Haywood County property record for 261 Stack Rock Trl, Waynesville, NC 28785
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 1,040 sqft · built 1998 |
| Lot Size | 1.43 acres (62,465 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $3,386 (2025) |
| Deeds & Mortgages | Mar 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 8609-22-3433 |
| Primary APN | 8609-22-3433 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,040 sqft Heated Area |
| Gross Area | 2,669 sqft |
| 1st Floor Area | 1,040 sqft |
| Upper Floors Area | 720 sqft |
| Basement Area | 1,560 sqft |
| Finished Basement | 1,560 sqft |
| Utility Area | 48 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Rustic |
| Exterior Material | Logs |
| Roof Material | Asphalt |
| Lot Area | 62,465 sqft (1.43 acres) |
| Garage Area | 192 sqft |
| Porch | Slab |
| Cooling System | Partial |
|---|---|
| Heating System | Heat Pump |
| Sewer | Septic |
| Account Number | 253194 |
|---|---|
| Street Address | 261 STACK ROCK TRL |
| City | WAYNESVILLE |
| State | NC |
| Zip | 28785-7640 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 261 STACK ROCK TRL |
| Jurisdiction | HAYWOOD NC |
| Township / Civil Division | JONATHAN CREEK |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 920101 |
Source: Haywood County records, as of July 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 217 PARAGON PKWY, 124, CLYDE, NC 28721-8509 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 10, 2002 |
| Deed Sale | Jul 10, 2002 |
| Deed Book / Page | 525 / 2228 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAYWOOD NC |
| Property Address | 261 STACK ROCK TRL, WAYNESVILLE, NC 28785 |
| Document Number | 0009941131 |
| Instrument Date | Mar 26, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Apr 21, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 261 STACK ROCK TRL WAYNESVILLE NC 28785, WAYNESVILLE, NC 28785 |
| Document Number | 0009941131 |
|---|---|
| Date | Mar 31, 2020 |
| Book Page | 000994/001131 |
| Instrument | 2942 |
| Name | HOMETRUST BK |
|---|---|
| Type | Bank |
| Address | ASHEVILLE, NC 28802-0010 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Haywood County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Haywood County |
| Unified School District | Haywood County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $496,600 (-) Land $33,200 Building $463,400 | ||
| 2025 | $3,386.00 | $496,600 (+0.4%) Land $33,200 Building $463,400 | $496,600 (+0.4%) Land $33,200 Building $463,400 |
| 2023 | $494,600 Land $33,200 Building $461,400 | $494,600 (-) Land $33,200 Building $461,400 | |
| 2021 | $494,600 Land $33,200 Building $461,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 2 (2024) |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 52% of the US · above 74% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| Zito Media Cable | 1,000 / 25 |
4G LTE (outdoors only), no 5G reported
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