2610 Elgin St, Durham, NC 27704 Property Records

Durham County property record for 2610 Elgin St, Durham, NC 27704

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.5 ba · 1,067 sqft · built 1941
Lot Size0.22 acres (9,583 sqft)
Owner2 Individual Names on File
Last Sale$360,000 (Aug 2025)
Tax Bill$3,336 (2026)
Deeds & MortgagesApr 2019 Sale & Mortgage
May 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN0832-07-9776

Property Details

APN / Parcel Number

Primary APN0832-07-9776
Alternative APNs
  • 0832-07-97-7696
  • 083205079787
  • 108869

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms2 Rooms
Stories1 Story
Building Area1,067 sqft Heated Area
1st Floor Area1,067 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1941
Effective Year BuiltEffective 1941
Architectural StyleRanch
Exterior MaterialWood Siding
Construction TypeWood
Roof MaterialAsphalt
Lot Area9,583 sqft (0.22 acres)
Lot Dimensions170 ft deep x 53 ft wide

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
SewerMunicipal

Location & Zoning

Street Address2610 ELGIN ST
CityDURHAM
StateNC
Zip27704-4233
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRU-5
Legal DescriptionGREENWOOD/LT#11 PL:000014-000061
Legal SubdivisionGREENWOOD
Legal Lot Number11
JurisdictionDURHAM NC
Township / Civil DivisionDURHAM
Census Block Group2
Census Block2006
Census Tract102

Owner

2610 Elgin St is owned and occupied by two individuals who bought it in August 2025.

Source: Durham County records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address2610 ELGIN ST, DURHAM, NC 27704-4233
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 30, 2019Warranty Deed, Transfer · Conventional Mortgage
COASTAL FCU
May 30, 2017Warranty Deed, Transfer · Conventional Mortgage
WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 25, 2025 · Amount on File
Deed SaleAug 25, 2025 · Amount on File
Prior SaleApr 30, 2019 · Amount on File
Deed Document Number2025145195
Deed Book / Page10371 / 966
Prior Transfer DateMay 23, 2017
Prior Transfer Doc0081930296
Record UpdatedOct 29, 2026

April 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDURHAM NC
Recording DateApr 30, 2019
Property Address2610 ELGIN ST, DURHAM, NC 27704-4233
Document Number0086450573
Book / Page8645 / 573
Map ReferenceMB 14 PG 61
Instrument DateApr 30, 2019
Instrument2019013960
Transaction TypeTransfer
Record UpdatedAug 30, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$498.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5504 SKY LANE DR, 5504, DURHAM, NC 27704-3954

Transferred To (Grantee/Buyer)

NameVerified Name
Address2610 ELGIN ST, DURHAM, NC 27704-4233

Mortgage

Document Number2019013961
DateApr 30, 2019
Instrument2019013961
Lender
NameCOASTAL FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2049

May 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDURHAM NC
Recording DateMay 30, 2017
Property Address2610 ELGIN ST, DURHAM, NC 27704-4233
Document Number0081930296
Book / Page8193 / 296
Instrument DateMay 23, 2017
Instrument2017017993
Transaction TypeTransfer
Record UpdatedAug 30, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2610 ELGIN ST, DURHAM, NC 27704-4233

Mortgage

Document Number0081930299
DateMay 30, 2017
Book Page8193/299
Instrument2017017994
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJun 1, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 2610 Elgin St was $3,336.

Source: Durham County assessment roll, as of September 17, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyDurham County
MunicipalityDurham City
Unified School DistrictDurham Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,336.00$328,333 (-) Land $183,000 Building $145,333$328,333 (-) Land $183,000 Building $145,333
2025$3,336.00 (+2.52%)$328,333 Land $183,000 Building $145,333$328,333 Land $183,000 Building $145,333
2024$3,254.00 (+38.23%)
2023$2,354.00 (+2.35%)$179,755 Land $30,375 Building $149,380$179,755 Land $30,375 Building $149,380
2022$2,300.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 2610 Elgin St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 33 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies33 in force
Nearby Flood Claims6 (2016–2018)
Most Recent ClaimSep 2018 · Hurricane Florence
Claims by Event
  • Hurricane Florence, Sep 2018 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2610 Elgin St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 98.5% of North Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF DURHAM
serves 333,490 people · EPA ID NC0332010
Water SourceSurface water
Last State InspectionMar 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 304 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
1,000 / 75
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Elgin St

Nearby Streets

Search Property Records by Address or Parcel Number