25779 N Rosemere St, Rathdrum, ID 83858 Property Records

Kootenai County property record for 25779 N Rosemere St, Rathdrum, ID 83858

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 3,264 sqft · built 2004
Lot Size	10 acres (436,994 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,361 (2025)
Deeds & Mortgages	Sep 2026 Transfer Sep 2026 Transfer + 9 more
Flood Zone	Zone X (minimal risk)
APN	`53N04W309600`

Property Details

APN / Parcel Number

Primary APN	`53N04W309600`
Alternative APN	`162551`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	3,264 sqft Living Area
1st Floor Area	2,208 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2015
Construction Type	Frame
Foundation Type	Concrete
Lot Area	436,994 sqft (10 acres)
Shed	1 Shed
Shed Area	120 sqft
Pole Barn	1,080 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Floor/Wall Furnace

Location & Zoning

Account Number	162551
Street Address	25779 N ROSEMERE ST
City	RATHDRUM
State	ID
Zip	83858-6603
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RUR
Legal Description	TAX #13203 3053N04W
Legal Range	04W
Legal Township	53N
Legal Section	30
Jurisdiction	KOOTENAI ID
Township / Civil Division	SPIRIT LAKE-ATHOL
Census Block Group	3
Census Block	3025
Census Tract	102

Owner

Source: Kootenai County records, as of October 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	25533 N LANTERN HILL RD, RATHDRUM, ID 83858-6021
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Sep 14, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Sep 14, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Aug 4, 2026	Warranty Deed, Transfer PIONEER LAND TITLE, PIONEER TITLE
Jul 15, 2026	Deed of Trust, Mortgage · Line of Credit NUMERICA CREDIT UNION
Sep 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage CORNERSTONE FIRST MORTGAGE INC
Apr 14, 2017	Deed of Trust, Mortgage · Conventional Mortgage STEARNS LENDING LLC
Apr 14, 2017	Deed of Trust, Mortgage · Conventional Mortgage STEARNS LENDING LLC
Apr 14, 2017	Deed of Trust, Mortgage · Conventional Mortgage STEARNS LENDING LLC
Aug 7, 2019	Deed of Trust, Mortgage · Line of Credit NUMERICA CU
Jan 10, 2018	Deed of Trust, Mortgage · Line of Credit NUMERICA CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 4, 2026
Deed Sale	Aug 4, 2026
Prior Sale	Mar 11, 2021
Deed Document Number	20263052215
Last Transfer Date	Sep 11, 2026
Transfer Doc	0003057083
Record Updated	Oct 29, 2026

September 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KOOTENAI ID
Recording Date	Sep 14, 2026
Property Address	25779 N ROSEMERE ST, RATHDRUM, ID 83858-6603
Document Number	0003057084
Instrument Date	Sep 11, 2026
Instrument	20263057084
Transaction Type	Transfer
Record Updated	Sep 24, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Tenant
Address	25532 N LANTERN HILL RD, RATHDRUM, ID 83858-6021

September 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KOOTENAI ID
Recording Date	Sep 14, 2026
Property Address	25779 N ROSEMERE ST, RATHDRUM, ID 83858-6603
Document Number	0003057083
Instrument Date	Sep 11, 2026
Instrument	20263057083
Transaction Type	Transfer
Record Updated	Sep 24, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	25533 N LANTERN HILL RD, RATHDRUM, ID 83858-6021

September 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KOOTENAI ID
Recording Date	Sep 14, 2026
Property Address	25779 N ROSEMERE ST, RATHDRUM, ID 83858-6603
Document Number	0003057085
Instrument Date	Sep 11, 2026
Instrument	20263057085
Transaction Type	Transfer
Record Updated	Sep 24, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25533 N LANTERN HILL RD, RATHDRUM, ID 83858-6021

