261 Prospectors Ln, Billings, MT 59105 Property Records

Yellowstone County property record for 261 Prospectors Ln, Billings, MT 59105

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 976 sqft · built 1981
Lot Size	0.058 acres (2,530 sqft)
Owner	Individual Name on Record
Last Sale	$104,900 (Nov 2006)
Tax Bill	$1,341 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Mar 2024 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`000A22863A`

Property Details

APN / Parcel Number

Primary APN	`000A22863A`
Alternative APNs	`03-1033-21-1-10-26-0000` `R0323815` `A22863A`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	976 sqft Living Area
Gross Area	1,460 sqft
1st Floor Area	484 sqft
2nd Floor Area	492 sqft
Basement Area	484 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1985
Architectural Style	Townhouse
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	2,530 sqft (0.058 acres)
View / Lot	Neighborhood / Spot
Garage Area	248 sqft
Parking Spaces	1 Parking Space
Porch	Open Frame Porch
Porch Area	32 sqft
Deck Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	261 PROSPECTORS LN
City	BILLINGS
State	MT
Zip	59105-1662
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-60
Legal Description	EAGLES NEST SUBD, S21, T01 N, R26 E, BLOCK 1B, LOT 7B, AMND LT 1-8
Legal Range	26E
Legal Township	01N
Legal Section	21
Legal Subdivision	EAGLES NEST SUBD (19)
Legal Block	1B
Legal Lot Number	7B
Jurisdiction	YELLOWSTONE MT
Township / Civil Division	BILLINGS
Census Block Group	1
Census Block	1004
Census Tract	705

Owner

Source: Yellowstone County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	261 PROSPECTORS LN, BILLINGS, MT 59105-1662
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2026	Deed of Trust, Mortgage · FHA Mortgage SERVICELINK
Mar 18, 2024	Deed of Trust, Mortgage · Line of Credit ALTANA FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 17, 2006 · Amount on Record
Deed Sale	Nov 17, 2006 · Amount on Record
Deed Document Number	20063400963
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YELLOWSTONE MT
Recording Date	Jul 6, 2026
Property Address	261 PROSPECTORS LN, BILLINGS, MT 59105-1662
Document Number	0004138173
Instrument Date	Jun 15, 2026
Instrument	20264138173
Transaction Type	Mortgage
Record Updated	Jul 13, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	261 PROSPECTORS LN, BILLINGS, MT 59105-1662

Mortgage

Document Number	0004138173,
Date	Jul 6, 2026
Instrument	20264138173

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Jul 1, 2066

Interest

Rate	6.36%
Max Rate	-1%

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YELLOWSTONE MT
Property Address	261 PROSPECTORS LN, BILLINGS, MT 59105-1662
Transaction Type	Mortgage
Record Updated	Apr 3, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004069974
Date	Mar 18, 2024
Instrument	4069974

Lender

Name	ALTANA FCU
Type	Credit Union
Address	BILLINGS, MT 59102

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Mar 17, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Yellowstone County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Montana
Municipality	Billings City
County	Yellowstone County
Elementary School District	Billings Elementary School District (PK - 08)
Secondary School District	Billings High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$221,800 (-) Land $36,156 Building $185,644	$221,800 (-) Land $36,156 Building $185,644
2025	$1,341.00 (-25.62%)	$221,800 (+14.74%) Land $36,156 Building $185,644	$221,800 (+14.74%) Land $36,156 Building $185,644
2024	$1,803.00 (+4.52%)
2023	$1,725.00	$193,300	$193,300 Land $28,191 Building $165,109

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 23, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.5% of Montana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BILLINGS serves 114,000 people · EPA ID MT0000153
Water Source	Surface water
Last State Inspection	May 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 433 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Wisp West Fixed Wireless	200 / 100

May also be available: AT&T, TDS Telecom, Verizon.

Nearby Properties on Prospectors Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures