Clay County property record for 2610 350th St, Spencer, IA 51301
| Property Type | Rural Home |
|---|---|
| Details | 2 bd · 1 ba · 1,416 sqft · built 1929 |
| Lot Size | 38.2 acres (1,663,992 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,414 (2025) |
| Deeds & Mortgages | Apr 2026 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 963611300003 |
| Primary APN | 963611300003 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,416 sqft Living Area |
| 1st Floor Area | 864 sqft |
| Attic | Attic |
| Attic Area | 216 sqft |
| Basement Area | 864 sqft |
| Unfinished Basement | 864 sqft |
| Game Room | Game Room |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1929 |
|---|---|
| Effective Year Built | Effective 1929 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 1,663,992 sqft (38.2 acres) |
| Garage Type | Attached |
| Garage Area | 768 sqft |
| Parking Spaces | 3 Parking Spaces |
| Granary | Granary |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 2610 350TH ST |
|---|---|
| City | SPENCER |
| State | IA |
| Zip | 51301-7458 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | A-1 AGRICU |
| Legal Description | SW SW |
| Legal Range | 36W |
| Legal Township | 96N |
| Legal Section | 11 |
| Jurisdiction | CLAY IA |
| Township / Civil Division | SIOUX |
| Census Block Group | 3 |
| Census Block | 3148 |
| Census Tract | 80100 |
2610 350th St, a rural home, is owned by two individuals who acquired it in April 2026.
Source: Clay County records, as of September 1, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 931 CRESCENT DR, CRESCO, IA 52136-1045 |
| Owner Type | Individual |
| Vesting | Life Estate |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Apr 7, 2026 |
| Transfer Doc | 0000000794 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CLAY IA |
| Recording Date | Apr 8, 2026 |
| Property Address | 2610 350TH ST, SPENCER, IA 51301-7458 |
| Document Number | 0000000794 |
| Book / Page | 2026 / 794 |
| Instrument Date | Apr 7, 2026 |
| Instrument | 2026794 |
| Transaction Type | Transfer |
| Record Updated | Aug 27, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 931 CRESCENT DR, CRESCO, IA 52136-1045 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 2610 350th St was $2,414, up 6% from the year before.
Source: Clay County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Clay County |
| Unified School District | Spencer Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,414.00 (+5.97%) | $196,840 Land $82,240 Building $114,600 | $196,840 Land $82,240 Building $114,600 |
| 2024 | $2,278.00 | ||
| 2023 | $168,310 (+21.29%) Land $59,900 Building $108,410 | $168,310 Land $59,900 Building $108,410 | |
| 2022 | $2,132.00 Additional exemption filed | $138,770 Land $47,990 Building $90,780 | |
| 2021 | $138,770 Land $47,990 Building $90,780 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2610 350th St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.
Source: FEMA National Flood Hazard Layer, effective February 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2018) |
| Most Recent Claim | Jun 2018 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2610 350th St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 68% of Iowa |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Premier Communications Fiber | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 100 / 20 |
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