Essex County and Saugus Town property record for 261 Central St, Saugus, MA 01906 · Last verified April 2026
| Property Type | Residential > Multi-Unit > Duplex |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1890 |
| Square Footage | 2,440 sqft Living Area |
| Lot Size | 9,901 sqft (0.227 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $555,000 (2020) |
| Tax Bill | $7,927.00 (2025) |
| Primary APN | SAUG M:009-E B:0008 L:0014 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 11 Rooms |
| Units | 2 Units |
| Building Area | 2,440 sqft Living Area |
| Gross Area | 4,376 sqft Gross Area |
| 1st Floor | 1,234 sqft 1st Floor |
| Basement Area | 1,062 sqft Basement |
| Unfinished Basement | 1,062 sqft Unfinished |
| Stories | 3 Stories |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1890 |
| Architectural Style | Conventional Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 9,901 sqft (0.227 acres) |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Heating Fuel | Gas Heating Fuel |
| Account Number | 3326002 |
|---|---|
| Street Address | 261 CENTRAL ST |
| City | SAUGUS |
| State | MA |
| Zip | 01906-2149 |
| Property Usage | Residential Property Usage |
| Type | Residential > Multi-Unit > Duplex |
| Legal Block | 8 |
| Legal Lot Number | 14 |
| Jurisdiction | SAUGUS MA |
| Minor Civil Division | SAUGUS |
| Census Blockgroup | 1 |
| Census Block | 1012 |
| Census Tract | 208301 |
Source: Essex County and Saugus Town records · APN SAUG M:009-E B:0008 L:0014
Assessment roll updated April 14, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 261 CENTRAL ST, SAUGUS, MA 01906-2149 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 26, 2024 | Deed of Trust, Mortgage · Stand Alone Refinance WEBSTER FIRST FEDERAL CREDIT UNION |
| Sep 22, 2021 | Deed of Trust, Mortgage · Stand Alone Refinance HOME POINT FINANCIAL CORPORATION |
| Jan 17, 2020 | Quit Claim Arm's Length for NE States, Transfer · Stand Alone First Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 17, 2020 · Amount on Record |
| Deed Sale | Jan 17, 2020 · Amount on Record |
| Prior Sale | Jun 03, 1999 · Amount on Record |
| Deed Book / Page | 38201 / 225 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAUGUS MA |
| Property Address | 261 CENTRAL ST, SAUGUS, MA 01906-2149 |
| Transaction Type | Mortgage |
| Record Updated | Jan 21, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0042086-99 |
|---|---|
| Date | Apr 26, 2024 |
| Book Page | 42086/99 |
| Instrument | 20240426001500 |
| Name | WEBSTER FIRST FEDERAL CREDIT UNION |
|---|
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | May 01, 2039 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAUGUS MA |
| Property Address | 261 CENTRAL ST, SAUGUS, MA 01906-2149 |
| Transaction Type | Mortgage |
| Record Updated | Jan 21, 2026 |
| Name | Verified Name |
|---|
| Document Number | 040300-480 |
|---|---|
| Date | Sep 22, 2021 |
| Book Page | 40300/480 |
| Instrument | 20210922000310 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Government Agency |
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2051 |
| Document Type | Quit Claim Arm's Length for NE States |
|---|---|
| Jurisdiction | SAUGUS MA |
| Recording Date | Jan 17, 2020 |
| Property Address | 261 CENTRAL ST, SAUGUS, MA 01906-2149 |
| Document Number | 38201-225 |
| Book / Page | 38201 / 225 |
| Instrument Date | Jan 17, 2020 |
| Instrument | 20200117004880 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 261 CENTRAL ST, SAUGUS, MA 01906-2149 |
| Document Number | 200117004890 |
|---|---|
| Date | Jan 17, 2020 |
| Instrument | 200117004890 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Stand Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Essex County and Saugus Town records · Assessment roll updated April 14, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Saugus Town |
| Unified School District | Saugus School District (PK - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $7,927.00 (+5.33%) | $742,200 (+5.02%) Land $296,700 Building $445,500 |
| 2024 | $7,526.00 (+2.12%) | $706,700 (+7.98%) Land $269,700 Building $437,000 |
| 2023 | $7,370.00 | $654,500 Land $242,700 Building $411,800 |
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