261 Gilbert Rd, Elko, GA 31025 Property Records

Houston County property record for 261 Gilbert Rd, Elko, GA 31025

Property Summary

Property Type	Residential Vacant Land
Lot Size	4.74 acres (206,474 sqft)
Owner	2 Individual Names on Record
Last Sale	$60,000 (Aug 2022)
Tax Bill	$766 (2025)
Deeds & Mortgages	Feb 2025 Construction Loan Feb 2025 Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`37-60`

Property Details

APN / Parcel Number

Primary APN	`37-60`
Alternative APNs	`000370 060000` `69275`

Exterior

Lot Area	206,474 sqft (4.74 acres)

Location & Zoning

Account Number	69275
Street Address	261 GILBERT RD
City	ELKO
State	GA
Zip	31025-2209
Property Category	Residential
Property Type	Vacant Land > Residential
Local Zoning Code	RAG
Legal Description	4.74 ACRES TRACT 3 LL 306 13 LD
Legal Tract	3
Jurisdiction	HOUSTON GA
Township / Civil Division	ELKO
Census Block Group	3
Census Block	3002
Census Tract	21502

Owner

Source: Houston County records, as of March 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	137 WORCHESTER CIR, PERRY, GA 31069-5915
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 13, 2025	Deed of Trust, Mortgage · Construction Mortgage GMFS LLC
Feb 13, 2025	Deed of Trust, Mortgage · Construction Mortgage GMFS LLC
Aug 25, 2022	Warranty Deed, Transfer
Jan 28, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 25, 2022 · Amount on Record
Deed Sale	Aug 25, 2022 · Amount on Record
Prior Sale	Jan 28, 2022 · Amount on Record
Deed Book / Page	9822 / 181
Record Updated	Sep 20, 2026

February 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOUSTON GA
Property Address	261 GILBERT RD, ELKO, GA 31025-2209
Transaction Type	Mortgage
Record Updated	Mar 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	221 WILLIAMS CIR, ELKO, GA 31025-2017

Mortgage

Document Number	0106070735
Date	Feb 13, 2025
Book Page	10607/735

Lender

Name	GMFS LLC
Type	Subprime Lender
Address	BATON ROUGE, LA 70806

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Feb 1, 2026

February 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOUSTON GA
Property Address	261 GILBERT RD, ELKO, GA 31025-2209
Transaction Type	Mortgage
Record Updated	Mar 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	221 WILLIAMS CIR, ELKO, GA 31025-2017

Mortgage

Document Number	0106070717
Date	Feb 13, 2025
Book Page	10607/717

Lender

Name	GMFS LLC
Type	Subprime Lender
Address	BATON ROUGE, LA 70806

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Mar 1, 2056

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HOUSTON GA
Recording Date	Aug 25, 2022
Property Address	261 GILBERT RD, ELKO, GA 31025-2209
Document Number	0098220181
Book / Page	9822 / 181
Map Reference	MB 83 PG 117
Instrument Date	Aug 25, 2022
Transaction Type	Transfer
Record Updated	Mar 9, 2026

Transaction

Amount	Amount Recorded
Tax	$60.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	137 WORCHESTER CIR, PERRY, GA 31069-5915

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HOUSTON GA
Recording Date	Jan 28, 2022
Property Address	261 GILBERT RD, ELKO, GA 31025-2209
Document Number	0095550158
Book / Page	9555 / 158
Map Reference	MB 83 PG 117
Instrument Date	Jan 28, 2022
Transaction Type	Transfer
Record Updated	Mar 9, 2026

Transaction

Amount	Amount Recorded
Tax	$47.40
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Houston County assessment roll, as of March 9, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Houston County
Unified School District	Houston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$766.00 (-7.93%)	$35,080 (+0.8%) Land $35,080	$87,700 (+0.8%) Land $87,700
2024	$832.00 (+60.62%)	$34,800 (+62.31%) Land $34,800	$87,000 (+62.31%) Land $87,000
2023	$518.00	$21,440 (-) Land $21,440	$53,600 (-) Land $53,600
2022	$518.00	$21,440 Land $21,440	$53,600 Land $53,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 49% of Georgia
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conexon Connect Fiber	2,000 / 2,000

Cell Coverage

5G and 4G LTE (outdoors only)

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