261 Harcourt Rd, Vermilion, OH 44089 Property Records

Lorain County property record for 261 Harcourt Rd, Vermilion, OH 44089

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,248 sqft · built 1965
Lot Size70 acres (3,049,200 sqft)
OwnerOwner Name on Record
Last Sale$99,500 (Jun 2003)
Tax Bill$2,512 (2025)
Deeds & MortgagesSep 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN01-00-002-106-090

Property Details

APN / Parcel Number

Primary APN01-00-002-106-090

Interior

Bedrooms3 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,248 sqft Living Area
1st Floor Area1,248 sqft
FireplaceFireplace

Exterior

Year BuiltBuilt 1965
Architectural StyleConventional
Exterior MaterialWood Siding
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Lot Area3,049,200 sqft (70 acres)
Lot Dimensions140 ft deep x 97 ft wide
Garage TypeAttached
Garage Area546 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area96 sqft
Deck Area170 sqft
Patio Area170 sqft

Utilities, Heating & Cooling

Heating SystemHVAC

Location & Zoning

Street Address261 HARCOURT RD
CityVERMILION
StateOH
Zip44089-2247
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionVER ON LAKE #1 105 X 97 S/L 1450
Legal SubdivisionVERMILION ON THE LAKE SUBDIVISION #1
Legal Block106
Legal Lot Number1450-
JurisdictionLORAIN OH
Township / Civil DivisionBROWNHELM
Census Block Group1
Census Block1005
Census Tract30101

Owner

Source: Lorain County records, as of March 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordOwner Name on Record
Mailing Address261 HARCOURT RD, VERMILION, OH 44089-2247
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 6, 2003 · Amount on Record
Deed SaleJun 6, 2003 · Amount on Record
Prior SaleJun 29, 1998
Deed Document Number2003003170
Record UpdatedJun 8, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLORAIN OH
Property Address261 HARCOURT RD, VERMILION, OH 44089-2247
Document Number0000781161
Instrument DateSep 5, 2020
Transaction TypeMortgage
Record UpdatedOct 13, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address261 HARCOURT RD VERMILION OH 440892247, VERMILION, OH 44089-2247

Mortgage

Document Number0000781161
DateSep 30, 2020
Instrument781161
Lender
NameFIFTH THIRD BK NA
Address38 FOUNTAIN SQUARE PLZ, CINCINNATI, OH 45202-3102
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueSep 29, 2030

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateOhio
CountyLorain County
County SubdivisionBrownhelm Township
MunicipalityVermilion City
Unified School DistrictVermilion Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,512.00$49,410 (+0.01%) Land $18,030 Building $31,380$141,160 (-) Land $51,510 Building $89,650
2024$2,512.00 (+35.78%)$49,407 (+42.58%) Land $18,029 Building $31,378$141,160 (+42.59%) Land $51,510 Building $89,650
2023$1,850.00 (+0.71%)$34,651 (+%) Land $9,720 Building $24,931$99,000 (-) Land $27,770 Building $71,230
2022$1,837.00$34,650 Land $9,720 Building $24,930
2021$99,000 Land $27,770 Building $71,230

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVERMILION CITY
serves 10,594 people · EPA ID OH2201511
Water SourceSurface water
Last State InspectionJun 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 340 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Brightspeed
Fiber
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Breezeline
Cable
1,000 / 50
T-Mobile
Fixed Wireless
100 / 20

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