNTINGTON NATIONAL BANK
Jun 27, 2007	Deed of Trust, Mortgage · Line of Credit SKY BANK
Apr 10, 2008	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Aug 2, 2011	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 14, 1994
Deed Sale	Apr 14, 1994
Record Updated	Oct 29, 2026

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DEFIANCE OH
Property Address	2148 HARPER RD, DEFIANCE, OH 43512-9133
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00409/2193
Date	Jan 30, 2018
Book Page	409/2193
Instrument	201800000434

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 12, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DEFIANCE OH
Property Address	2148 HARPER RD, DEFIANCE, OH 43512-9133
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00317/2300
Date	Jun 27, 2007
Book Page	317/2300
Instrument	200700003579

Lender

Name	SKY BANK
Type	Bank
Address	SALINEVILLE, OH 43945

Agreement

Type	Line of Credit
Amount	Amount Recorded

April 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DEFIANCE OH
Property Address	2148 HARPER RD, DEFIANCE, OH 43512-9133
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00324/2754
Date	Apr 10, 2008
Book Page	324/2754
Instrument	200800002035

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43229

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	May 10, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2011: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DEFIANCE OH
Recording Date	Aug 2, 2011
Property Address	2148 HARPER RD, DEFIANCE, OH 43512-9133
Document Number	00354/0607
Book / Page	354 / 0607
Instrument	201100003566
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2148 HARPER RD, DEFIANCE, OH 43512-9133

Tax Assessment & Valuation

Source: Defiance County assessment roll, as of October 2, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Defiance County
County Subdivision	Adams Township
Unified School District	Northeastern Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,897.00	$54,660 (-) Land $6,450 Building $48,210
2024	$1,897.00 (+0.21%)	$54,660 (-) Land $6,450 Building $48,210	$156,170 (-) Land $18,420 Building $137,750
2023	$1,893.00 (+15.15%)	$54,660 (+37.23%) Land $6,450 Building $48,210	$156,170 (+37.24%) Land $18,428 Building $137,742
2022	$1,644.00	$39,830 Land $5,910 Building $33,920
2020			$113,790 Land $16,880 Building $96,910

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
RTEC Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
MetaLINK Technologies Fixed Wireless	200 / 50

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