2655 Clyde St, Matlacha (Cape Coral), FL 33993 Property Records

Lee County property record for 2655 Clyde St, Matlacha, FL 33993

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,230 sqft · built 1972
Lot Size	0.154 acres (6,708 sqft)
Owner	Individual Name on File
Last Sale	$480,000 (Aug 2025)
Tax Bill	$2,974 (2025)
Deeds & Mortgages	Aug 2025 Sale & Mortgage Apr 2018 Transfer
Flood Zone	Zone AE (high risk)
APN	`24-44-22-09-00000.2020`

Property Details

APN / Parcel Number

Primary APN	`24-44-22-09-00000.2020`
Alternative APNs	`22244409000002020` `10015190`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,230 sqft Living Area
Gross Area	1,754 sqft
1st Floor Area	950 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1984
Architectural Style	Ranch
Exterior Material	Concrete Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,708 sqft (0.154 acres)
Lot Dimensions	80 ft deep x 75 ft wide
View / Lot	Canal Front
Garage Type	Attached
Garage Area	300 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Florida Room
Porch Area	504 sqft
Patio Area	224 sqft
Boat Access	Boat Access
Boat Lift	Boat Lift

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	10015190
Street Address	2655 CLYDE ST
City	MATLACHA
State	FL
Zip	33993-9741
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TFC2
Legal Description	ISLAND HARBORS 3RD ADDN PB 10 PG 97 LOT 202 + SWLY 1/2 LOT 203
Legal Range	22E
Legal Township	44S
Legal Section	24
Legal Subdivision	MATLACHA NW
Legal Tract	09
Legal Block	1
Legal Lot Number	202,2
Jurisdiction	LEE FL
Township / Civil Division	PINE ISLAND
Census Block Group	1
Census Block	1002
Census Tract	70102

Owner

2655 Clyde St is owned and occupied by an individual who bought it in August 2025.

Source: Lee County records, as of July 29, 2026

Owner of Record	Individual Name on File
Mailing Address	2655 CLYDE ST, MATLACHA, FL 33993-9741
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 5, 2025	Warranty Deed, Transfer · FHA Mortgage MORTGAGE 1 INC
Apr 19, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 5, 2025 · Amount on File
Deed Sale	Aug 5, 2025 · Amount on File
Prior Sale	Aug 13, 1993 · Amount on File
Deed Document Number	2025210341
Prior Transfer Date	Apr 19, 2018
Prior Transfer Doc	0000094174
Record Updated	Oct 29, 2026

August 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEE FL
Recording Date	Aug 5, 2025
Property Address	2655 CLYDE ST, MATLACHA, FL 33993-9741
Document Number	0000210341
Map Reference	MB 10 PG 97
Instrument Date	Jul 30, 2025
Instrument	2025000210341
Transaction Type	Transfer
Record Updated	Apr 2, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,360.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1220 OSCEOLA DR, FORT MYERS, FL 33901-6730

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2655 CLYDE ST, MATLACHA, FL 33993-9741
Investor	Possibly a Property Investor

Mortgage

Document Number	0000210342
Date	Aug 5, 2025
Instrument	2025000210342

Lender

Name	MORTGAGE 1 INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2055

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LEE FL
Recording Date	Apr 19, 2018
Property Address	2655 CLYDE ST, MATLACHA, FL 33993-9741
Document Number	0000094174
Instrument Date	Apr 19, 2018
Instrument	94174
Transaction Type	Transfer
Record Updated	Jun 8, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	17535 SW 91ST AVE PALMETTO BAY FL 331575809, PALMETTO BAY, FL 33157-5809

Tax Assessment & Valuation

The 2025 property tax bill for 2655 Clyde St was $2,974.

Source: Lee County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Lee County
Unified School District	Lee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$305,149 (+72.54%) Land $178,754 Building $126,395	$305,149 (+72.54%) Land $178,754 Building $126,395
2025	$2,974.00	$176,853 Land $176,843 Building $10	$176,853 Land $176,843 Building $10
2023	$3,427.00 (-40.72%)	$230,890 (-47.83%) Land $230,880 Building $10	$230,890 (-47.83%) Land $230,880 Building $10
2022	$5,781.00	$442,543 Land $202,526 Building $240,017	$442,543 Land $202,526 Building $240,017

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 2655 Clyde St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 220 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	224 units insured incl. 4 condo units
Nearby Flood Claims	635 (1982–2024)
Claims Outside the SFHA	1 of 635
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 152 claims Hurricane Helene, Oct 2024 · 128 claims Hurricane Ian, Oct 2022 · 109 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2655 Clyde St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GREATER PINE ISLAND WATER ASSOCIATION private · serves 15,725 people · EPA ID FL5360322
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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