2609 Chaco Trl, Flagstaff, AZ 86005 Property Records

Coconino County property record for 2609 Chaco Trl, Flagstaff, AZ 86005

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,611 sqft · built 1996
Lot Size0.184 acres (8,000 sqft)
OwnerIndividual Name on Record
Last Sale$285,000 (Oct 2016)
Tax Bill$2,671 (2025)
Deeds & MortgagesJun 2026 Mortgage
Jul 2023 Line of Credit
+ 3 more
Flood ZoneZone X (minimal risk)
APN116-52-001

Property Details

APN / Parcel Number

Primary APN116-52-001
Alternative APN
  • R0037754

Interior

Full Baths2 Baths
Total Rooms4 Rooms
Stories2 Stories
Building Area1,611 sqft Living Area
1st Floor Area806 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1996
Architectural StyleBi-Level
Exterior MaterialWood
Roof MaterialAsphalt
Lot Area8,000 sqft (0.184 acres)
PorchPorch
Deck AreaDeck Area
Patio Area444 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C

Location & Zoning

Account NumberR0037754
Street Address2609 CHACO TRL
CityFLAGSTAFF
StateAZ
Zip86005-3607
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSUBDIVISION: KACHINA VILLAGE UNIT 15 LOT: 34 SIXTEENTH: NE QUARTER: SW SECTION: 19 TOWNSHIP: 20N RANGE: 07E
Legal SubdivisionKACHINA VILLAGE UNIT 15
Legal Lot Number34
JurisdictionCOCONINO AZ
Township / Civil DivisionFLAGSTAFF
Census Block Group2
Census Block2013
Census Tract2202

Owner

Source: Coconino County records, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2609 CHACO TRL, FLAGSTAFF, AZ 86005-3607
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Deeds, Mortgages & Sale History

DateDocument
Jun 2, 2026Deed of Trust, Mortgage · Conventional Mortgage
PENNYMAC LOAN SERVICES LLC
Jul 25, 2023Deed of Trust, Mortgage · Line of Credit
COCONINO FCU
Mar 5, 2021Intrafamily Transfer, Transfer · Conventional Mortgage
WALLICK & VOLK MORTGAGE BANKERS
Mar 5, 2021Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION
Jan 10, 2020Deed of Trust, Mortgage · Line of Credit
COCONINO FCU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 26, 2016 · Amount on Record
Deed SaleOct 26, 2016 · Amount on Record
Prior SaleJul 31, 2013 · Amount on Record
Deed Document Number20163767565
Last Transfer DateFeb 25, 2021
Transfer Doc0003907271
Record UpdatedSep 20, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOCONINO AZ
Recording DateJun 2, 2026
Property Address2609 CHACO TRL, FLAGSTAFF, AZ 86005-3607
Document Number0004040503
Instrument DateMay 23, 2026
Instrument20264040503
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property, 149
Address2609 CHACO TRL, FLAGSTAFF, AZ 86005-3607

Mortgage

Document Number0004040503,
DateJun 2, 2026
Instrument20264040503
Lender
NamePENNYMAC LOAN SERVICES LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueJun 1, 2046
Interest
Rate TypeFixed Rate
Rate6.23%
Initial TypeFixed Rate
Max Rate-1%

July 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOCONINO AZ
Property Address2609 CHACO TRL, FLAGSTAFF, AZ 86005-3607
Transaction TypeMortgage
Record UpdatedSep 18, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0003978362
DateJul 25, 2023
Instrument3978362
Lender
NameCOCONINO FCU
TypeCredit Union
AddressFLAGSTAFF, AZ 86001
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueJul 24, 2048
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

March 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCOCONINO AZ
Recording DateMar 5, 2021
Property Address2609 CHACO TRL, FLAGSTAFF, AZ 86005-3607
Document Number0003907269
Map ReferenceCASE 2 MAP 326
Instrument DateFeb 25, 2021
Instrument3907269
Transaction TypeTransfer
Record UpdatedMay 25, 2021
Title CompanyPIONEER TITLE AGENCY INC

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2609 CHACO TRL, FLAGSTAFF, AZ 86005-3607
InvestorPossibly a Property Investor

Mortgage

Document Number0003907270
DateMar 5, 2021
Instrument3907270
Lender
NameWALLICK & VOLK MORTGAGE BANKERS
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 1, 2051

March 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCOCONINO AZ
Recording DateMar 5, 2021
Property Address2609 CHACO TRL, FLAGSTAFF, AZ 86005-3607
Document Number0003907271
Map ReferenceCASE 2 MAP 326
Instrument DateFeb 25, 2021
Instrument3907271
Transaction TypeTransfer
Record UpdatedMay 25, 2021
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address2609 CHACO TRL, FLAGSTAFF, AZ 86005-3607
InvestorPossibly a Property Investor

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOCONINO AZ
Property Address2609 CHACO TRL, FLAGSTAFF, AZ 86005-3607
Instrument DateJan 10, 2020
Transaction TypeMortgage
Record UpdatedFeb 6, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address2609 CHACO TRL FLAGSTAFF AZ 860053607, FLAGSTAFF, AZ 86005-3607

Mortgage

Document Number3862705
DateJan 13, 2020
Instrument3862705
Lender
NameCOCONINO FCU
TypeCredit Union
AddressFLAGSTAFF, AZ 86001
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueJan 12, 2045
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Coconino County assessment roll, as of May 16, 2025

Property Jurisdictions

TypeName
StateArizona
CountyCoconino County
Unified School DistrictFlagstaff Unified District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$46,682 (-3.58%) Land $14,545 Building $32,137
2025$2,671.00 (+6.29%)$48,416 (+0.31%)$484,159 (+0.31%) Land $156,392 Building $327,767
2024$2,513.00 (+7.67%)$48,268 Land $14,895 Building $33,373
2023$2,334.00 Homeowner's exemption$482,675 Land $148,945 Building $333,730

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims1 (2019)
Claims Outside the SFHA1 of 1
Most Recent ClaimMar 2019 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 82% of the US · above 73% of Arizona
Wildfire Likelihood0.7% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemKACHINA VILLAGE DWID
serves 3,500 people · EPA ID AZ0403013
Water SourceGroundwater
Last State InspectionSep 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureSanitary survey deficiency not corrected
Dec 2020
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 384 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Cable
940 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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