261 Cherry Tree Sq, Forest Hill, MD 21050 Property Records

Harford County property record for 261 Cherry Tree Sq, Forest Hill, MD 21050

Property Summary

Property Type	Townhouse
Details	2.5 ba · 1,280 sqft · built 1997
Lot Size	0.073 acres (3,162 sqft)
Owner	2 Individual Names on File
Last Sale	$117,434 (Jul 1997)
Tax Bill	$2,484 (2025)
Deeds & Mortgages	Sep 2025 Transfer Jun 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-304116`

Property Details

APN / Parcel Number

Primary APN	`03-304116`
Alternative APNs	`3304116` `304116`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,280 sqft Total Area

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	3,162 sqft (0.073 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	304116
Street Address	261 CHERRY TREE SQ
City	FOREST HILL
State	MD
Zip	21050-3303
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	AG
Legal Description	LOT 219 3162 SF 261 CHERRY TREE SQUARE SPENCEOLA FRMS S2 P85/79
Legal Subdivision	PHASE 1 SECTION 2 SPENCEOLA FARMS
Legal Lot Number	219
Jurisdiction	HARFORD MD
Township / Civil Division	3, BEL AIR
Census Block Group	2
Census Block	2013
Census Tract	303203

Owner

Source: Harford County assessment roll, as of August 12, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	261 CHERRY TREE SQ, FOREST HILL, MD 21050-3303
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2025	Intrafamily Transfer, Transfer
Jun 1, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Aug 17, 2020	Deed of Trust, Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 14, 1997 · Amount on Record
Deed Sale	Jul 14, 1997 · Amount on Record
Prior Sale	Jan 6, 1997 · Amount on Record
Deed Document Number	199710
Deed Book / Page	2542 / 339
Transfer Doc	0000000222
Record Updated	Sep 20, 2026

September 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HARFORD MD
Recording Date	Sep 25, 2025
Property Address	261 CHERRY TREE SQ, FOREST HILL, MD 21050-3303
Document Number	0168210225
Book / Page	16821 / 225
Map Reference	MB CGH III 85 FO 79
Instrument Date	Sep 24, 2025
Transaction Type	Transfer
Record Updated	Oct 14, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	261 CHERRY TREE SQ, FOREST HILL, MD 21050-3303

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	261 CHERRY TREE SQ, FOREST HILL, MD 21050-3303
Transaction Type	Mortgage
Record Updated	Oct 26, 2022
Title Company	AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0155360149
Date	Jun 1, 2022
Book Page	15536/149

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	95 Months
Due	May 1, 2030

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	261 CHERRY TREE SQ, FOREST HILL, MD 21050-3303
Document Number	0142510061
Instrument Date	Aug 17, 2020
Transaction Type	Mortgage
Record Updated	Dec 2, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	261 CHERRY TREE SQ #SA FOREST HILL MD 210503303, SA, FOREST HILL, MD 21050-3303

Mortgage

Document Number	0142510061
Date	Nov 10, 2020
Book Page	014251/000061

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	84 Months
Due	Nov 9, 2027

Tax Assessment & Valuation

Source: Harford County assessment roll, as of August 12, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$249,300 (+4.7%)	$271,700 (+14.11%) Land $80,000 Building $191,700
2025	$2,484.00 (+9.81%)	$238,100 (+9.34%) Land $72,500 Building $165,600	$238,100 (-) Land $72,500 Building $165,600
2023		$217,767	$238,100 Land $72,500 Building $165,600
2022	$2,262.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARFORD COUNTY D.P.W. serves 104,567 people · EPA ID MD0120016
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 533 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Armstrong Holdings.

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