St. Charles County property record for 109 Shinstock Ln, O Fallon, MO 63366
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,329 sqft · built 1955 |
| Lot Size | 1.73 acres (75,359 sqft) |
| Owner | Individual Name on File |
| Last Sale | $93,800 (Oct 2009) |
| Tax Bill | $1,806 (2025) |
| Deeds & Mortgages | Jun 2018 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 332640A000 |
| Primary APN | 332640A000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,329 sqft Living Area |
| Gross Area | 3,188 sqft |
| 1st Floor Area | 1,329 sqft |
| Basement Area | 1,067 sqft |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 75,359 sqft |
| Terrain | Rolling |
| Garage Type | Attached |
| Garage Area | 792 sqft |
| Parking Spaces | 3 Parking Spaces |
| Patio Area | 507 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 332640A000 |
|---|---|
| Street Address | 109 SHINSTOCK LN |
| City | O FALLON |
| State | MO |
| Zip | 63366-1108 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AA1 |
| Legal Description | PT SUR 469 TRACTS E AND F |
| Legal Subdivision | US SURV 469 |
| Legal Tract | E |
| Legal Lot Number | 12 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | WENTZVILLE |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 311801 |
Source: St. Charles County records, as of August 7, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 67 WEIS AVE, ELLISVILLE, MO 63011-2147 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 22, 2009 · Amount on File |
| Deed Sale | Oct 22, 2009 · Amount on File |
| Deed Document Number | 2009819220 |
| Deed Book / Page | 5282 / 1622 |
| Prior Transfer Date | Oct 13, 2009 |
| Prior Transfer Doc | 0052821622 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 109 SHINSTOCK LN, O FALLON, MO 63366-1108 |
| Document Number | 0069411956 |
| Instrument Date | Jun 27, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jul 19, 2018 |
| Name | Verified Name |
|---|---|
| Address | 1675 SADDLESPUR LN FLORISSANT MO 630332325, FLORISSANT, MO 63033-2325 |
| Document Number | 0069411956 |
|---|---|
| Date | Jun 29, 2018 |
| Book Page | 006941/001956 |
| Instrument | 367130 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Amount | Amount on Record |
|---|---|
| Term | 180 Months |
| Due | Jun 28, 2033 |
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Unified School District | Fort Zumwalt R-II School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $30,429 (-) | $160,154 (-) Land $52,938 Building $107,216 | |
| 2025 | $1,806.00 (-4.19%) | $30,429 (-1.48%) | $160,154 (-1.47%) Land $52,938 Building $107,216 |
| 2024 | $1,885.00 | ||
| 2023 | $30,885 | ||
| 2022 | $162,550 Land $46,710 Building $115,840 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 8 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 92% of Missouri |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OFALLON PWS serves 32,515 people · EPA ID MO6010588 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Aug 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 322 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Socket Telecom Fiber | 2,500 / 2,500 |
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Gateway Fiber.
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