176 Stack Rock Trl, Waynesville, NC 28785 Property Records

Haywood County property record for 176 Stack Rock Trl, Waynesville, NC 28785

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,728 sqft · built 1992
Lot Size1.43 acres (62,421 sqft)
Owner2 Individual Names on Record
Last Sale$160,000 (May 2021)
Tax Bill$1,546 (2025)
Deeds & MortgagesMay 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN8609-22-3134

Property Details

APN / Parcel Number

Primary APN8609-22-3134
Alternative APN
  • 147456

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,728 sqft Heated Area
Gross Area2,172 sqft
1st Floor Area1,728 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 1992
Architectural StyleConventional
Exterior MaterialFiber Cement Siding
Roof MaterialAsphalt
Lot Area62,421 sqft (1.43 acres)
PorchSlab

Utilities, Heating & Cooling

Cooling SystemPartial
Heating SystemHeat Pump
SewerSeptic

Location & Zoning

Account Number147456
Street Address176 STACK ROCK TRL
CityWAYNESVILLE
StateNC
Zip28785-7627
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description176 STACK ROCK TRL
JurisdictionHAYWOOD NC
Township / Civil DivisionJONATHAN CREEK
Census Block Group3
Census Block3001
Census Tract920101

Owner

Source: Haywood County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address217 PARAGON PKWY, 124, CLYDE, NC 28721-8509
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 26, 2021 · Amount on Record
Deed SaleMay 26, 2021 · Amount on Record
Deed Document Number20216513
Deed Book / Page1031 / 2016
Prior Transfer DateJan 16, 2009
Prior Transfer Doc0007512445
Record UpdatedSep 20, 2026

May 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAYWOOD NC
Recording DateMay 26, 2021
Property Address176 STACK ROCK TRL, WAYNESVILLE, NC 28785-7627
Document Number0010312016
Book / Page1031 / 2016
Instrument DateMay 13, 2021
Instrument2021006513
Transaction TypeTransfer
Record UpdatedMay 3, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$320.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address55 PINEY MOUNTAIN DR # DR302, 55, ASHEVILLE, NC 28805-1297

Transferred To (Grantee/Buyer)

NameVerified Name
Address261 STACK ROCK TRL, WAYNESVILLE, NC 28785

Mortgage

Document Number0010312019
DateMay 26, 2021
Instrument1031/2019
Lender
NamePENTAGON FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueJun 1, 2036

Tax Assessment & Valuation

Source: Haywood County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyHaywood County
Unified School DistrictHaywood County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$213,500 (-) Land $33,200 Building $180,300
2025$1,546.00$213,500 (+1.62%) Land $33,200 Building $180,300$213,500 (+1.62%) Land $33,200 Building $180,300
2023$210,100 Land $33,200 Building $176,900$210,100 (-) Land $33,200 Building $176,900
2021$210,100 Land $33,200 Building $176,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force
Nearby Flood Claims2 (2024)
Most Recent ClaimSep 2024 · Tropical Storm Helene
Claims by Event
  • Tropical Storm Helene, Sep 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 52% of the US · above 74% of North Carolina
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Fiber
1,000 / 1,000
Zito Media
Cable
1,000 / 25

Cell Coverage

4G LTE (outdoors only), no 5G reported

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Nearby Streets

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