St. Charles County property record for 261 Shinstock Ln, O Fallon, MO 63366
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,492 sqft · built 1979 |
| Lot Size | 5.5 acres (239,580 sqft) |
| Owner | Individual Name on File |
| Last Sale | $178,000 (Dec 2014) |
| Tax Bill | $3,514 (2025) |
| Deeds & Mortgages | Jan 2017 Mortgage Aug 2019 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 332730A001 |
| Primary APN | 332730A001 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 1,492 sqft Living Area |
| Gross Area | 2,196 sqft |
| 1st Floor Area | 788 sqft |
| Basement Area | 704 sqft |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Architectural Style | Bi-Level |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gambrel |
| Roof Material | Asphalt |
| Lot Area | 239,580 sqft |
| Terrain | Rolling |
| Garage Type | Carport |
| Garage Area | 360 sqft |
| Carport | Carport |
| Carport Area | 360 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Deck Area | Deck Area |
| Patio Area | 400 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 332730A001 |
|---|---|
| Street Address | 261 SHINSTOCK LN |
| City | O FALLON |
| State | MO |
| Zip | 63366-1110 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AA1 |
| Legal Description | PT SUR 469 |
| Legal Subdivision | US SURV 469 |
| Legal Lot Number | 11 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | WENTZVILLE |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 311801 |
Source: St. Charles County records · APN 332730A001
Assessment roll updated August 7, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 261 SHINSTOCK LN, O FALLON, MO 63366-1110 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 05, 2017 | Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK |
| Aug 01, 2019 | Deed of Trust, Mortgage · Line of Credit REGIONS BANK |
| Dec 03, 2020 | Deed of Trust, Mortgage REGIONS MTG |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 23, 2014 · Amount on Record |
| Deed Sale | Dec 23, 2014 · Amount on Record |
| Prior Sale | Jan 30, 2014 · Amount on Record |
| Deed Document Number | 2014716760 |
| Deed Book / Page | 6284 / 1902 |
| Last Transfer Date | May 06, 2024 |
| Transfer Doc | 0000021125 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 261 SHINSTOCK LN, O FALLON, MO 63366-1110 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0066810150 |
|---|---|
| Date | Jan 05, 2017 |
| Book Page | 6681/0150 |
| Instrument | 20170105000008590 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | HURLBURT FIELD, FL 32544 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jan 01, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 261 SHINSTOCK LN, O FALLON, MO 63366-1110 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0071151057 |
|---|---|
| Date | Aug 01, 2019 |
| Book Page | 7115/1057 |
| Instrument | 20190801000397730 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35211 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jul 19, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 261 SHINSTOCK LN, O FALLON, MO 63366-1110 |
| Document Number | 0000098115 |
| Instrument Date | Dec 03, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 11, 2021 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 261 SHINSTOCK LN O FALLON MO 633661110, O FALLON, MO 63366-1110 |
| Document Number | 0000098115 |
|---|---|
| Date | Dec 14, 2020 |
| Instrument | 98115 |
| Name | REGIONS MTG |
|---|---|
| Type | Mortgage Company |
| Address | BIRMINGHAM, AL 35244 |
| Amount | Amount Recorded |
|---|---|
| Term | 240 Months |
| Due | Dec 13, 2040 |
Source: St. Charles County records · Assessment roll updated August 7, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Unified School District | Fort Zumwalt R-II School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $59,216 (-) | $311,664 (-) Land $125,290 Building $186,374 | |
| 2025 | $3,514.00 (+7.23%) | $59,216 (+10.29%) | $311,664 (+10.29%) Land $125,290 Building $186,374 |
| 2024 | $3,277.00 | ||
| 2023 | $53,692 | ||
| 2022 | $282,596 Land $110,550 Building $172,046 |
Source: FEMA National Flood Hazard Layer as of August 25, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 8 in force |
| Wildfire Risk | Low lower than 94% of the US · lower than 91% of Missouri |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Brightspeed Fiber | 940 / 940 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Socket Telecom, Wisper ISP.
Based on FCC filings for 77 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | OFALLON PWS serves 32,515 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Aug 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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