2609 Acapulco Way, Modesto, CA 95355 Property Records

Stanislaus County property record for 2609 Acapulco Way, Modesto, CA 95355

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,431 sqft · built 2006
Lot Size	0.128 acres (5,590 sqft)
Owner	2 Individual Names on File
Last Sale	$585,000 (Aug 2022)
Tax Bill	$8,788 (2026)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Mar 2021 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`077-066-079-000`

Property Details

APN / Parcel Number

Primary APN	`077-066-079-000`
Alternative APN	`0776679000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	3,431 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Construction Type	Wood
Lot Area	5,590 sqft (0.128 acres)
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2609 ACAPULCO WAY
City	MODESTO
State	CA
Zip	95355-8732
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE PLAZA (42M92) BLK 11058 LOT 30
Legal Subdivision	PLAZA
Legal Block	11058
Legal Lot Number	30
Jurisdiction	STANISLAUS CA
Township / Civil Division	MODESTO
Census Block Group	2
Census Block	2012
Census Tract	914

Owner

2609 Acapulco Way is owned and occupied by two individuals who bought it in August 2022.

Source: Stanislaus County records, as of October 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	2609 ACAPULCO WAY, MODESTO, CA 95355-8732
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2022	Grant Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Mar 3, 2021	Intrafamily Transfer, Transfer
Nov 14, 2019	Quit Claim Deed, Transfer FIRST AMERICAN TITLE
Nov 14, 2019	Grant Deed, Transfer · Conventional Mortgage PMAC LENDING SERVICES INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 12, 2022 · Amount on File
Deed Sale	Aug 12, 2022 · Amount on File
Prior Sale	Nov 14, 2019 · Amount on File
Deed Document Number	202255199
Prior Transfer Date	Nov 9, 2019
Prior Transfer Doc	0000080091
Record Updated	Oct 29, 2026

August 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STANISLAUS CA
Recording Date	Aug 12, 2022
Property Address	2609 ACAPULCO WAY, MODESTO, CA 95355-8732
Document Number	0000055199
Map Reference	MB 42 PG 92
Instrument Date	Aug 8, 2022
Instrument	2022-0055199
Transaction Type	Transfer
Record Updated	Aug 25, 2022
Title Company	NOT AVAILABLE, DOMA TITLE OF CALIFORNIA INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2929 FLOYD AVE APT 241, 241, MODESTO, CA 95355-8761

Mortgage

Document Number	0000055200
Date	Aug 12, 2022
Instrument	2022-0055200

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2052

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	STANISLAUS CA
Recording Date	Mar 3, 2021
Property Address	2609 ACAPULCO WAY, MODESTO, CA 95355-8732
Document Number	0000021101
Map Reference	MB 42 PG 92
Instrument Date	Feb 21, 2021
Instrument	2021-0021101
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	1162 S VECINDAD ST, MOUNTAIN HOUSE, CA 95391-1415

November 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STANISLAUS CA
Recording Date	Nov 14, 2019
Property Address	2609 ACAPULCO WAY, MODESTO, CA 95355-8732
Document Number	0000080091
Instrument Date	Nov 8, 2019
Instrument	80091
Transaction Type	Transfer
Record Updated	Nov 28, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	2609 ACAPULCO WAY MODESTO CA 953558732, MODESTO, CA 95355-8732

November 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STANISLAUS CA
Recording Date	Nov 14, 2019
Property Address	2609 ACAPULCO WAY, MODESTO, CA 95355-8732
Document Number	0000080092
Map Reference	MB 42 PG 92
Instrument Date	Oct 7, 2019
Instrument	2019-0080092
Transaction Type	Transfer
Record Updated	Jul 26, 2022
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2609 ACAPULCO WAY, MODESTO, CA 95355-8732

Mortgage

Document Number	0000080093
Date	Nov 14, 2019
Instrument	2019-0080093

Lender

Name	PMAC LENDING SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.99%
Type Change Date	Dec 1, 2026
Change Frequency	Annually
Min Rate At Change	4.99%
Max Rate At Change	6.99%
Index	1-Year LIBOR
Max Rate	10.9%

Tax Assessment & Valuation

The 2026 property tax bill for 2609 Acapulco Way was $8,788 with a homeowner's exemption, up 2.5% from the year before.

Source: Stanislaus County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Stanislaus County
Municipality	Modesto City
Secondary School District	Modesto City High School District (09 - 12)
Elementary School District	Sylvan Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$8,788.00 (+2.52%) Homeowner's exemption	$620,805 (+2%) Land $244,077 Building $376,728
2025	$8,572.00 Homeowner's exemption	$608,634 Land $239,292 Building $369,342
2023	$8,335.00 (+14.54%)	$585,000 Land $230,000 Building $355,000
2022	$7,277.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2609 Acapulco Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 23, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2609 Acapulco Way has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MODESTO serves 218,915 people · EPA ID CA5010010
Water Source	Purchased surface water from MODESTO IRRIGATION DISTRICT
Last State Inspection	Jan 2025
Lead	12 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 836 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
ezWave Fixed Wireless	1,000 / 200
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Ayera Technologies, Verizon.

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