2595 Chaco Trl, Flagstaff, AZ 86005 Property Records

Coconino County property record for 2595 Chaco Trl, Flagstaff, AZ 86005

Property Summary

Property TypeRural Home
Details2 ba · 1,040 sqft · built 1982
Lot Size0.184 acres (8,000 sqft)
OwnerIndividual Name on File
Last Sale$105,000 (Sep 1997)
Tax Bill$1,762 (2025)
Deeds & MortgagesJan 2023 Mortgage
Apr 2022 Mortgage
+ 5 more
Flood ZoneZone X (minimal risk)
APN116-52-002

Property Details

APN / Parcel Number

Primary APN116-52-002
Alternative APN
  • R0037755

Interior

Full Baths2 Baths
Total Rooms4 Rooms
Stories1 Story
Building Area1,040 sqft Living Area
1st Floor Area1,040 sqft

Exterior

Year BuiltBuilt 1982
Effective Year BuiltEffective 1982
Exterior MaterialFrame Wood
Roof MaterialAsphalt
Lot Area8,000 sqft (0.184 acres)
PorchPorch
Deck AreaDeck Area
Patio Area120 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating FuelElectric

Location & Zoning

Account NumberR0037755
Street Address2595 CHACO TRL
CityFLAGSTAFF
StateAZ
Zip86005-3607
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Legal DescriptionSUBDIVISION: KACHINA VILLAGE UNIT 15 LOT: 35 SIXTEENTH: NE QUARTER: SW SECTION: 19 TOWNSHIP: 20N RANGE: 07E
Legal SubdivisionKACHINA VILLAGE UNIT 15
Legal Lot Number35
JurisdictionCOCONINO AZ
Township / Civil DivisionFLAGSTAFF
Census Block Group2
Census Block2013
Census Tract2202

Owner

2595 Chaco Trl, a rural home, is owned and occupied by an individual who bought it in September 1997.

Source: Coconino County records, as of October 13, 2026

Owner of RecordIndividual Name on File
Mailing Address2595 CHACO TRL, FLAGSTAFF, AZ 86005-3607
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 13, 2023Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Apr 4, 2022Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Aug 24, 2021Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Oct 26, 2018Deed of Trust, Mortgage · Conventional Mortgage
DITECH FINANCIAL LLC
Nov 16, 2020Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
Dec 19, 2019Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS
Apr 23, 2019Deed of Trust, Mortgage · Conventional with PMI
QUICKEN LNS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 30, 1997 · Amount on File
Deed SaleSep 30, 1997 · Amount on File
Deed Document Number199727666
Deed Book / Page2027 / 35
Record UpdatedOct 29, 2026

January 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOCONINO AZ
Property Address2595 CHACO TRL, FLAGSTAFF, AZ 86005-3607
Transaction TypeMortgage
Record UpdatedMar 2, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address2595 CHACO TRL, FLAGSTAFF, AZ 86005-3607

Mortgage

Document Number0003967192
DateJan 13, 2023
Instrument3967192
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term359 Months
DueDec 1, 2052

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOCONINO AZ
Property Address2595 CHACO TRL, FLAGSTAFF, AZ 86005-3607
Transaction TypeMortgage
Record UpdatedJun 8, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address2595 CHACO TRL, FLAGSTAFF, AZ 86005-3607

Mortgage

Document Number0003947076
DateApr 4, 2022
Instrument3947076
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueApr 1, 2052

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOCONINO AZ
Property Address2595 CHACO TRL, FLAGSTAFF, AZ 86005-3607
Transaction TypeMortgage
Record UpdatedOct 21, 2021
Title CompanySECURITY TITLE COMPANY, SECURITY TITLE AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name
Address2595 CHACO TRL, FLAGSTAFF, AZ 86005-3607

Mortgage

Document Number0003926049
DateAug 24, 2021
Instrument3926049
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2051

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOCONINO AZ
Property Address2595 CHACO TRL, FLAGSTAFF, AZ 86005-3607
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0003828533
DateOct 26, 2018
Instrument3828533
Lender
NameDITECH FINANCIAL LLC
TypeMortgage Company
AddressFORT WASHINGTON, PA 19034
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2048

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOCONINO AZ
Property Address2595 CHACO TRL, FLAGSTAFF, AZ 86005-3607
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0003895056
DateNov 16, 2020
Instrument3895056
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term325 Months
DueDec 1, 2047

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOCONINO AZ
Property Address2595 CHACO TRL, FLAGSTAFF, AZ 86005-3607
Document Number0003861415
Instrument DateDec 19, 2019
Transaction TypeMortgage
Record UpdatedJan 14, 2020
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

NameVerified Name
Address2595 CHACO TRL FLAGSTAFF AZ 860053607, FLAGSTAFF, AZ 86005-3607

Mortgage

Document Number0003861415
DateDec 24, 2019
Instrument3861415
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueDec 23, 2049

April 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOCONINO AZ
Property Address2595 CHACO TRL, FLAGSTAFF, AZ 86005-3607
Document Number0003840263
Instrument DateApr 23, 2019
Transaction TypeMortgage
Record UpdatedMay 9, 2019
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

NameVerified Name
Address2595 CHACO TRL FLAGSTAFF AZ 860053607, FLAGSTAFF, AZ 86005-3607

Mortgage

Document Number0003840263
DateApr 29, 2019
Instrument3840263
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueApr 28, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 2595 Chaco Trl was $1,762.

Source: Coconino County assessment roll, as of May 16, 2025

Property Jurisdictions

TypeName
StateArizona
CountyCoconino County
Unified School DistrictFlagstaff Unified District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$34,943 (-2.12%) Land $14,545 Building $20,398
2025$1,762.00$35,701 (-0.16%)$357,011 Land $156,392 Building $200,619
2024$35,760 Land $14,895 Building $20,865
2023$1,539.00 Homeowner's exemption$357,595 Land $148,945 Building $208,650

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2595 Chaco Trl in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2019.

Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims1 (2019)
Claims Outside the SFHA1 of 1
Most Recent ClaimMar 2019 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2595 Chaco Trl is high, ranking above 82% of the US, with a 0.7% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 82% of the US · above 73% of Arizona
Wildfire Likelihood0.7% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemKACHINA VILLAGE DWID
serves 3,500 people · EPA ID AZ0403013
Water SourceGroundwater
Last State InspectionSep 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureSanitary survey deficiency not corrected
Dec 2020
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 384 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Cable
940 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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