2609 Hemmeter Rd, Saginaw, MI 48603 Property Records

Saginaw County property record for 2609 Hemmeter Rd, Saginaw, MI 48603

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,116 sqft · built 1957
Lot Size0.281 acres (12,240 sqft)
OwnerIndividual Name on File
Last Sale$125,000 (Jan 2023)
Tax Bill$1,472 (2025)
Deeds & MortgagesJan 2023 Sale & Mortgage
Mar 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN23-12-4-16-2317-000

Property Details

APN / Parcel Number

Primary APN23-12-4-16-2317-000
Alternative APN
  • 124162317000

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,116 sqft Living Area
1st Floor Area1,116 sqft
Basement Area1,116 sqft
Finished Basement1,116 sqft

Exterior

Year BuiltBuilt 1957
Effective Year BuiltEffective 1957
Exterior MaterialBrick
Roof TypeGable
Roof MaterialAsphalt
Lot Area12,240 sqft (0.281 acres)
Lot Dimensions175 ft deep x 70 ft wide
Garage Area308 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchCovered Porch
Porch Area265 sqft
Deck AreaDeck Area
Patio Area168 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address2609 HEMMETER RD
CitySAGINAW
StateMI
Zip48603-3023
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal DescriptionLOT 17 EXC N 5 FT COUNTRYSIDE PARK SUBD. SEC 16 T12N R4E
Legal Range04E
Legal Township12N
Legal Section16
Legal SubdivisionPARK SUBD
Legal Lot Number17
Legal Unit17
JurisdictionSAGINAW MI
Township / Civil DivisionSAGINAW
Census Block Group1
Census Block1013
Census Tract10402

Owner

Source: Saginaw County assessment roll, as of September 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address2609 HEMMETER RD, SAGINAW, MI 48603-3023
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 5, 2023Warranty Deed, Transfer · FHA Mortgage
ACADEMY MORTGAGE CORP
Mar 6, 2017Warranty Deed, Transfer · FHA Mortgage
UNION HOME MORTGAGE CORP

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 5, 2023 · Amount on Record
Deed SaleJan 5, 2023 · Amount on Record
Prior SaleMar 6, 2017 · Amount on Record
Deed Document Number2023391
Prior Transfer DateSep 14, 1999
Prior Transfer Doc2141001368
Record UpdatedSep 20, 2026

January 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSAGINAW MI
Recording DateJan 5, 2023
Property Address2609 HEMMETER RD, SAGINAW, MI 48603-3023
Document Number0000000391
Map ReferenceLB 10 PG 22
Instrument DateDec 30, 2022
Instrument2023000391
Transaction TypeTransfer
Record UpdatedJan 19, 2023
Title CompanyCROSSROADS TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$937.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2609 HEMMETER RD, SAGINAW, MI 48603-3023

Transferred To (Grantee/Buyer)

NameVerified Name
Address2609 HEMMETER RD, SAGINAW, MI 48603-3023

Mortgage

Document Number0000000392
DateJan 5, 2023
Instrument2023000392
Lender
NameACADEMY MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2053

Mortgage

Document Number0000000393
DateJan 5, 2023
Instrument2023000393
Lender
NameACADEMY MORTGAGE CORP
TypeMortgage Company
AddressGLEN BURNIE, MD 21061
Agreement
TypeSecond Mortgage (Down Payment)
AmountAmount Recorded

March 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSAGINAW MI
Recording DateMar 6, 2017
Property Address2609 HEMMETER RD, SAGINAW, MI 48603-3023
Document Number2017005324
Book / Page2891 / 1519
Instrument DateFeb 28, 2017
Instrument2017005324
Transaction TypeTransfer
Record UpdatedOct 1, 2021
Title CompanyCROSSROADS TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$881.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2609 HEMMETER RD, 2609, SAGINAW, MI 48603-3023

Transferred To (Grantee/Buyer)

NameVerified Name
Address6201 FOX GLEN DR APT 267, 267, SAGINAW, MI 48638-4355

Mortgage

Document Number2017005325
DateMar 6, 2017
Book Page2891/1520
Instrument2017005325
Lender
NameUNION HOME MORTGAGE CORP
TypeMortgage Company
AddressSTRONGSVILLE, OH 44136
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMar 1, 2047

Tax Assessment & Valuation

Source: Saginaw County assessment roll, as of September 9, 2025

Property Jurisdictions

TypeName
StateMichigan
CountySaginaw County
County SubdivisionSaginaw Charter Township
Unified School DistrictSaginaw Township Community Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$79,300 (+23.91%)$158,600 (+23.91%)
2025$1,472.00 (-28.3%) Homeowner's exemption
2023$64,000$128,000
2022$2,053.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims3 (1981)
Claims Outside the SFHA3 of 3
Most Recent ClaimOct 1981 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSAGINAW CHARTER TOWNSHIP
serves 40,840 people · EPA ID MI0005860
Water SourcePurchased surface water from CITY OF SAGINAW
Last State InspectionOct 2024
Lead2 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 405 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Ripple Fiber
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20
AT&T
DSL · Fixed Wireless in parts of the area
100 / 20

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