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2608 S Waterleaf Dr, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 2608 S Waterleaf Dr, Saint Augustine, FL 32092 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,344 sqft · built 2005
Lot Size0.18 acres (7,840 sqft)
Owner2 Individual Names on File
Last Sale$379,900 (May 2021)
Tax Bill$4,798 (2025)
Deeds & MortgagesMay 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN029325-0830

Property Details

APN / Parcel Number

Primary APN029325-0830

Interior

Bedrooms4 Beds
Full Baths3 Baths
Plumbing Fixtures13 Plumbing Fixtures
Stories1 Story
Building Area2,344 sqft Living Area
Gross Area2,965 sqft
1st Floor Area2,003 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Exterior MaterialStucco
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area7,840 sqft (0.18 acres)
Garage TypeAttached
Garage Area451 sqft
Parking Spaces2 Parking Spaces
PorchFinished Screened Porch
Porch Area244 sqft
Patio Area90 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address2608 S WATERLEAF DR
CitySAINT AUGUSTINE
StateFL
Zip32092-4743
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description54/43-49 WHISPER RIDGE UNIT 7 LOT 83 OR5275/70
Legal Range28E
Legal Township07S
Legal Section01
Legal SubdivisionWHISPER RIDGE UNIT 7
Legal Block2
Legal Lot Number83
Legal Unit7
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group2
Census Block2017
Census Tract20906

Owner

Source: St. Johns County records · APN 029325-0830

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address2608 S WATERLEAF DR, SAINT AUGUSTINE, FL 32092-4743
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 26, 2021 · Amount on Record
Deed SaleMay 26, 2021 · Amount on Record
Prior SaleNov 01, 2012 · Amount on Record
Deed Document Number202159209
Deed Book / Page5275 / 70
Prior Transfer DateNov 19, 2013
Prior Transfer Doc0038160939
Record UpdatedJun 08, 2026

May 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateMay 26, 2021
Property Address2608 S WATERLEAF DR, SAINT AUGUSTINE, FL 32092-4743
Document Number0052750070
Book / Page5275 / 70
Map ReferenceMB 54 PG 43-49
Instrument DateMar 25, 2021
Instrument2021059209
Transaction TypeTransfer
Record UpdatedMay 23, 2023
Title CompanyACTION TITLE SERVICES/STATE JOHNS COUNTY, ACTION TTL SVCS OF ST JOHNS

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,659.30
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address6452 SILVERSTONE LN, MEDINA, OH 44256-5537

Transferred To (Grantee/Buyer)

NameVerified Name
Address2608 S WATERLEAF DR, ST AUGUSTINE, FL 32092-4743

Mortgage

Document Number0000527572
DateMay 26, 2021
Instrument5275/72
Lender
NameTD BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2051

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$363,861 (-1.72%) Land $85,000 Building $278,861$363,861 (-1.72%) Land $85,000 Building $278,861
2025$4,798.00 (+0.67%) Homeowner's exemption$370,237 (-7.27%)$370,237 (-7.27%) Land $80,000 Building $290,237
2024$4,766.00 (-7.38%) Homeowner's exemption$399,261 (+3.58%)$399,261 (+3.58%) Land $90,000 Building $309,261
2023$5,146.00 (+6.65%)$385,451 (+7.49%)$385,451 (+7.49%) Land $88,088 Building $297,363
2022$4,825.00$358,589$358,589 Land $72,800 Building $285,789

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090209062, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 74 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies74 in force
Nearby Flood Claims1 (2024)
Claims Outside the SFHA1 of 1
Most Recent ClaimJan 2024, other causes

Wildfire

Wildfire RiskModerate
above 62% of the US · above 37% of Florida
Wildfire LikelihoodAbout 1 in 543 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 80 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
XfinityCable2,000 / 250

May also be available at this address: Xfinity. Availability varies by address; speeds are provider-advertised maximums, not measured.

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