261 Chatham St, Lynn, MA 01902 Property Records

Essex County and Lynn City property record for 261 Chatham St, Lynn, MA 01902

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,494 sqft · built 1900
Lot Size	0.15 acres (6,517 sqft)
Owner	Individual Name on File
Last Sale	$580,000 (Nov 2024)
Tax Bill	$5,755 (2025)
Deeds & Mortgages	Nov 2024 Sale & Mortgage Mar 2023 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`B:096 L:472 S:001`

Property Details

APN / Parcel Number

Primary APN	`B:096 L:472 S:001`
Alternative APN	`LYNN M:096 B:472 L:001`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,494 sqft Living Area
Gross Area	2,834 sqft
Basement Area	796 sqft
Unfinished Basement	796 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1964
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Mansard
Roof Material	Asphalt
Lot Area	6,517 sqft (0.15 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	261 CHATHAM ST
City	LYNN
State	MA
Zip	01902-2203
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Block	472
Legal Lot Number	1
Jurisdiction	LYNN MA
Township / Civil Division	LYNN
Census Block Group	1
Census Block	1001
Census Tract	206400

Owner

261 Chatham St is owned and occupied by an individual who bought it in November 2024.

Source: Essex County and Lynn City records, as of September 30, 2026

Owner of Record	Individual Name on File
Mailing Address	261 CHATHAM ST, LYNN, MA 01902-2203
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 20, 2024	Quit Claim Deed, Transfer · Stand-Alone First Mortgage UNITED WHOLESALE MORTGAGE
Mar 22, 2023	Quit Claim Deed, Transfer Quitclaim
Oct 18, 2017	Deed of Trust, Mortgage · Commercial Mortgage CONCEPT CAPITAL CORP
Apr 3, 2019	Quit Claim Deed, Transfer RB (RT)
Apr 18, 2018	Deed of Trust, Mortgage RB REALTY TRUST (CT)

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 20, 2024 · Amount on File
Deed Sale	Nov 20, 2024 · Amount on File
Prior Sale	Oct 18, 2017 · Amount on File
Deed Book / Page	42443 / 78
Record Updated	Oct 29, 2026

November 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LYNN MA
Recording Date	Nov 20, 2024
Property Address	261 CHATHAM ST, LYNN, MA 01902-2203
Document Number	0042443-78
Book / Page	42443 / 78
Instrument Date	Nov 20, 2024
Instrument	20241120002780
Transaction Type	Transfer
Record Updated	Jan 26, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	261 CHATHAM ST, LYNN, MA 01902-2203

Mortgage

Document Number	241120002790
Date	Nov 20, 2024
Instrument	241120002790

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

March 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LYNN MA
Recording Date	Mar 22, 2023
Property Address	261 CHATHAM ST, LYNN, MA 01902-2203
Document Number	0041485-10
Book / Page	41485 / 10
Instrument Date	Mar 21, 2023
Instrument	20230322000150
Transaction Type	Transfer
Record Updated	Jan 26, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	261 CHATHAM ST, LYNN, MA 01902-2203

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNN MA
Property Address	261 CHATHAM ST, LYNN, MA 01902-2203
Transaction Type	Mortgage
Record Updated	Jun 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	036261-340
Date	Oct 18, 2017
Book Page	36261/340
Instrument	172

Lender

Name	CONCEPT CAPITAL CORP
Type	Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LYNN MA
Recording Date	Apr 3, 2019
Property Address	261 CHATHAM ST, LYNN, MA 01902-2203
Document Number	37420-472
Book / Page	037420 / 000472
Instrument Date	Apr 3, 2019
Instrument	3001560
Transaction Type	Transfer
Record Updated	Apr 14, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	168 LEYDEN ST #2 EAST BOSTON MA 021282618, 2, EAST BOSTON, MA 02128-2618

Mortgage

Document Number	37420-475
Date	Apr 3, 2019
Book Page	037420/000475
Instrument	3001570

Lender

Name	RB (RT)

Agreement

Amount	Amount on Record

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNN MA
Property Address	261 CHATHAM ST, LYNN, MA 01902-2203
Document Number	36656-463
Instrument Date	Apr 18, 2018
Transaction Type	Mortgage
Record Updated	May 8, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

Mortgage

Document Number	36656-463
Date	Apr 19, 2018
Book Page	036656/000463
Instrument	1804190230

Lender

Name	RB REALTY TRUST (CT)

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 261 Chatham St was $5,755, up 6.1% from the year before.

Source: Essex County and Lynn City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Lynn City
Unified School District	Lynn School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,755.00 (+6.08%)	$555,500 (+7.82%) Land $183,900 Building $371,600	$548,435
2024	$5,425.00 (+11.03%)	$515,200 (+17.57%) Land $174,700 Building $340,500
2023	$4,886.00	$438,200 Land $159,100 Building $279,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 261 Chatham St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 261 Chatham St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNN WATER AND SEWER COMM serves 101,253 people · EPA ID MA3163000
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,213 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000

May also be available: Starry, T-Mobile.

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