2605 E Girard Pl, Spokane, WA 99223 Property Records

Spokane County property record for 2605 E Girard Pl, Spokane, WA 99223

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,528 sqft · built 1956
Lot Size	0.216 acres (9,408 sqft)
Owner	2 Individual Names on File
Last Sale	$555,000 (Jul 2024)
Tax Bill	$4,189 (2026)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Jul 2023 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`35281.0227`

Property Details

APN / Parcel Number

Primary APN	`35281.0227`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,528 sqft Living Area
Gross Area	2,792 sqft
1st Floor Area	1,352 sqft
Basement Area	1,176 sqft
Finished Basement	1,176 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,408 sqft (0.216 acres)
Garage Type	Attached
Garage Area	264 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Frame Porch
Porch Area	20 sqft
Patio Area	480 sqft
Canopy	20 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	2605 E GIRARD PL
City	SPOKANE
State	WA
Zip	99223-5158
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	RIVERVIEW KAISER N1FT L2;ALL L3 B1
Legal Range	43E
Legal Township	25N
Legal Section	28
Legal Subdivision	RIVERVIEW KAISER
Legal Block	1
Legal Lot Number	2,3
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	1
Census Block	1037
Census Tract	4601

Owner

Source: Spokane County records, as of September 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	6019 FAUNTLEROY WAY SW, B, SEATTLE, WA 98136-1614
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2023	Warranty Deed, Transfer · Conventional Mortgage EVERETT FINANCIAL INC
Jul 13, 2023	Intrafamily Transfer, Transfer WFG NATIONAL TITLE COMPANY, WFG NATIONAL TITLE CO
Jun 9, 2023	Deed of Trust, Mortgage · Line of Credit SPOKANE TEACHERS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 8, 2024 · Amount on File
Deed Sale	Jul 8, 2024 · Amount on File
Prior Sale	Jul 13, 2023 · Amount on File
Deed Document Number	20247359114
Prior Transfer Date	Jul 8, 2023
Prior Transfer Doc	0007295900
Record Updated	Oct 29, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Jul 13, 2023
Property Address	2605 E GIRARD PL, SPOKANE, WA 99223-5158
Document Number	0007295880
Map Reference	VOL 4 PG 11
Instrument Date	Jul 12, 2023
Instrument	7295880
Transaction Type	Transfer
Record Updated	Jul 26, 2023
Title Company	WFG NATIONAL TITLE COMPANY, WFG NATIONAL TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,845.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2605 E GIRARD PL, SPOKANE, WA 99223-5158

Mortgage

Document Number	0007295881
Date	Jul 13, 2023
Instrument	7295881

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2053

July 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SPOKANE WA
Recording Date	Jul 13, 2023
Property Address	2605 E GIRARD PL, SPOKANE, WA 99223-5158
Document Number	0007295900
Map Reference	VOL 4 PG 11
Instrument Date	Jul 8, 2023
Instrument	7295900
Transaction Type	Transfer
Record Updated	Jul 26, 2023
Title Company	WFG NATIONAL TITLE COMPANY, WFG NATIONAL TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2605 E GIRARD PL, SPOKANE, WA 99223-5158

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	2605 E GIRARD PL, SPOKANE, WA 99223-5158
Transaction Type	Mortgage
Record Updated	Jun 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007289115
Date	Jun 9, 2023
Instrument	7289115

Lender

Name	SPOKANE TEACHERS CU
Type	Credit Union
Address	LIBERTY LAKE, WA 99019

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 8, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Spokane City
Unified School District	Spokane Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,189.00 (+1.85%)	$430,100 (+4.88%) Land $130,000 Building $300,100	$430,100 (+4.88%) Land $130,000 Building $300,100
2025	$4,113.00 (+13.46%)	$410,100 (+10.66%) Land $110,000 Building $300,100	$410,100 (+10.66%) Land $110,000 Building $300,100
2024		$370,600 (+39.11%) Land $100,000 Building $270,600	$370,600 (+39.11%) Land $100,000 Building $270,600
2023	$3,625.00 (+16.26%)	$266,400 (-) Land $75,000 Building $191,400	$266,400 (-) Land $75,000 Building $191,400
2022	$3,118.00	$266,400 Land $75,000 Building $191,400	$266,400 Land $75,000 Building $191,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SPOKANE serves 346,138 people · EPA ID WA5383100
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 487 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20
Wind Wireless Fixed Wireless	100 / 20

May also be available: Fatbeam, Intermax Networks.

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