Houston County property record for 212 Gilbert Rd, Elko, GA 31025
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 2,688 sqft · built 2022 |
| Lot Size | 18 acres (785,387 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $108,200 (Nov 2019) |
| Tax Bill | $1,389 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Feb 2023 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 37-10 |
| Primary APN | 37-10 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,688 sqft Heated Area |
| 1st Floor Area | 2,688 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Exterior Material | Fiber Cement Siding |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 785,387 sqft (18 acres) |
| Garage Area | 675 sqft |
| Pool Area | 448 sqft |
| Porch | Slab |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 67179 |
|---|---|
| Street Address | 212 GILBERT RD |
| City | ELKO |
| State | GA |
| Zip | 31025-2227 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RAG |
| Legal Description | 18.03 ACRES TRACT 2 LL 282 283 13 LD |
| Legal Tract | 2 |
| Jurisdiction | HOUSTON GA |
| Township / Civil Division | ELKO |
| Census Block Group | 3 |
| Census Block | 3035 |
| Census Tract | 21502 |
Source: Houston County records, as of April 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 212 GILBERT RD, ELKO, GA 31025-2227 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 6, 2026 | Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE |
| Feb 1, 2023 | Deed of Trust, Mortgage · VA Mortgage BROKER SOLUTIONS INC |
| May 31, 2022 | Intrafamily Transfer, Transfer · Construction Mortgage SUNMARK COMMUNITY BANK |
| Nov 21, 2019 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 21, 2019 · Amount on Record |
| Deed Sale | Nov 21, 2019 · Amount on Record |
| Deed Book / Page | 8395 / 56 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOUSTON GA |
| Recording Date | Apr 6, 2026 |
| Property Address | 212 GILBERT RD, ELKO, GA 31025-2227 |
| Document Number | 1081000107 |
| Book / Page | 10819 / 107 |
| Instrument Date | Mar 21, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | MADISON SETTLEMENT SERVICES |
| Name | Verified Name |
|---|---|
| Address | 212 GILBERT RD, ELKO, GA 31025-2227 |
| Document Number | 1081000107, |
|---|---|
| Date | Apr 6, 2026 |
| Book Page | 10819/107 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.01% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOUSTON GA |
| Property Address | 212 GILBERT RD, ELKO, GA 31025-2227 |
| Transaction Type | Mortgage |
| Record Updated | Oct 7, 2025 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|---|
| Address | 1278 CEDAR VALLEY RD, MONTEZUMA, GA 31063-8126 |
| Document Number | 0099830010 |
|---|---|
| Date | Feb 1, 2023 |
| Book Page | 9983/10 |
| Name | BROKER SOLUTIONS INC |
|---|---|
| Type | Mortgage Company |
| Address | MUMFORD, NY 14511 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2053 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HOUSTON GA |
| Recording Date | May 31, 2022 |
| Property Address | 212 GILBERT RD, ELKO, GA 31025-2227 |
| Document Number | 0097190157 |
| Book / Page | 9719 / 157 |
| Map Reference | MB 81 PG 101 |
| Instrument Date | May 31, 2022 |
| Transaction Type | Transfer |
| Record Updated | Oct 7, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 212 GILBERT RD, ELKO, GA 31025-2227 |
| Document Number | 0009719159 |
|---|---|
| Date | May 31, 2022 |
| Instrument | 9719/159 |
| Name | SUNMARK COMMUNITY BANK |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | May 30, 2023 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HOUSTON GA |
| Recording Date | Nov 21, 2019 |
| Property Address | 212 GILBERT RD, ELKO, GA 31025-2227 |
| Document Number | 0083950058 |
| Book / Page | 008395 / 000058 |
| Instrument Date | Nov 19, 2019 |
| Transaction Type | Transfer |
| Record Updated | Dec 2, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $89.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1444 SAM NUNN BLVD PERRY GA 310692186, PERRY, GA 31069-2186 |
Source: Houston County assessment roll, as of March 9, 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Houston County |
| Unified School District | Houston County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,389.00 (-10.68%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $259,280 (+2.4%) Land $80,320 Building $178,960 | $648,200 (+2.4%) Land $200,800 Building $447,400 |
| 2024 | $1,555.00 (+75.9%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $253,200 (+34.88%) Land $80,320 Building $172,880 | $633,000 (+34.88%) Land $200,800 Building $432,200 |
| 2023 | $884.00 (-24.38%) | $187,720 (+287.85%) Land $48,400 Building $139,320 | $469,300 (+287.85%) Land $121,000 Building $348,300 |
| 2022 | $1,169.00 | $48,400 Land $48,400 | $121,000 Land $121,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 18, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 73% of Georgia |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Conexon Connect Fiber | 2,000 / 2,000 |
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