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2609 Clyde St, Matlacha (Cape Coral), FL 33993 Property Records

Lee County property record for 2609 Clyde St, Matlacha, FL 33993

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,970 sqft · built 1969
Lot Size0.222 acres (9,670 sqft)
Owner2 Individual Names on File
Last Sale$795,000 (Jun 2019)
Tax Bill$4,900 (2025)
Deeds & MortgagesJan 2026 Transfer
Nov 2025 Transfer
+ 1 more
Flood ZoneZone AE (high risk)
APN24-44-22-09-00000.2090

Property Details

APN / Parcel Number

Primary APN24-44-22-09-00000.2090
Alternative APNs
  • 22244409000002090
  • 10015194

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,970 sqft Living Area
Gross Area3,286 sqft
1st Floor Area1,584 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1969
Effective Year BuiltEffective 1985
Architectural StyleRanch
Exterior MaterialConcrete Block
Roof TypeHip
Roof MaterialMetal
Lot Area9,670 sqft (0.222 acres)
Lot Dimensions88 ft deep x 105 ft wide
View / LotBay
Garage TypeAttached
Garage Area425 sqft

Exterior Amenities

Pool Area210 sqft
PorchFlorida Room
Porch Area76 sqft
Patio Area2,192 sqft
Boat AccessBoat Access
Boat LiftBoat Lift

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number10015194
Street Address2609 CLYDE ST
CityMATLACHA
StateFL
Zip33993-9741
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeTFC2
Legal DescriptionISLAND HARBORS 3RD ADDN PB 10 PG 97 LOT 209
Legal Range22E
Legal Township44S
Legal Section24
Legal SubdivisionMATLACHA NW
Legal Tract09
Legal Block1
Legal Lot Number209
JurisdictionLEE FL
Township / Civil DivisionPINE ISLAND
Census Block Group1
Census Block1002
Census Tract70102

Owner

2609 Clyde St is owned and occupied by two individuals who acquired it in January 2026.

Source: Lee County records, as of July 29, 2026

Owner of Record2 Individual Names on File
Mailing Address2609 CLYDE ST, MATLACHA, FL 33993-9741
OccupancyOwner Occupied
Owner TypeIndividual
VestingLife Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 13, 2026Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION
Nov 4, 2025Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION
Jun 18, 2019Warranty Deed, Transfer · Conventional Mortgage
PNC BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 18, 2019 · Amount on File
Deed SaleJun 18, 2019 · Amount on File
Prior SaleMar 11, 2008 · Amount on File
Deed Document Number2019142833
Last Transfer DateJan 12, 2026
Transfer Doc0000009769
Record UpdatedOct 29, 2026

January 2026: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionLEE FL
Recording DateJan 13, 2026
Property Address2609 CLYDE ST, MATLACHA, FL 33993-9741
Document Number0000009769
Map ReferenceMB 10 PG 97
Instrument DateJan 12, 2026
Instrument2026000009769
Transaction TypeTransfer
Record UpdatedJan 27, 2026
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address2609 CLYDE ST, MATLACHA, FL 33993-9741

Transferred To (Grantee/Buyer)

NameVerified Name
Address2609 CLYDE ST, MATLACHA, FL 33993-9741

November 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionLEE FL
Recording DateNov 4, 2025
Property Address2609 CLYDE ST, MATLACHA, FL 33993-9741
Document Number0000294479
Map ReferenceMB 10 PG 97
Instrument DateNov 3, 2025
Instrument2025000294479
Transaction TypeTransfer
Record UpdatedNov 17, 2025
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address2609 CLYDE ST, MATLACHA, FL 33993-9741

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Living Trust
Address2609 CLYDE ST, MATLACHA, FL 33993-9741
InvestorPossibly a Property Investor

June 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLEE FL
Recording DateJun 18, 2019
Property Address2609 CLYDE ST, MATLACHA, FL 33993-9741
Document Number0000142833
Map ReferenceMB 10 PG 97
Instrument DateJun 6, 2019
Instrument2019000142833
Transaction TypeTransfer
Record UpdatedJul 28, 2022
Title CompanyFLORIDA HOMETOWN T&E LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$5,565.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address18570 JUDICIAL RD, 18570, PRIOR LAKE, MN 55372-9165

Transferred To (Grantee/Buyer)

NameVerified Name
Address2609 CLYDE ST, MATLACHA, FL 33993-9741

Mortgage

Document Number0000142834
DateJun 18, 2019
Instrument2019000142834
Lender
NamePNC BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueJul 1, 2034

Tax Assessment & Valuation

The 2025 property tax bill for 2609 Clyde St was $4,900, down 23.5% from the year before.

Source: Lee County assessment roll, as of July 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyLee County
Unified School DistrictLee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$408,274 (+8.7%) Land $395,753 Building $12,521$408,274 (+8.7%) Land $395,753 Building $12,521
2025$4,900.00 (-23.53%) Homeowner's exemption$375,603 (-21.48%) Land $375,603$375,603 (-46.44%) Land $375,603
2024$6,408.00 (+1.92%) Homeowner's exemption$478,351 (+3%)$701,322 (+39.87%) Land $695,322 Building $6,000
2023$6,287.00 (-2.65%) Homeowner's exemption$464,418 (+3%)$501,421 (-36.47%) Land $501,411 Building $10
2022$6,458.00 Homeowner's exemption$450,891$789,313 Land $439,834 Building $349,479

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 2609 Clyde St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation8.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 220 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies224 units insured
incl. 4 condo units
Nearby Flood Claims635 (1982–2024)
Claims Outside the SFHA1 of 635
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 152 claims
  • Hurricane Helene, Oct 2024 · 128 claims
  • Hurricane Ian, Oct 2022 · 109 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2609 Clyde St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGREATER PINE ISLAND WATER ASSOCIATION
private · serves 15,725 people · EPA ID FL5360322
Water SourceGroundwater
Last State InspectionMar 2026
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber		8,000 / 8,000
Xfinity
Cable		2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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