250 Central St, Saugus, MA 01906 Property Records

Essex County and Saugus Town property record for 250 Central St, Saugus, MA 01906 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 921 sqft · built 1900
Lot Size	0.126 acres (5,502 sqft)
Owner	Individual Name on File
Last Sale	$496,000 (Dec 2025)
Tax Bill	$4,690 (2025)
Deeds & Mortgages	Dec 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`SAUG M:009-E B:0013 L:0012`

Property Details

APN / Parcel Number

Primary APN	`SAUG M:009-E B:0013 L:0012`
Alternative APNs	`M:009=E B:0013 L:0012` `8061026`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	921 sqft Living Area
Gross Area	1,692 sqft
1st Floor Area	726 sqft
Basement Area	576 sqft
Unfinished Basement	576 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Other
Exterior Material	Asbestos
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,502 sqft (0.126 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	8061026
Street Address	250 CENTRAL ST
City	SAUGUS
State	MA
Zip	01906-2146
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	13
Legal Lot Number	12
Jurisdiction	SAUGUS MA
Township / Civil Division	SAUGUS
Census Block Group	3
Census Block	3028
Census Tract	208302

Owner

Source: Essex County and Saugus Town records · APN SAUG M:009-E B:0013 L:0012

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	250 CENTRAL ST, SAUGUS, MA 01906-2146
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 02, 2025 · Amount on Record
Deed Sale	Dec 02, 2025 · Amount on Record
Deed Book / Page	43104 / 144
Record Updated	Sep 20, 2026

December 2025: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	SAUGUS MA
Recording Date	Dec 02, 2025
Property Address	250 CENTRAL ST, SAUGUS, MA 01906-2146
Document Number	043104-144
Book / Page	43104 / 144
Instrument Date	Dec 02, 2025
Instrument	20251202003690
Transaction Type	Transfer
Record Updated	Dec 24, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	250 CENTRAL ST, SAUGUS, MA 01906-2146

Mortgage

Document Number	20251202003700
Date	Dec 02, 2025
Instrument	20251202003700

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2056

Tax Assessment & Valuation

Source: Essex County and Saugus Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Saugus Town
Unified School District	Saugus School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,690.00 (+7.3%)	$439,100 (+6.99%) Land $282,200 Building $156,900	$530,670
2024	$4,371.00 (+1.89%)	$410,400 (+7.72%) Land $256,500 Building $153,900
2023	$4,290.00	$381,000 Land $230,900 Building $150,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Essex County (25009C), updated July 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250092083023, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Low above 20% of the US · above 58% of Massachusetts
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 501 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 2,000
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.