Oakland County property record for 261 E Webster St, Ferndale, MI 48220
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,722 sqft · built 1924 |
| Lot Size | 0.183 acres (7,971 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $396,000 (Feb 2026) |
| Tax Bill | $7,229 (2025) |
| Deeds & Mortgages | Oct 2021 Line of Credit Jun 2025 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-25-34-476-039 |
| Primary APN | 24-25-34-476-039 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,722 sqft Living Area |
| 1st Floor Area | 861 sqft |
| Basement Area | 861 sqft |
| Unfinished Basement | 861 sqft |
| Game Room | Game Room |
| Year Built | Built 1924 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 7,971 sqft (0.183 acres) |
| Lot Dimensions | 159 ft deep x 50 ft wide |
| Porch | Slab |
| Porch Area | 330 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 261 E WEBSTER ST |
|---|---|
| City | FERNDALE |
| State | MI |
| Zip | 48220-2537 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RI |
| Legal Description | T1N, R11E, SEC 34 WOODWARD HOMES SUB LOT 69, ALSO 1/2 OF VAC ALLEY ADJ TO SAME |
| Legal Range | 11E |
| Legal Township | 01N |
| Legal Section | 34 |
| Legal Subdivision | WOODWARD HOMES SUB |
| Legal Lot Number | 69 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | FERNDALE |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 173500 |
Source: Oakland County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 280 MADELEINE LN, WATERFORD, MI 48328-2874 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Man |
| Date | Document |
|---|---|
| Oct 1, 2021 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| Jun 12, 2025 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| Feb 26, 2026 | Warranty Deed, Transfer · VA Mortgage GUILD MORTGAGE CO |
| Dec 27, 2018 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| Nov 20, 2017 | Warranty Deed, Transfer MICHIGAN INVESTMENT TITLE IN |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 26, 2026 · Amount on Record |
| Deed Sale | Feb 26, 2026 · Amount on Record |
| Prior Sale | Nov 20, 2017 · Amount on Record |
| Deed Document Number | 202624016 |
| Deed Book / Page | 60974 / 341 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 261 E WEBSTER ST, FERNDALE, MI 48220-2537 |
| Transaction Type | Mortgage |
| Record Updated | Apr 1, 2026 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|---|
| Address | 261 E WEBSTER ST, FERNDALE, MI 48220-2537 |
| Document Number | 0000234611 |
|---|---|
| Date | Oct 1, 2021 |
| Book Page | 56936/359 |
| Instrument | 234611 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Sep 9, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 261 E WEBSTER ST, FERNDALE, MI 48220-2537 |
| Transaction Type | Mortgage |
| Record Updated | Apr 1, 2026 |
| Name | Verified Name |
|---|---|
| Address | 261 E WEBSTER ST, FERNDALE, MI 48220-2537 |
| Document Number | 0000071487 |
|---|---|
| Date | Jun 12, 2025 |
| Book Page | 60279/452 |
| Instrument | 71487 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | May 27, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Feb 26, 2026 |
| Property Address | 261 E WEBSTER ST, FERNDALE, MI 48220-2537 |
| Document Number | 20260024016 |
| Book / Page | 60974 / 341 |
| Map Reference | LB 8 PG 29 |
| Instrument Date | Feb 18, 2026 |
| Instrument | 20260024016 |
| Transaction Type | Transfer |
| Record Updated | Apr 1, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,970.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 261 E WEBSTER ST, FERNDALE, MI 48220-2537 |
| Name | Verified Name |
|---|---|
| Address | 280 MADELEINE LN, WATERFORD, MI 48328-2874 |
| Document Number | 0060962477 |
|---|---|
| Date | Feb 26, 2026 |
| Instrument | 60962/477 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2056 |
| Document Number | 20260022006 |
|---|---|
| Date | Feb 23, 2026 |
| Book Page | 60962/477 |
| Instrument | 20260022006 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | FLINT, MI 48501 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 261 E WEBSTER ST, FERNDALE, MI 48220-2537 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000206179 |
|---|---|
| Date | Dec 27, 2018 |
| Book Page | 52462/00558 |
| Instrument | 206179 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Dec 5, 2043 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Nov 20, 2017 |
| Property Address | 261 E WEBSTER ST, FERNDALE, MI 48220-2537 |
| Document Number | 0000213810 |
| Book / Page | 51308 / 00413 |
| Map Reference | LB 8 PG 29 |
| Instrument Date | Nov 9, 2017 |
| Instrument | 213810 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2021 |
| Title Company | MICHIGAN INVESTMENT TITLE IN |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,064.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 46036 MICHIGAN AVE # 261, 46036, CANTON, MI 48188-2304 |
| Name | Verified Name |
|---|---|
| Address | 41132 CARNATION, STERLING HEIGHTS, MI 48313 |
Source: Oakland County assessment roll, as of February 4, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| Municipality | Ferndale City |
| Unified School District | Ferndale Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,229.00 (-3.11%) Homeowner's exemption | $183,920 (+9.16%) | $367,840 (+9.16%) |
| 2024 | $7,461.00 (+5.75%) | ||
| 2023 | $168,490 | $336,980 | |
| 2021 | $7,055.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FERNDALE serves 22,105 people · EPA ID MI0002280 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | May 2021 |
| Lead | 9 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead public education Nov 2020 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 718 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures