261 Kelle Dr, Coldwater, MI 49036 Property Records

Branch County property record for 261 Kelle Dr, Coldwater, MI 49036

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,584 sqft · built 1974
Lot Size	0.49 acres (21,344 sqft)
Owner	Individual Name on Record
Last Sale	$169,000 (Nov 2017)
Tax Bill	$1,959 (2025)
Deeds & Mortgages	Jun 2022 Line of Credit Mar 2017 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`070-P20-000-027-00`

Property Details

APN / Parcel Number

Primary APN	`070-P20-000-027-00`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,584 sqft Living Area
1st Floor Area	1,056 sqft

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Tri-Level
Lot Area	21,344 sqft (0.49 acres)
Lot Dimensions	198 ft deep x 108 ft wide
Garage Area	1,816 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	261 KELLE DR
City	COLDWATER
State	MI
Zip	49036-9136
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LOT 27 PENN PARK NO 3 SEC 25 T6S R6W CITY OF C/W'S WELL HEAD PROTECTION AREA
Legal Range	06W
Legal Township	06S
Legal Section	25
Legal Subdivision	PENN PARK #3
Legal Lot Number	27
Jurisdiction	BRANCH MI
Township / Civil Division	COLDWATER
Census Block Group	1
Census Block	1056
Census Tract	951301

Owner

Source: Branch County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	261 KELLE DR, COLDWATER, MI 49036-9136
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2022	Deed of Trust, Mortgage · Line of Credit STURGIS BANK & TRUST CO
Mar 23, 2017	Deed of Trust, Mortgage · Line of Credit CHEMICAL BANK
May 28, 2020	Deed of Trust, Mortgage · FHA Mortgage AMERIFIRST FINANCIAL CORP
Nov 22, 2017	Warranty Deed, Transfer · FHA Mortgage AMERIFIRST FINANCIAL CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 22, 2017 · Amount on Record
Deed Sale	Nov 22, 2017 · Amount on Record
Prior Sale	Nov 20, 1996 · Amount on Record
Deed Document Number	20177881
Record Updated	Sep 20, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRANCH MI
Property Address	261 KELLE DR, COLDWATER, MI 49036-9136
Transaction Type	Mortgage
Record Updated	Jul 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	261 KELLE DR, COLDWATER, MI 49036-9136

Mortgage

Document Number	0202204394
Date	Jun 23, 2022
Instrument	2022-04394

Lender

Name	STURGIS BANK & TRUST CO
Type	Bank
Address	STURGIS, MI 49091

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRANCH MI
Property Address	261 KELLE DR, COLDWATER, MI 49036-9136
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201701744
Date	Mar 23, 2017
Instrument	2017-01744

Lender

Name	CHEMICAL BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRANCH MI
Property Address	261 KELLE DR, COLDWATER, MI 49036-9136
Transaction Type	Mortgage
Record Updated	Jun 16, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202003403
Date	May 28, 2020
Instrument	2020-03403

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company
Address	PORTAGE, MI 49002

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRANCH MI
Recording Date	Nov 22, 2017
Property Address	261 KELLE DR, COLDWATER, MI 49036-9136
Document Number	201707881
Map Reference	LB6 PG61
Instrument Date	Nov 21, 2017
Instrument	2017-07881
Transaction Type	Transfer
Record Updated	Jun 8, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,453.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	74 FAWN RUN, 74, COLDWATER, MI 49036-8118

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	261 KELLE DR, COLDWATER, MI 49036-9136

Mortgage

Document Number	201707882
Date	Nov 22, 2017
Instrument	2017-07882

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2047

Tax Assessment & Valuation

Source: Branch County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Branch County
County Subdivision	Coldwater Township
Unified School District	Coldwater Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$158,500 (+32.3%)	$317,000 (+32.3%)
2025	$1,959.00 (+2.78%)	$119,800	$239,600
2024	$1,906.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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