261 Wachusett St, Holden, MA 01520 Property Records

Worcester County and Holden Town property record for 261 Wachusett St, Holden, MA 01520

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,208 sqft · built 2002
Lot Size	0.465 acres (20,253 sqft)
Owner	Individual Name on File
Last Sale	$355,000 (Jun 2012)
Tax Bill	$8,409 (2026)
Deeds & Mortgages	Jan 2021 Refinance Jul 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`HOLD M:163 B:10`

Property Details

APN / Parcel Number

Primary APN	`HOLD M:163 B:10`
Alternative APNs	`M:00163 P:00010` `9032`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,208 sqft Living Area
Gross Area	4,464 sqft
1st Floor Area	1,392 sqft
Basement Area	816 sqft
Unfinished Basement	816 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	20,253 sqft (0.465 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	9032
Street Address	261 WACHUSETT ST
City	HOLDEN
State	MA
Zip	01520-1854
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-20
Legal Block	10
Jurisdiction	HOLDEN MA
Township / Civil Division	HOLDEN
Census Block Group	1
Census Block	1007
Census Tract	728300

Owner

261 Wachusett St is owned and occupied by an individual who bought it in June 2012.

Source: Worcester County and Holden Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	261 WACHUSETT ST, HOLDEN, MA 01520-1854
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 4, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance NORCOM MORTGAGE
Jul 31, 2017	Deed of Trust, Mortgage · Conventional Mortgage WORCESTER CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 29, 2012 · Amount on File
Deed Sale	Jun 29, 2012 · Amount on File
Prior Sale	Feb 17, 2006 · Amount on File
Deed Book / Page	49213 / 339
Transfer Doc	049213-339
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOLDEN MA
Property Address	261 WACHUSETT ST, HOLDEN, MA 01520-1854
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	064140-146
Date	Jan 4, 2021
Book Page	64140/146
Instrument	202100000414

Lender

Name	NORCOM MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOLDEN MA
Property Address	261 WACHUSETT ST, HOLDEN, MA 01520-1854
Document Number	57549-255
Book / Page	057549 / 000255
Instrument Date	Jul 31, 2017
Transaction Type	Mortgage
Record Updated	Aug 29, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife

Mortgage

Document Number	57549-255
Date	Aug 8, 2017
Book Page	057549/000255
Instrument	85864

Lender

Name	WORCESTER CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Aug 7, 2037

Tax Assessment & Valuation

The 2026 property tax bill for 261 Wachusett St was $8,409, up 6% from the year before.

Source: Worcester County and Holden Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Holden Town
Unified School District	Wachusett School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,409.00 (+6.01%)	$623,800 (+9%) Land $175,200 Building $448,600	$711,724 (+8.12%)
2025	$7,932.00 (+3.36%)	$572,300 (+5.53%) Land $166,800 Building $405,500	$658,255
2024	$7,674.00 (+5.31%)	$542,300 (+11.56%) Land $161,900 Building $380,400
2023	$7,287.00	$486,100 Land $140,800 Building $345,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 261 Wachusett St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 261 Wachusett St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOLDEN WATER DIVISION, DPW serves 18,016 people · EPA ID MA2134000
Water Source	Purchased surface water from WORCESTER DPWP, WATER SUPPLY DIVISION
Last State Inspection	Nov 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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