2604 S Waterleaf Dr, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 2604 S Waterleaf Dr, Saint Augustine, FL 32092 · Last verified June 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	2 Baths
Year Built	Built 2005
Square Footage	2,191 sqft Living Area
Lot Size	8,712 sqft (0.2 acres)
Occupancy	Owner Occupied
Last Sale	$205,000 (2014)
Tax Bill	$2,740.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`029325-0840`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Building Area	2,191 sqft Living Area
Gross Area	2,911 sqft Gross Area
1st Floor	2,191 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Aluminum/Vinyl Exterior
Construction Type	Wood Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	8,712 sqft (0.2 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	420 sqft Garage
Patio Area	110 sqft Patio
Porch Area	486 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating

Location & Zoning

Street Address	2604 S WATERLEAF DR
City	SAINT AUGUSTINE
State	FL
Zip	32092-4743
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	54/43-49 WHISPER RIDGE UNIT 7 LOT 84 OR3966/317
Legal Range	28E
Legal Township	07S
Legal Section	01
Legal Subdivision	WHISPER RIDGE UNIT 7
Legal Block	2
Legal Lot Number	84
Legal Unit	7
Jurisdiction	ST JOHNS FL
Minor Civil Division	ST. AUGUSTINE
Census Blockgroup	2
Census Block	2017
Census Tract	20906

Owner

Source: St. Johns County records · APN 029325-0840

Assessment roll updated April 13, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2604 S WATERLEAF DR, SAINT AUGUSTINE, FL 32092-4743
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 17, 2014 · Amount on Record
Deed Sale	Dec 17, 2014 · Amount on Record
Prior Sale	May 14, 2014
Deed Doc Number	201473096
Deed Book / Page	3966 / 317
Record Refreshed	Sep 20, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	2604 S WATERLEAF DR, SAINT AUGUSTINE, FL 32092-4743
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	TITLE AMERICA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0048441715
Date	Dec 06, 2019
Book Page	4844/1715
Instrument	2019091636

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 01, 2034

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$223,309 (+2.7%)	$344,568 (-1.14%) Land $85,000 Building $259,568
2025	$2,740.00 (+13.74%) Homeowner's exemption	$217,438 (+2.9%)	$348,536 (-7.84%) Land $80,000 Building $268,536
2024	$2,409.00 (+2.16%) Homeowner's exemption	$211,310 (+3%)	$378,181 (+3.56%) Land $90,000 Building $288,181
2023	$2,358.00 (+3.33%) Homeowner's exemption	$205,155 (+3%)	$365,176 (+7.21%) Land $88,088 Building $277,088
2022	$2,282.00 Homeowner's exemption	$199,180	$340,613 Land $72,800 Building $267,813

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 62% of the US · above 37% of Florida
Wildfire Likelihood	About 1 in 543 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.