2608 State Rte 7, Cobleskill, NY 12043 Property Records

Schoharie County and Cobleskill Town property record for 2608 State Rte 7, Cobleskill, NY 12043

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,832 sqft · built 1840
Lot Size0.6 acres (26,136 sqft)
Owner2 Individual Names on File
Last Sale$152,000 (Jul 2008)
Tax Bill$4,073 (2026)
Flood ZoneZone X (minimal risk)
APN432689 57.-4-13

Property Details

APN / Parcel Number

Primary APN432689 57.-4-13
Alternative APNs
  • 268905700000040130000000
  • 435J100242

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories2 Stories
Building Area1,832 sqft Living Area
1st Floor Area1,072 sqft
2nd Floor Area448 sqft
Upper Floors Area312 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1840
Effective Year BuiltEffective 1996
Architectural StyleTraditional
Exterior MaterialWood
Lot Area26,136 sqft (0.6 acres)
Lot Dimensions200 ft deep x 210 ft wide
Garage TypeDetached
Garage Area759 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area192 sqft
Shed1 Shed
Shed Area112 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil
SewerSeptic
Water SourceWell

Location & Zoning

Account Number435J100242
Street Address2608 STATE ROUTE 7
CityCOBLESKILL
StateNY
Zip12043-5422
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeB2
Legal DescriptionHSE GAR & BL
Legal Block4
Legal Lot Number13.000
JurisdictionSCHOHARIE NY
Township / Civil DivisionCOBLESKILL
Census Block Group1
Census Block1035
Census Tract740200

Owner

2608 State Rte 7 is owned and occupied by two individuals who bought it in July 2008.

Source: Schoharie County and Cobleskill Town records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address2608 STATE ROUTE 7, COBLESKILL, NY 12043-5422
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 25, 2008 · Amount on File
Deed SaleJul 25, 2008 · Amount on File
Deed Book / Page864 / 196
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

The 2026 property tax bill for 2608 State Rte 7 was $4,073 with a homeowner's exemption, up 6.1% from the year before.

Source: Schoharie County and Cobleskill Town assessment roll, as of May 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchoharie County
County SubdivisionCobleskill Town
Unified School DistrictCobleskill-Richmondville Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,073.00 (+6.1%) Homeowner's exemption
2025$3,839.00$84,500 Land $11,000 Building $73,500$172,449 Land $22,449 Building $150,000
2023$84,500 Land $11,000 Building $73,500$148,246 Land $19,298 Building $128,948
2020$3,175.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2608 State Rte 7 in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective February 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims3 (1996–2011)
Claims Outside the SFHA3 of 3
Most Recent ClaimAug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2608 State Rte 7 is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: MIDTEL.

Nearby Properties on State Rte 7

Nearby Streets

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