2609 E Girard Pl, Spokane, WA 99223 Property Records

Spokane County property record for 2609 E Girard Pl, Spokane, WA 99223

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,177 sqft · built 1956
Lot Size	0.184 acres (8,024 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,998 (2026)
Deeds & Mortgages	Jul 2022 Line of Credit Jan 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`35281.0226`

Property Details

APN / Parcel Number

Primary APN	`35281.0226`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	4 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,177 sqft Living Area
Gross Area	2,354 sqft
1st Floor Area	1,177 sqft
Basement Area	1,177 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,024 sqft (0.184 acres)
Deck Area	360 sqft
Canopy	360 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	2609 E GIRARD PL
City	SPOKANE
State	WA
Zip	99223-5158
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	RIVERVIEW KAISER N2FT L1;EXC N1FT L2 B1
Legal Range	43E
Legal Township	25N
Legal Section	28
Legal Subdivision	RIVERVIEW KAISER
Legal Block	1
Legal Lot Number	1,2
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	1
Census Block	1037
Census Tract	4601

Owner

2609 E Girard Pl is owned by two individuals who acquired it in August 2003.

Source: Spokane County records, as of September 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 227, HARRINGTON, WA 99134-0227
Owner Type	Individual
Vesting	Beneficiary / Creditor

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 11, 2022	Deed of Trust, Mortgage · Line of Credit WASHINGTON STATE HOUSING FIN COMMISSION
Jan 28, 2019	Deed of Trust, Mortgage · Line of Credit WASHINGTON ST EMP CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Aug 5, 2003
Transfer Doc	0004944227
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	2609 E GIRARD PL, SPOKANE, WA 99223-5158
Transaction Type	Mortgage
Record Updated	Jul 15, 2022
Title Company	SPOKANE COUNTY TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007222725
Date	Jul 11, 2022
Instrument	7222725

Lender

Name	WASHINGTON STATE HOUSING FIN COMMISSION
Type	Government Agency
Address	SEATTLE, WA 98104

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	241 Months
Due	Aug 10, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	2609 E GIRARD PL, SPOKANE, WA 99223-5158
Document Number	0006779369
Instrument Date	Jan 28, 2019
Transaction Type	Mortgage
Record Updated	Feb 18, 2019
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2609 E GIRARD PL SPOKANE WA 992235158, SPOKANE, WA 99223-5158

Mortgage

Document Number	0006779369
Date	Feb 1, 2019
Instrument	6779369

Lender

Name	WASHINGTON ST EMP CU
Type	Credit Union
Address	OLYMPIA, WA 98501

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Jan 31, 2029

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 2609 E Girard Pl was $2,998, down 1.6% from the year before.

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Spokane City
Unified School District	Spokane Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,998.00 (-1.58%)	$312,700 Land $130,000 Building $182,700	$312,700 Land $130,000 Building $182,700
2025	$3,046.00
2024		$305,300 (+42.86%) Land $88,000 Building $217,300	$305,300 (+42.86%) Land $88,000 Building $217,300
2023	$2,988.00 (+19.38%)	$213,700 Land $66,000 Building $147,700	$213,700 Land $66,000 Building $147,700
2022	$2,503.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2609 E Girard Pl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2609 E Girard Pl is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SPOKANE serves 346,138 people · EPA ID WA5383100
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 487 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20
Wind Wireless Fixed Wireless	100 / 20

May also be available: Fatbeam, Intermax Networks.

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