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KOOTENAI ID
Recording Date	Aug 4, 2026
Property Address	25779 N ROSEMERE ST, RATHDRUM, ID 83858-6603
Document Number	0003052215
Instrument Date	Aug 3, 2026
Instrument	20263052215
Transaction Type	Transfer
Record Updated	Aug 18, 2026
Title Company	PIONEER LAND TITLE, PIONEER TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25533 N LANTERN HILL RD, RATHDRUM, ID 83858-6021

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOOTENAI ID
Recording Date	Jul 15, 2026
Property Address	25779 N ROSEMERE ST, RATHDRUM, ID 83858-6603
Document Number	0003049742
Instrument Date	Jul 10, 2026
Instrument	20263049742
Transaction Type	Mortgage
Record Updated	Jul 22, 2026
Title Company	TITLE ESCROW, FLYING S TITLE AND ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25779 N ROSEMERE ST, RATHDRUM, ID 83858-6603

Mortgage

Document Number	0003049742,
Date	Jul 15, 2026
Instrument	20263049742

Lender

Name	NUMERICA CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jul 25, 2051

Interest

Rate	6.52%
Max Rate	-1%

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOOTENAI ID
Property Address	25779 N ROSEMERE ST, RATHDRUM, ID 83858-6603
Transaction Type	Mortgage
Record Updated	Sep 15, 2021
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2857140000
Date	Sep 2, 2021
Instrument	2857140000

Lender

Name	CORNERSTONE FIRST MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOOTENAI ID
Property Address	25779 N ROSEMERE ST, RATHDRUM, ID 83858-6603
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	FIRST AMERICAN TITLE KOOTENA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2590371000
Date	Apr 14, 2017
Instrument	2590371000

Lender

Name	STEARNS LENDING LLC
Type	Funding / Finance Company
Address	SANTA ANA, CA 92707

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2047

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOOTENAI ID
Property Address	25779 N ROSEMERE ST, RATHDRUM, ID 83858-6603
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	FIRST AMERICAN TITLE KOOTENA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2590371000
Date	Apr 14, 2017
Instrument	2590371000

Lender

Name	STEARNS LENDING LLC
Type	Funding / Finance Company
Address	SANTA ANA, CA 92707

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2047

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOOTENAI ID
Property Address	25779 N ROSEMERE ST, RATHDRUM, ID 83858-6603
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE KOOTENA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2590371000
Date	Apr 14, 2017
Instrument	2590371000

Lender

Name	STEARNS LENDING LLC
Type	Funding / Finance Company
Address	SANTA ANA, CA 92707

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2047

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOOTENAI ID
Property Address	25779 N ROSEMERE ST, RATHDRUM, ID 83858-6603
Transaction Type	Mortgage
Record Updated	Aug 23, 2019
Title Company	FIRST AMERICAN TTL KOOTENAI

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2705724000
Date	Aug 7, 2019
Instrument	2705724000

Lender

Name	NUMERICA CU
Type	Credit Union
Address	VERADALE, WA 99037

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Sep 25, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOOTENAI ID
Property Address	25779 N ROSEMERE ST, RATHDRUM, ID 83858-6603
Transaction Type	Mortgage
Record Updated	Jan 27, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 2627489000
Date	Jan 10, 2018
Instrument	2627489000

Lender

Name	NUMERICA CU
Type	Credit Union
Address	BAINBRIDGE ISLAND, WA 98110

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Feb 25, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Kootenai County assessment roll, as of October 16, 2025

Property Jurisdictions

Type	Name
State	Idaho
County	Kootenai County
Unified School District	Lakeland Joint School District 272 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,361.00 (-13.2%) Homeowner's exemption	$515,063 (-14.97%) Land $231,863 Building $283,200	$739,287 (-4.05%) Land $456,087 Building $283,200
2024	$1,568.00 (-5.6%)
2023	$1,661.00 (-13.49%) Homeowner's exemption	$605,771 (+3.95%) Land $321,391 Building $284,380	$770,517 (+3.08%) Land $486,137 Building $284,380
2022	$1,920.00 Homeowner's exemption	$582,735 Land $298,355 Building $284,380	$747,517 Land $463,137 Building $284,380

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 85% of Idaho
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Intermax Networks Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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