260 E Webster St, Ferndale, MI 48220 Property Records

Oakland County property record for 260 E Webster St, Ferndale, MI 48220 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,221 sqft · built 1956
Lot Size	0.183 acres (7,971 sqft)
Owner	Individual Name on File
Last Sale	$176,000 (Jun 2019)
Tax Bill	$4,616 (2025)
Deeds & Mortgages	Apr 2022 Line of Credit Mar 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`24-25-34-477-011`

Property Details

APN / Parcel Number

Primary APN	`24-25-34-477-011`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,221 sqft Living Area
1st Floor Area	1,221 sqft
Basement Area	1,221 sqft
Unfinished Basement	1,221 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 2016
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Brick
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	7,971 sqft (0.183 acres)
Lot Dimensions	159 ft deep x 50 ft wide
Garage Area	832 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	24 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	260 E WEBSTER ST
City	FERNDALE
State	MI
Zip	48220-2538
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T1N, R11E, SEC 34 WOODWARD HOMES SUB LOT 82 & N 1/2 OF VAC ALLEY ADJ TO SAME
Legal Range	11E
Legal Township	01N
Legal Section	34
Legal Subdivision	WOODWARD HOMES SUB
Legal Lot Number	82
Jurisdiction	OAKLAND MI
Township / Civil Division	FERNDALE
Census Block Group	1
Census Block	1009
Census Tract	173500

Owner

Source: Oakland County records · APN 24-25-34-477-011

Assessment roll updated January 21, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	260 E WEBSTER ST, FERNDALE, MI 48220-2538
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2022	Deed of Trust, Mortgage · Line of Credit COMMUNITY FINANCIAL CU
Mar 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage RUOFF MORTGAGE COMPANY INC
Jun 05, 2019	Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY INC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 05, 2019 · Amount on Record
Deed Sale	Jun 05, 2019 · Amount on Record
Prior Sale	Jul 15, 2014 · Amount on Record
Deed Document Number	201986769
Deed Book / Page	52893 / 661
Prior Transfer Date	Feb 12, 2009
Prior Transfer Doc	0000027744
Record Updated	Sep 20, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	260 E WEBSTER ST, FERNDALE, MI 48220-2538
Transaction Type	Mortgage
Record Updated	Feb 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	260 E WEBSTER ST, FERNDALE, MI 48220-2538

Mortgage

Document Number	0000374450
Date	Apr 29, 2022
Book Page	57726/457
Instrument	374450

Lender

Name	COMMUNITY FINANCIAL CU
Type	Credit Union
Address	PLYMOUTH, MI 48170

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	260 E WEBSTER ST, FERNDALE, MI 48220-2538
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000055685
Date	Mar 24, 2020
Book Page	53983/202
Instrument	55685

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company
Address	FORT WAYNE, IN 46804

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2050

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Jun 05, 2019
Property Address	260 E WEBSTER ST, FERNDALE, MI 48220-2538
Document Number	0000086769
Book / Page	52893 / 00661
Map Reference	LB 8 PG 29
Instrument Date	May 29, 2019
Instrument	86769
Transaction Type	Transfer
Record Updated	Jun 29, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,513.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	260 E WEBSTER ST, 260, FERNDALE, MI 48220-2538

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	260 E WEBSTER ST, FERNDALE, MI 48220-2538

Mortgage

Document Number	0000087327
Date	Jun 05, 2019
Instrument	87327

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2049

Tax Assessment & Valuation

Source: Oakland County records · Assessment roll updated January 21, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
Municipality	Ferndale City
Unified School District	Ferndale Public Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,616.00 (-2.86%) Homeowner's exemption	$125,490 (+16.13%)	$250,980 (+16.13%)
2024	$4,752.00 (+5.88%)
2023		$108,060	$216,120
2021	$4,488.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Oakland County (26125C), updated December 8, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 718 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Xfinity	Cable	2,000 / 250
WOW Internet, Cable & Phone	Cable	1,200 / 50
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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