Schoharie County and Cobleskill Town property record for 2502 State Rte 7, Cobleskill, NY 12043
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,493 sqft · built 2014 |
| Lot Size | 0.7 acres (30,492 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $43,200 (Jun 1999) |
| Tax Bill | $4,338 (2026) |
| Deeds & Mortgages | Mar 2024 Line of Credit Jul 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 432689 57.-4-4 |
| Primary APN | 432689 57.-4-4 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,493 sqft Living Area |
| 1st Floor Area | 1,493 sqft |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 30,492 sqft (0.7 acres) |
| Lot Dimensions | 165 ft deep x 247 ft wide |
| Porch | Slab |
| Porch Area | 96 sqft |
| Shed | 1 Shed |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Septic |
| Water Source | Well |
| Account Number | 435J100596 |
|---|---|
| Street Address | 2502 STATE ROUTE 7 |
| City | COBLESKILL |
| State | NY |
| Zip | 12043-5420 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | B2 |
| Legal Description | HSE & ACRAGE |
| Legal Block | 4 |
| Legal Lot Number | 4.000 |
| Jurisdiction | SCHOHARIE NY |
| Township / Civil Division | COBLESKILL |
| Census Block Group | 1 |
| Census Block | 1035 |
| Census Tract | 740200 |
Source: Schoharie County and Cobleskill Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | PO BOX 525, COBLESKILL, NY 12043-0525 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 7, 2024 | Deed of Trust, Mortgage · Line of Credit FIRST NEW YORK FCU |
| Jul 3, 2019 | Deed of Trust, Mortgage · Balloon Mortgage FIRST NEW ENGLAND FEDERAL CREDIT UNION |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 15, 1999 · Amount on Record |
| Deed Sale | Jun 15, 1999 · Amount on Record |
| Prior Sale | Feb 23, 1999 |
| Deed Book / Page | 654 / 193 |
| Last Transfer Date | Aug 1, 2013 |
| Transfer Doc | 0000000957/000000027 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHOHARIE NY |
| Property Address | 2502 STATE ROUTE 7, COBLESKILL, NY 12043-5420 |
| Transaction Type | Mortgage |
| Record Updated | Mar 26, 2024 |
| Name | Verified Name |
|---|
| Document Number | 002069/165 |
|---|---|
| Date | Mar 7, 2024 |
| Book Page | 2069/165 |
| Instrument | 824516 |
| Name | FIRST NEW YORK FCU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Apr 1, 2034 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHOHARIE NY |
| Property Address | 2502 STATE ROUTE 7, COBLESKILL, NY 12043-5420 |
| Transaction Type | Mortgage |
| Record Updated | Jul 23, 2019 |
| Name | Verified Name |
|---|
| Document Number | 1843/107 |
|---|---|
| Date | Jul 3, 2019 |
| Book Page | 1843/107 |
| Instrument | 764271 |
| Name | FIRST NEW ENGLAND FEDERAL CREDIT UNION |
|---|
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 61 Months |
| Due | Aug 1, 2024 |
Source: Schoharie County and Cobleskill Town assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schoharie County |
| County Subdivision | Cobleskill Town |
| Unified School District | Cobleskill-Richmondville Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,338.00 (+6.09%) Homeowner's exemption | ||
| 2025 | $4,089.00 (-22.99%) | $90,000 (-) Land $10,000 Building $80,000 | $183,673 (+16.33%) Land $20,408 Building $163,265 |
| 2023 | $90,000 Land $10,000 Building $80,000 | $157,895 Land $17,544 Building $140,351 | |
| 2020 | $5,310.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (1996–2011) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: MIDTEL, Verizon.
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