2607 Thames River Pl, Valrico, FL 33596 Property Records

Hillsborough County property record for 2607 Thames River Pl, Valrico, FL 33596

Property Summary

Property TypeSingle Family Home
Details6 bd · 3 ba · 3,007 sqft · built 2005
Lot Size0.197 acres (8,590 sqft)
OwnerIndividual Name on File
Last Sale$290,300 (Jul 2005)
Tax Bill$3,737 (2025)
Deeds & MortgagesJan 2024 Mortgage
Dec 2023 Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APN087258-9748

Property Details

APN / Parcel Number

Primary APN087258-9748
Alternative APN
  • U06302174U000009000680

Interior

Bedrooms6 Beds
Full Baths3 Baths
Stories2 Stories
Building Area3,007 sqft Living Area
Gross Area3,677 sqft
1st Floor Area1,498 sqft
Upper Floors Area1,509 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2015
Architectural StyleContemporary
Exterior MaterialBrick/Stone
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area8,590 sqft (0.197 acres)
Lot Dimensions110 ft deep x 71.6 ft wide
Garage TypeAttached
Garage Area440 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool TypeSpa / Hot Tub (No Pool)
Pool Area200 sqft
PorchSlab
Porch Area230 sqft
Deck AreaDeck Area
Patio Area792 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number0872589748
Street Address2607 THAMES RIVER PL
CityVALRICO
StateFL
Zip33596-6521
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePD
Legal DescriptionBUCKHORN PRESERVE PHASE 4 LOT 68 BLOCK 9
Legal Range21E
Legal Township30S
Legal Section06
Legal SubdivisionBUCKHORN PRESERVE PHASE 4
Legal Phase4
Legal Tract74U
Legal Block9
Legal Lot Number68
JurisdictionHILLSBOROUGH FL
Township / Civil DivisionBRANDON
Census Block Group2
Census Block2003
Census Tract13206

Owner

Source: Hillsborough County records · APN 087258-9748

Assessment roll updated January 21, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address2607 THAMES RIVER PL, VALRICO, FL 33596-6521
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 02, 2024Deed of Trust, Mortgage
THIRD FSLA OF CLEVELAND
Dec 08, 2023Deed of Trust, Mortgage · Conventional Mortgage
THIRD FSLA OF CLEVELAND
Jan 18, 2022Deed of Trust, Mortgage · Line of Credit
SUNCOAST CU
Sep 26, 2018Deed of Trust, Mortgage · Conventional Mortgage
JPMORGAN CHASE BANK NA
Jan 21, 2020Deed of Trust, Mortgage · Conventional Mortgage
SUNCOAST CU
Feb 23, 2017Loan Modification, Mortgage · Conventional Mortgage
SYNOVUS BK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 13, 2005 · Amount on Record
Deed SaleJul 13, 2005 · Amount on Record
Deed Document Number2005307821
Deed Book / Page15240 / 496
Record UpdatedSep 20, 2026

January 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSBOROUGH FL
Property Address2607 THAMES RIVER PL, VALRICO, FL 33596-6521
Transaction TypeMortgage
Record UpdatedJan 19, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address2607 THAMES RIVER PL PI, PI, VALRICO, FL 33596-6521

Mortgage

Document Number0000002382
DateJan 02, 2024
Instrument2024002382
Lender
NameTHIRD FSLA OF CLEVELAND
TypeBank
AddressCLEVELAND, OH 44105
Agreement
AmountAmount Recorded
Term239 Months
DueDec 05, 2043

December 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSBOROUGH FL
Property Address2607 THAMES RIVER PL, VALRICO, FL 33596-6521
Transaction TypeMortgage
Record UpdatedJan 05, 2024
Title CompanyTITLE 365, TITLE365

Transferred To (Grantee/Buyer)

NameVerified Name
Address2607 THAMPES RIVER PL, VALRICO, FL 33596-6521

Mortgage

Document Number0000554779
DateDec 08, 2023
Instrument2023554779
Lender
NameTHIRD FSLA OF CLEVELAND
TypeBank
AddressCLEVELAND, OH 44105
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueDec 05, 2043

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSBOROUGH FL
Property Address2607 THAMES RIVER PL, VALRICO, FL 33596-6521
Transaction TypeMortgage
Record UpdatedFeb 02, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address2607 THAMES RIVER PL, VALRICO, FL 33596-6521

Mortgage

Document Number0000030389
DateJan 18, 2022
Instrument2022030389
Lender
NameSUNCOAST CU
TypeCredit Union
AddressTAMPA, FL 33680
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueJan 17, 2047
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSBOROUGH FL
Property Address2607 THAMES RIVER PL, VALRICO, FL 33596-6521
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyTITLE SOURCE INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0260990147
DateSep 26, 2018
Book Page26099/0147
Instrument2018392706
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueOct 01, 2033

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSBOROUGH FL
Property Address2607 THAMES RIVER PL, VALRICO, FL 33596-6521
Document Number0000046139
Instrument DateJan 21, 2020
Transaction TypeMortgage
Record UpdatedApr 01, 2020
Title CompanyBROKERS TITLE/TAMPA LLC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2607 THAMES RIVER PL VALRICO FL 335966521, VALRICO, FL 33596-6521

Mortgage

Document Number0000046139
DateFeb 11, 2020
Instrument46139
Lender
NameSUNCOAST CU
AddressTAMPA, FL 33610
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 10, 2050

February 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionHILLSBOROUGH FL
Property Address2607 THAMES RIVER PL, VALRICO, FL 33596-6521
Document Number0248160484
Book / Page024816 / 000484
Instrument DateFeb 23, 2017
Transaction TypeMortgage
Record UpdatedMar 31, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife

Mortgage

Document Number0248160484
DateMar 23, 2017
Book Page024816/000484
Instrument111684
Lender
NameSYNOVUS BK
TypeBank
AddressCOLUMBUS, GA 31901
Agreement
TypeConventional Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Hillsborough County records · Assessment roll updated January 21, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateFlorida
CountyHillsborough County
Unified School DistrictHillsborough County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,737.00 (+4.09%) Homeowner's exemption$208,690 (+5.99%)$414,071 (+5.02%) Land $80,313 Building $333,758
2023$3,590.00 (+5.12%) Homeowner's exemption$196,902 (+3%)$394,260 (+1.98%) Land $72,281 Building $321,979
2022$3,415.00 Homeowner's exemption$191,167$386,605 Land $72,281 Building $314,324

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 28, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 18 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies18 in force

Wildfire

Wildfire RiskLow
lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

Based on FCC filings for 290 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemHCWRD/SOUTH-CENTRAL
serves 515,012 people
Water SourcePurchased surface water from several systems
Last State InspectionNov 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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