McLennan County property record for 2608 Cedar Rdg Rd, Waco, TX 76708
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,454 sqft · built 1960 |
| Lot Size | 1.12 acres (49,136 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $287,000 (Apr 2016) |
| Tax Bill | $7,721 (2025) |
| Deeds & Mortgages | Feb 2022 Mortgage Feb 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-028703-000600-0 |
| Primary APN | 48-028703-000600-0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 11 Rooms |
| Stories | 1 Story |
| Building Area | 3,454 sqft Living Area |
| 1st Floor Area | 3,454 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1984 |
| Exterior Material | Brick Veneer |
| Construction Type | Wood |
| Roof Type | Reinforced Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 49,136 sqft |
| Lot Dimensions | 449 ft deep x 112 ft wide |
| Garage Type | Carport |
| Garage Area | 460 sqft |
| Carport | Carport |
| Carport Area | 460 sqft |
| Driveway | Asphalt Driveway |
| Driveway Area | 990 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 414 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 2608 CEDAR RIDGE RD |
|---|---|
| City | WACO |
| State | TX |
| Zip | 76708-2353 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1A |
| Legal Description | MEADOW OAKS LOT 6 BLOCK 1 ACRES 1.128 |
| Legal Subdivision | MEADOW OAKS |
| Legal Block | 1 |
| Legal Lot Number | 6 |
| Jurisdiction | MCLENNAN TX |
| Township / Civil Division | WACO |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 2800 |
Source: McLennan County records, as of August 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2608 CEDAR RIDGE RD, WACO, TX 76708-2353 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 1, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Feb 19, 2020 | Deed of Trust, Mortgage FIRST UNIV FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 21, 2016 · Amount on Record |
| Deed Sale | Apr 21, 2016 · Amount on Record |
| Deed Document Number | 201612297 |
| Prior Transfer Date | Apr 20, 2016 |
| Prior Transfer Doc | 0000012297 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Property Address | 2608 CEDAR RIDGE RD, WACO, TX 76708-2353 |
| Transaction Type | Mortgage |
| Record Updated | Feb 14, 2022 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0000004390 |
|---|---|
| Date | Feb 1, 2022 |
| Instrument | 2022004390 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Property Address | 2608 CEDAR RIDGE RD, WACO, TX 76708-2353 |
| Document Number | 0000032701 |
| Instrument Date | Feb 19, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2608 CEDAR RIDGE RD WACO TX 767082353, WACO, TX 76708-2353 |
| Document Number | 0000032701 |
|---|---|
| Date | Sep 16, 2020 |
| Instrument | 32701 |
| Name | FIRST UNIV FCU |
|---|---|
| Type | Credit Union |
| Address | WACO, TX 76706 |
| Amount | Amount Recorded |
|---|---|
| Term | 120 Months |
| Due | Sep 15, 2030 |
Source: McLennan County assessment roll, as of August 24, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | McLennan County |
| Municipality | Waco City |
| Unified School District | Waco Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $486,817 (+7.73%) Land $91,884 Building $394,933 | $486,817 (+0.45%) Land $91,884 Building $394,933 | |
| 2025 | $7,721.00 (+7.99%) Homeowner's exemption | $451,875 (-3.52%) Land $83,530 Building $401,090 | $484,620 (+3.48%) Land $83,530 Building $401,090 |
| 2024 | $7,150.00 (+12%) | ||
| 2023 | $468,340 Land $83,530 Building $384,810 | $468,340 Land $83,530 Building $384,810 | |
| 2022 | $6,384.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 3 (2007–2015) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Oct 2015 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 97.4% of Texas |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WACO serves 146,241 people · EPA ID TX1550008 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Astound Broadband Cable | 1,500 / 50 |
| Spectrum Cable | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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