2608 Usina St, Saint Augustine, FL 32084 Property Records

St. Johns County property record for 2608 Usina St, Saint Augustine, FL 32084

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,048 sqft · built 2008
Lot Size	0.24 acres (10,454 sqft)
Owner	Individual Name on Record
Last Sale	$282,000 (Dec 2023)
Tax Bill	$1,543 (2025)
Deeds & Mortgages	Dec 2023 Sale Nov 2020 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`089710-0000`

Property Details

APN / Parcel Number

Primary APN	`089710-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,048 sqft Living Area
1st Floor Area	1,048 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2013
Exterior Material	Concrete
Construction Type	Wood
Foundation Type	Pier/Post & Beam
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	10,454 sqft (0.24 acres)
Lot Dimensions	100 ft deep x 100 ft wide
Porch	Finished/Open Porch
Porch Area	84 sqft
Deck Area	16 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2608 USINA ST
City	SAINT AUGUSTINE
State	FL
Zip	32084-2453
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS3
Legal Description	3-72 PONCE DE LEON HGHTS RESUBD OF S150FT OF LOT 6 POMAR PLAT LOTS 1 & 2 BLK L OR5870/186
Legal Range	29E
Legal Township	07S
Legal Section	12
Legal Subdivision	PONCE DE LEON HEIGHTS
Legal Block	L
Legal Lot Number	6,1,2
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	3
Census Block	3008
Census Tract	21002

Owner

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2608 USINA ST, SAINT AUGUSTINE, FL 32084-2453
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
Dec 12, 2023	Warranty Deed, Transfer NOT AVAILABLE, ST JOHNS BLUE OCEAN TITLE
Nov 16, 2020	Quit Claim Deed, Transfer BLUE OCN TITLE
Sep 6, 2019	Warranty Deed, Transfer · Conventional Mortgage BANK OF ENGLAND
Feb 1, 2017	Warranty Deed, Transfer · Conventional with PMI VYSTAR CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 12, 2023 · Amount on Record
Deed Sale	Dec 12, 2023 · Amount on Record
Prior Sale	Sep 6, 2019 · Amount on Record
Deed Document Number	202396439
Deed Book / Page	5870 / 186
Prior Transfer Date	Sep 25, 2020
Prior Transfer Doc	0050990262
Record Updated	Oct 29, 2026

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Dec 12, 2023
Property Address	2608 USINA ST, SAINT AUGUSTINE, FL 32084-2453
Document Number	0058700186
Book / Page	5870 / 186
Map Reference	MB 3 PG 72
Instrument Date	Dec 1, 2023
Instrument	2023096439
Transaction Type	Transfer
Record Updated	Dec 25, 2023
Title Company	NOT AVAILABLE, ST JOHNS BLUE OCEAN TITLE

Transaction

Amount	Amount Recorded
Tax	$1,974.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	113 GRAFFT LN, SAINT AUGUSTINE, FL 32084-6555

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2608 USINA ST, SAINT AUGUSTINE, FL 32084-2453

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST JOHNS FL
Recording Date	Nov 16, 2020
Property Address	2608 USINA ST, SAINT AUGUSTINE, FL 32084-2453
Document Number	0050990262
Book / Page	005099 / 000262
Instrument Date	Sep 25, 2020
Instrument	103169
Transaction Type	Transfer
Record Updated	Nov 24, 2020
Title Company	BLUE OCN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	113 GRAFFT LN ST AUGUSTINE FL 320846555, ST AUGUSTINE, FL 32084-6555

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Sep 6, 2019
Property Address	2608 USINA ST, SAINT AUGUSTINE, FL 32084-2453
Document Number	0047891442
Book / Page	004789 / 001442
Instrument Date	Aug 29, 2019
Instrument	65482
Transaction Type	Transfer
Record Updated	Sep 19, 2019
Title Company	SHEFFIELD AND BOATRIGHT TITLE SV, SHEFFIELD & BOATRIGHT TITLE SV

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,155.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	113 GRAFFT LN ST AUGUSTINE FL 320846555, ST AUGUSTINE, FL 32084-6555

Mortgage

Document Number	47891444
Date	Sep 6, 2019
Book Page	004789/001444
Instrument	65483

Lender

Name	BANK OF ENGLAND
Type	Bank
Address	LITTLE ROCK, AR 72201

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 5, 2049

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Feb 1, 2017
Property Address	2608 USINA ST, SAINT AUGUSTINE, FL 32084-2453
Document Number	0043250585
Book / Page	004325 / 000585
Instrument Date	Jan 31, 2017
Instrument	7712
Transaction Type	Transfer
Record Updated	Feb 14, 2017
Title Company	ACTION TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$833.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2608 USINA ST ST AUGUSTINE FL 320842453, ST AUGUSTINE, FL 32084-2453

Mortgage

Document Number	43250587
Date	Feb 1, 2017
Book Page	004325/000587
Instrument	7713

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32232-5085

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jan 31, 2047

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$131,690 (+2.7%)	$238,997 (-1.6%) Land $72,800 Building $166,197
2025	$1,543.00 (+16.37%) Homeowner's exemption	$128,228 (-45.95%)	$242,880 (+2.38%) Land $72,800 Building $170,080
2024	$1,326.00 (-52.49%)
2023	$2,791.00 (+9.62%)	$237,234 (+11.6%)	$237,234 (+11.6%) Land $72,800 Building $164,434
2022	$2,546.00	$212,568	$212,568 Land $50,960 Building $161,608

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 43 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	43 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. AUGUSTINE WS serves 43,069 people · EPA ID FL2550210
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
IQ Fiber Fiber	5,000 / 5,000
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications, T-Mobile.

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