253 Chatham St, Lynn, MA 01902 Property Records

Essex County and Lynn City property record for 253 Chatham St, Lynn, MA 01902

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 2,447 sqft · built 1870
Lot Size	0.097 acres (4,217 sqft)
Owner	Individual Name on Record
Last Sale	$269,900 (Oct 2013)
Tax Bill	$7,088 (2025)
Deeds & Mortgages	Dec 2021 Refinance May 2024 Refinance
Flood Zone	Zone X (minimal risk)
APN	`B:096 L:472 S:021`

Property Details

APN / Parcel Number

Primary APN	`B:096 L:472 S:021`
Alternative APN	`LYNN M:096 B:472 L:021`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	12 Rooms
Units	2 Units
Stories	3 Stories
Building Area	2,447 sqft Living Area
Gross Area	3,944 sqft
Basement Area	468 sqft
Unfinished Basement	468 sqft

Exterior

Year Built	Built 1870
Effective Year Built	Effective 1963
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,217 sqft (0.097 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	253 CHATHAM ST
City	LYNN
State	MA
Zip	01902-2203
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R1
Legal Block	472
Legal Lot Number	21
Jurisdiction	LYNN MA
Township / Civil Division	LYNN
Census Block Group	1
Census Block	1001
Census Tract	206400

Owner

Source: Essex County and Lynn City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	253 CHATHAM ST, LYNN, MA 01902-2203
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 2, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance BANK OF AMERICA NA
May 30, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance BETTER MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 9, 2013 · Amount on Record
Deed Sale	Oct 9, 2013 · Amount on Record
Prior Sale	Aug 17, 2007 · Amount on Record
Deed Book / Page	32880 / 67
Transfer Doc	0032880-67
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNN MA
Property Address	253 CHATHAM ST, LYNN, MA 01902-2203
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0040539-18
Date	Dec 2, 2021
Book Page	40539/18
Instrument	20211202000560

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2037

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNN MA
Property Address	253 CHATHAM ST, LYNN, MA 01902-2203
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0042142-24
Date	May 30, 2024
Book Page	42142/24
Instrument	20240530003620

Lender

Name	BETTER MORTGAGE CORP

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2054

Tax Assessment & Valuation

Source: Essex County and Lynn City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Lynn City
Unified School District	Lynn School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,088.00 (+5.89%)	$684,157 (+7.62%) Land $172,300 Building $511,857	$721,598
2024	$6,694.00 (+2.12%)	$635,700 (+8.13%) Land $163,800 Building $471,900
2023	$6,555.00	$587,900 Land $149,100 Building $438,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNN WATER AND SEWER COMM serves 101,253 people · EPA ID MA3163000
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,213 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000

May also be available: Starry, T-Mobile.

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