247 Wachusett St, Holden, MA 01520 Property Records

Worcester County and Holden Town property record for 247 Wachusett St, Holden, MA 01520

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,351 sqft · built 2002
Lot Size	0.581 acres (25,321 sqft)
Owner	2 Individual Names on File
Last Sale	$798,000 (Jul 2025)
Tax Bill	$8,846 (2026)
Deeds & Mortgages	Dec 2025 Mortgage Feb 2021 Refinance + 6 more
Flood Zone	Zone X (minimal risk)
APN	`HOLD M:163 B:8`

Property Details

APN / Parcel Number

Primary APN	`HOLD M:163 B:8`
Alternative APNs	`M:00163 P:00008` `9032`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,351 sqft Living Area
Gross Area	4,824 sqft
1st Floor Area	1,476 sqft
Basement Area	875 sqft
Unfinished Basement	875 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	25,321 sqft (0.581 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	9032
Street Address	247 WACHUSETT ST
City	HOLDEN
State	MA
Zip	01520-1854
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-20
Legal Subdivision	WORCESTER POLYTECHNIC INST
Legal Block	8
Jurisdiction	HOLDEN MA
Township / Civil Division	HOLDEN
Census Block Group	1
Census Block	1007
Census Tract	728300

Owner

247 Wachusett St is owned and occupied by two individuals who bought it in July 2025.

Source: Worcester County and Holden Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	247 WACHUSETT ST, HOLDEN, MA 01520-1854
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 16, 2025	Deed of Trust, Mortgage · Conventional Mortgage ST MARYS CREDIT UNION
Feb 23, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance NORTHPOINT MORTGAGE INC
Mar 11, 2026	Deed of Trust, Mortgage ST MARYS CREDIT UNION
Jul 15, 2025	Quit Claim Deed, Transfer · Stand-Alone Refinance ST MARYS CREDIT UNION
Feb 28, 2022	Quit Claim Deed, Transfer · Stand-Alone First Mortgage MOVEMENT MORTGAGE
Jun 22, 2020	Deed of Trust, Mortgage · Balloon Mortgage AMERICAN EAGLE FCU
Aug 12, 2019	Deed of Trust, Mortgage · Conventional with PMI GUARANTEED RATE
Dec 5, 2018	Quit Claim Deed, Transfer · Stand-Alone First Mortgage DREW MORTGAGE ASSOCIATES INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 15, 2025 · Amount on File
Deed Sale	Jul 15, 2025 · Amount on File
Prior Sale	Feb 28, 2022 · Amount on File
Deed Book / Page	72256 / 270
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOLDEN MA
Property Address	247 WACHUSETT ST, HOLDEN, MA 01520-1854
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	072971-217
Date	Dec 16, 2025
Book Page	72971/217
Instrument	109661

Lender

Name	ST MARYS CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jan 1, 2041

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOLDEN MA
Property Address	247 WACHUSETT ST, HOLDEN, MA 01520-1854
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0064530-59
Date	Feb 23, 2021
Book Page	64530/59
Instrument	25567

Lender

Name	NORTHPOINT MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOLDEN MA
Property Address	247 WACHUSETT ST, HOLDEN, MA 01520-1854
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	073295-264
Date	Mar 11, 2026
Book Page	73295/264
Instrument	18307

Lender

Name	ST MARYS CREDIT UNION

Agreement

Amount	Amount on Record
Term	301 Months
Due	Apr 1, 2051

Interest

Rate Type	Adjustable Rate

July 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HOLDEN MA
Recording Date	Jul 15, 2025
Property Address	247 WACHUSETT ST, HOLDEN, MA 01520-1854
Document Number	072256-270
Book / Page	72256 / 270
Instrument Date	Jul 15, 2025
Instrument	57986
Transaction Type	Transfer
Record Updated	Nov 19, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	247 WACHUSETT ST, HOLDEN, MA 01520-1854

Mortgage

Document Number	0000057987
Date	Jul 15, 2025
Instrument	57987

Lender

Name	ST MARYS CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2055

February 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HOLDEN MA
Recording Date	Feb 28, 2022
Property Address	247 WACHUSETT ST, HOLDEN, MA 01520-1854
Document Number	067188-142
Book / Page	67188 / 142
Instrument Date	Feb 28, 2022
Instrument	23086
Transaction Type	Transfer
Record Updated	Nov 11, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 JUNE ST # 2, 2, WORCESTER, MA 01602-2630

Mortgage

Document Number	0000023087
Date	Feb 28, 2022
Instrument	23087

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOLDEN MA
Property Address	247 WACHUSETT ST, HOLDEN, MA 01520-1854
Transaction Type	Mortgage
Record Updated	Mar 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	62641-225
Date	Jun 22, 2020
Book Page	62641/225
Instrument	65561

Lender

Name	AMERICAN EAGLE FCU
Type	Credit Union

Agreement

Type	Balloon Mortgage
Amount	Amount on Record
Term	301 Months
Due	Jul 1, 2045

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOLDEN MA
Property Address	247 WACHUSETT ST, HOLDEN, MA 01520-1854
Document Number	60921-4
Instrument Date	Aug 12, 2019
Transaction Type	Mortgage
Record Updated	Sep 10, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	247 WACHUSETT ST HOLDEN MA 015201854, HOLDEN, MA 01520-1854

Mortgage

Document Number	60921-4
Date	Aug 22, 2019
Book Page	060921/000004
Instrument	84464

Lender

Name	GUARANTEED RATE

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Aug 21, 2049

December 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HOLDEN MA
Recording Date	Dec 5, 2018
Property Address	247 WACHUSETT ST, HOLDEN, MA 01520-1854
Document Number	59777-205
Book / Page	59777 / 205
Instrument Date	Dec 4, 2018
Instrument	128633
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	247 WACHUSETT ST, HOLDEN, MA 01520-1854

Mortgage

Document Number	128634
Date	Dec 5, 2018
Instrument	128634

Lender

Name	DREW MORTGAGE ASSOCIATES INC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 247 Wachusett St was $8,846, up 2.6% from the year before.

Source: Worcester County and Holden Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Holden Town
Unified School District	Wachusett School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,846.00 (+2.55%)	$656,200 (+5.43%) Land $183,900 Building $472,300	$728,189 (+3.36%)
2025	$8,626.00 (+2%)	$622,400 (+4.13%) Land $175,200 Building $447,200	$704,520
2024	$8,457.00 (+8.08%)	$597,700 (+14.5%) Land $170,100 Building $427,600
2023	$7,825.00	$522,000 Land $147,900 Building $374,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 247 Wachusett St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 247 Wachusett St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOLDEN WATER DIVISION, DPW serves 18,016 people · EPA ID MA2134000
Water Source	Purchased surface water from WORCESTER DPWP, WATER SUPPLY DIVISION
Last State Inspection	Nov 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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