Lorain County property record for 243 Harcourt Rd, Vermilion, OH 44089
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,178 sqft · built 1932 |
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,022 (2025) |
| Deeds & Mortgages | May 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-00-002-106-013 |
| Primary APN | 01-00-002-106-013 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,178 sqft Living Area |
| 1st Floor Area | 1,240 sqft |
| Fireplace | Fireplace |
| Year Built | Built 1932 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 6,534 sqft (0.15 acres) |
| Lot Dimensions | 97 ft deep x 70 ft wide |
| Garage Type | Detached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 132 sqft |
| Patio Area | 32 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 243 HARCOURT RD |
|---|---|
| City | VERMILION |
| State | OH |
| Zip | 44089-2247 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | VER ON LAKE 1 70.00 X 97.00 TOD 5/19/14 2014-0505218 |
| Legal Subdivision | VER ON LAKE 1 FRNT |
| Legal Block | 106 |
| Legal Lot Number | 1448 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | BROWNHELM |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 30101 |
Source: Lorain County records, as of March 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 243 HARCOURT RD, VERMILION, OH 44089-2247 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 243 HARCOURT RD, VERMILION, OH 44089-2247 |
| Transaction Type | Mortgage |
| Record Updated | May 12, 2022 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|
| Document Number | 0000873983 |
|---|---|
| Date | May 4, 2022 |
| Instrument | 2022-0873983 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2052 |
Source: Lorain County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| County Subdivision | Brownhelm Township |
| Municipality | Vermilion City |
| Unified School District | Vermilion Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,022.00 | $39,770 (+0.01%) Land $12,600 Building $27,170 | $113,620 (-) Land $35,990 Building $77,630 |
| 2024 | $1,022.00 (-7.68%) | $39,768 (+39.9%) Land $12,597 Building $27,171 | $113,620 (+39.89%) Land $35,990 Building $77,630 |
| 2023 | $1,107.00 (-1.25%) | $28,427 (-0.01%) Land $7,245 Building $21,182 | $81,220 (-) Land $20,700 Building $60,520 |
| 2022 | $1,121.00 | $28,430 Land $7,250 Building $21,180 | |
| 2021 | $81,220 Land $20,700 Building $60,520 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VERMILION CITY serves 10,594 people · EPA ID OH2201511 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 340 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Breezeline Cable | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
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