26076 N Rosemere St, Rathdrum, ID 83858 Property Records

Kootenai County property record for 26076 N Rosemere St, Rathdrum, ID 83858

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,960 sqft · built 2000
Lot Size	10.1 acres (440,653 sqft)
Owner	Individual Name on File
Tax Bill	$1,546 (2025)
Deeds & Mortgages	Aug 2022 Line of Credit Sep 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`53N04W307700`

Property Details

APN / Parcel Number

Primary APN	`53N04W307700`
Alternative APN	`162550`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,960 sqft Living Area
Basement Area	952 sqft
Finished Basement	952 sqft

Exterior

Year Built	Built 2000
Construction Type	Frame
Foundation Type	Concrete
Lot Area	440,653 sqft (10.1 acres)
Garage Type	Attached
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces
Stable	600 sqft
Pole Barn	1,200 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating Fuel	Electric

Location & Zoning

Account Number	162550
Street Address	26076 N ROSEMERE ST
City	RATHDRUM
State	ID
Zip	83858-8750
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TAX #13202 3053N04W
Jurisdiction	KOOTENAI ID
Township / Civil Division	SPIRIT LAKE-ATHOL
Census Block Group	3
Census Block	3025
Census Tract	102

Owner

Source: Kootenai County assessment roll, as of January 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	26076 N ROSEMERE ST, RATHDRUM, ID 83858-8750
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 1, 2022	Deed of Trust, Mortgage · Line of Credit IDAHO CENTRAL CU
Sep 2, 2020	Quit Claim Deed, Transfer · Conventional Mortgage US BANK NA
Apr 16, 2020	Quit Claim Deed, Transfer · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 2, 2005
Deed Sale	Sep 2, 2005
Prior Sale	Apr 16, 2020
Deed Document Number	1977665000
Last Transfer Date	Sep 2, 2020
Transfer Doc	2775105000
Record Updated	Jun 8, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOOTENAI ID
Property Address	26076 N ROSEMERE ST, RATHDRUM, ID 83858-8750
Transaction Type	Mortgage
Record Updated	Aug 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2909924000
Date	Aug 1, 2022
Instrument	2909924000

Lender

Name	IDAHO CENTRAL CU
Type	Credit Union
Address	POCATELLO, ID 83206

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jul 31, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KOOTENAI ID
Recording Date	Sep 2, 2020
Property Address	26076 N ROSEMERE ST, RATHDRUM, ID 83858-8750
Document Number	2775105000
Instrument Date	Aug 27, 2020
Instrument	2775105000
Transaction Type	Transfer
Record Updated	Feb 17, 2022
Title Company	PIONEER TITLE KOOTENAI COUNTY, PIONEER TITLE KOOTENAI CNTY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26076 N ROSEMERE ST, RATHDRUM, ID 83858-8750

Mortgage

Document Number	2775106000
Date	Sep 2, 2020
Instrument	2775106000

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

April 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KOOTENAI ID
Recording Date	Apr 16, 2020
Property Address	26076 N ROSEMERE ST, RATHDRUM, ID 83858-8750
Document Number	2745957000
Instrument Date	Apr 14, 2020
Instrument	2745957000
Transaction Type	Transfer
Record Updated	Feb 17, 2022
Title Company	PIONEER TITLE KOOTENAI COUNTY, PIONEER TITLE KOOTENAI CNTY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2745958000
Date	Apr 16, 2020
Instrument	2745958000

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

Tax Assessment & Valuation

Source: Kootenai County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Idaho
County	Kootenai County
Unified School District	Lakeland Joint School District 272 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,546.00 (-38.5%) Homeowner's exemption	$575,387 (-14.01%) Land $239,077 Building $336,310	$801,286 (-4.06%) Land $464,976 Building $336,310
2024	$2,514.00 (-6.89%)
2023	$2,700.00 (+0.07%)	$669,124 (+1.52%) Land $331,404 Building $337,720	$835,213 (+1.21%) Land $497,493 Building $337,720
2022	$2,698.00	$659,087 Land $321,367 Building $337,720	$825,213 Land $487,493 Building $337,720

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 85% of Idaho
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Newmax Fixed Wireless	50 / 5
Verizon Fixed Wireless	25 / 6
T-Mobile USA Fixed Wireless	25 / 3

Cell Coverage

5G (outdoors only) and 4G LTE

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