259 Kelle Dr, Coldwater, MI 49036 Property Records

Branch County property record for 259 Kelle Dr, Coldwater, MI 49036

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,576 sqft · built 1968
Lot Size	0.49 acres (21,344 sqft)
Owner	Individual Name on File
Last Sale	$305,000 (Jul 2023)
Tax Bill	$4,034 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Sep 2022 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`070-P20-000-028-00`

Property Details

APN / Parcel Number

Primary APN	`070-P20-000-028-00`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Building Area	2,576 sqft Living Area
1st Floor Area	1,288 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Architectural Style	Bi-Level
Lot Area	21,344 sqft (0.49 acres)
Lot Dimensions	198 ft deep x 107 ft wide
Garage Area	672 sqft

Location & Zoning

Street Address	259 KELLE DR
City	COLDWATER
State	MI
Zip	49036-9136
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LOT 28 PENN PARK NO 3 SEC 25 T6S R6W CITY OF C/W'S WELL HEAD PROTECTION AREA
Legal Range	06W
Legal Township	06S
Legal Section	25
Legal Subdivision	PENN PARK #3
Legal Lot Number	28
Jurisdiction	BRANCH MI
Township / Civil Division	COLDWATER
Census Block Group	1
Census Block	1056
Census Tract	951301

Owner

259 Kelle Dr is owned and occupied by an individual who bought it in July 2023.

Source: Branch County records, as of July 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	259 KELLE DR, COLDWATER, MI 49036-9136
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2023	Warranty Deed, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP
Sep 23, 2022	Deed of Trust, Mortgage · Line of Credit CENTURY BANK AND TRUST
Jul 18, 2017	Deed of Trust, Mortgage · Conventional Mortgage HONOR CU
Dec 6, 2019	Warranty Deed, Transfer · Conventional Mortgage CENTURY BANK & TRUST
Aug 21, 2017	Deed of Trust, Mortgage · Line of Credit HONOR CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 13, 2023 · Amount on File
Deed Sale	Jul 13, 2023 · Amount on File
Prior Sale	Dec 6, 2019 · Amount on File
Deed Document Number	20233775
Record Updated	Sep 20, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRANCH MI
Recording Date	Jul 13, 2023
Property Address	259 KELLE DR, COLDWATER, MI 49036-9136
Document Number	0202303775
Map Reference	LB 6 PG 61
Instrument Date	Jul 12, 2023
Instrument	2023-03775
Transaction Type	Transfer
Record Updated	Aug 2, 2023
Title Company	NOT AVAILABLE, ELEVATE TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,287.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	259 KELLE DR, COLDWATER, MI 49036-9136

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	42 CARLYLE AVE, COLDWATER, MI 49036-1020

Mortgage

Document Number	0202303776
Date	Jul 13, 2023
Instrument	2023-03776

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2053

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRANCH MI
Property Address	259 KELLE DR, COLDWATER, MI 49036-9136
Transaction Type	Mortgage
Record Updated	Oct 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	258 KELLE DR, COLDWATER, MI 49036-9136

Mortgage

Document Number	0202206341
Date	Sep 23, 2022
Instrument	2022-06341

Lender

Name	CENTURY BANK AND TRUST
Type	Bank
Address	COLDWATER, MI 49036

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	121 Months
Due	Oct 1, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRANCH MI
Property Address	259 KELLE DR, COLDWATER, MI 49036-9136
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201704920
Date	Jul 18, 2017
Instrument	2017-04920

Lender

Name	HONOR CU
Type	Credit Union
Address	BERRIEN SPRINGS, MI 49103

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Aug 1, 2037

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRANCH MI
Recording Date	Dec 6, 2019
Property Address	259 KELLE DR, COLDWATER, MI 49036-9136
Document Number	201907789
Map Reference	LB 6 PG 61
Instrument Date	Nov 22, 2019
Instrument	2019-07789
Transaction Type	Transfer
Record Updated	Jun 8, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,322.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	259 KELLE DR, 259, COLDWATER, MI 49036-9136

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9594 OSUTH EDON ROAD, CAMDEN, MI 49232

Mortgage

Document Number	201907790
Date	Dec 6, 2019
Instrument	2019-07790

Lender

Name	CENTURY BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2049

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRANCH MI
Property Address	259 KELLE DR, COLDWATER, MI 49036-9136
Transaction Type	Mortgage
Record Updated	Sep 14, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 2017-05734
Date	Aug 21, 2017
Instrument	2017-05734

Lender

Name	HONOR CU
Type	Credit Union
Address	Berrien Springs, MI 49103

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Aug 12, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 259 Kelle Dr was $4,034, up 2.7% from the year before.

Source: Branch County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Branch County
County Subdivision	Coldwater Township
Unified School District	Coldwater Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$221,400 (+37.09%)	$442,800 (+37.09%)
2025	$4,034.00 (+2.72%)	$161,500	$323,000
2024	$3,927.00
2023		$136,500	$273,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 259 Kelle Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 259 Kelle Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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