Saginaw County property record for 2581 Hemmeter Rd, Saginaw, MI 48603
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,604 sqft · built 1961 |
| Lot Size | 0.314 acres (13,678 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,311 (2025) |
| Deeds & Mortgages | May 2021 Mortgage Jun 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 23-12-4-16-2315-000 |
| Primary APN | 23-12-4-16-2315-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,604 sqft Living Area |
| 1st Floor Area | 1,604 sqft |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1961 |
| Exterior Material | Brick |
| Foundation Type | No Foundation |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 13,678 sqft (0.314 acres) |
| Lot Dimensions | 190 ft deep x 72 ft wide |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 240 sqft |
| Patio Area | 240 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 2581 HEMMETER RD |
|---|---|
| City | SAGINAW |
| State | MI |
| Zip | 48603-3019 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | LOT 15 COUNTRYSIDE PARK SUBD. SEC 16 T12N R4E |
| Legal Range | 04E |
| Legal Township | 12N |
| Legal Section | 16 |
| Legal Subdivision | PARK SUBD |
| Legal Lot Number | 15 |
| Legal Unit | 15 |
| Jurisdiction | SAGINAW MI |
| Township / Civil Division | SAGINAW |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 10402 |
2581 Hemmeter Rd is owned and occupied by an individual.
Source: Saginaw County records, as of August 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2581 HEMMETER RD, SAGINAW, MI 48603-3019 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 10, 2021 | Deed of Trust, Mortgage QUICKEN LOANS LLC |
| Jun 27, 2018 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAGINAW MI |
| Property Address | 2581 HEMMETER RD, SAGINAW, MI 48603-3019 |
| Transaction Type | Mortgage |
| Record Updated | May 28, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 2581 HEMMETER RD, SAGINAW, MI 48603-3019 |
| Document Number | 2021017510 |
|---|---|
| Date | May 10, 2021 |
| Instrument | 2021017510 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Amount | Amount on Record |
|---|---|
| Term | 181 Months |
| Due | Jun 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAGINAW MI |
| Property Address | 2581 HEMMETER RD, SAGINAW, MI 48603-3019 |
| Document Number | 0000018481 |
| Instrument Date | Jun 27, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jul 26, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 2581 HEMMETER RD SAGINAW MI 486033019, SAGINAW, MI 48603-3019 |
| Document Number | 0000018481 |
|---|---|
| Date | Jul 3, 2018 |
| Instrument | 18481 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 2, 2048 |
The 2025 property tax bill for 2581 Hemmeter Rd was $2,311 with a homeowner's exemption.
Source: Saginaw County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Saginaw County |
| County Subdivision | Saginaw Charter Township |
| Unified School District | Saginaw Township Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $83,600 | $167,200 | |
| 2025 | $2,311.00 Homeowner's exemption | ||
| 2023 | $68,100 | $136,200 | |
| 2022 | $1,945.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2581 Hemmeter Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1981.
Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 3 (1981) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Oct 1981 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 2581 Hemmeter Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SAGINAW CHARTER TOWNSHIP serves 40,840 people · EPA ID MI0005860 |
|---|---|
| Water Source | Purchased surface water from CITY OF SAGINAW |
| Last State Inspection | Oct 2024 |
| Lead | 2 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 405 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fixed Wireless in parts of the area | 100 / 20 |
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