2578 Usina St, Saint Augustine, FL 32084 Property Records

St. Johns County property record for 2578 Usina St, Saint Augustine, FL 32084

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,734 sqft · built 2008
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on Record
Last Sale	$253,000 (Nov 2020)
Tax Bill	$3,032 (2025)
Deeds & Mortgages	Nov 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`089810-0040`

Property Details

APN / Parcel Number

Primary APN	`089810-0040`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	1,734 sqft Living Area
Gross Area	2,201 sqft
1st Floor Area	1,734 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Exterior Material	Concrete
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,405 sqft (0.17 acres)
Lot Dimensions	100 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	467 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	135 sqft
Patio Area	403 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2578 USINA ST
City	SAINT AUGUSTINE
State	FL
Zip	32084-2442
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS3
Legal Description	3-72 PONCE DE LEON HEIGHTS RESUBD OF LOT 8 POMAR PLAT LOT 4 & S25FT OF LOT 3 BLK O OR5097/385
Legal Range	29E
Legal Township	07S
Legal Section	12
Legal Subdivision	PONCE DE LEON HEIGHTS
Legal Block	O
Legal Lot Number	8,4,3
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	3
Census Block	3008
Census Tract	21002

Owner

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2578 USINA ST, SAINT AUGUSTINE, FL 32084-2442
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 13, 2020 · Amount on Record
Deed Sale	Nov 13, 2020 · Amount on Record
Prior Sale	Aug 15, 2011 · Amount on Record
Deed Document Number	2020102347
Deed Book / Page	5097 / 385
Record Updated	Oct 29, 2026

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Nov 13, 2020
Property Address	2578 USINA ST, SAINT AUGUSTINE, FL 32084-2442
Document Number	0050970385
Book / Page	5097 / 385
Map Reference	MB 3 PG 72
Instrument Date	Oct 30, 2020
Instrument	2020102347
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	BLUE OCEAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,771.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	206 VENTURA RD, 206, ST AUGUSTINE, FL 32080-7306

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2578 USINA ST, SAINT AUGUSTINE, FL 32084-2442

Mortgage

Document Number	5097387
Date	Nov 13, 2020
Instrument	5097/387

Lender

Name	STOCKTON MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$244,766 (+2.7%)	$353,523 (+0.48%) Land $54,600 Building $298,923
2025	$3,032.00 (+13.39%) Homeowner's exemption	$238,331 (+5.99%)	$351,851 (+1.67%) Land $54,600 Building $297,251
2024	$2,674.00 (+2.1%)
2023	$2,619.00 (+3.23%) Homeowner's exemption	$224,868 (+3%)	$346,084 (+5.55%) Land $54,600 Building $291,484
2022	$2,537.00 Homeowner's exemption	$218,318	$327,900 Land $38,220 Building $289,680

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 43 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	43 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. AUGUSTINE WS serves 43,069 people · EPA ID FL2550210
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
IQ Fiber Fiber	5,000 / 5,000
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications, T-Mobile.

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