Clay County property record for 2550 350th St, Spencer, IA 51301
| Property Type | Rural Home |
|---|---|
| Details | 4 bd · 3 ba · 1,652 sqft · built 1992 |
| Lot Size | 30.7 acres (1,339,470 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $4,504 (2025) |
| Flood Zone | Zone A (high risk) |
| APN | 963610400013 |
| Primary APN | 963610400013 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,652 sqft Living Area |
| Basement Area | 1,652 sqft |
| Finished Basement | 1,200 sqft |
| Unfinished Basement | 1,652 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Wood |
| Roof Type | Hip |
| Roof Material | Shingle |
| Lot Area | 1,339,470 sqft (30.7 acres) |
| Garage Type | Mixed |
| Garage Area | 2,310 sqft |
| Parking Spaces | 9 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 181 sqft |
| Deck Area | 776 sqft |
| Patio Area | 373 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 2550 350TH ST |
|---|---|
| City | SPENCER |
| State | IA |
| Zip | 51301-7457 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | A-1 AGRICU |
| Legal Description | PT SW SE |
| Legal Range | 36W |
| Legal Township | 96N |
| Legal Section | 10 |
| Jurisdiction | CLAY IA |
| Township / Civil Division | SIOUX |
| Census Block Group | 3 |
| Census Block | 3149 |
| Census Tract | 80100 |
2550 350th St, a rural home, is owned and occupied by an individual.
Source: Clay County records, as of September 1, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2550 350TH ST, SPENCER, IA 51301-7457 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 2550 350th St was $4,504 with a homeowner's exemption, up 3.2% from the year before.
Source: Clay County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Clay County |
| Unified School District | Spencer Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,504.00 (+3.16%) Homeowner's exemption | $408,780 Land $47,280 Building $361,500 | $408,780 Land $47,280 Building $361,500 |
| 2024 | $4,366.00 | ||
| 2023 | $374,070 (+19.63%) Land $34,390 Building $339,680 | $374,070 Land $34,390 Building $339,680 | |
| 2022 | $4,068.00 Homeowner's exemption Additional exemption filed | $312,700 Land $27,580 Building $285,120 | |
| 2021 | $312,700 Land $27,580 Building $285,120 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2550 350th St in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective February 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Claims | 1 (2018) |
| Most Recent Claim | Jun 2018 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2550 350th St is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · above 66% of Iowa |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Premier Communications Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Nextlink Fixed Wireless | 100 / 20 |
| GigFire Fixed Wireless | 100 / 20 |
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