2607 Legacy Ranch Dr, Temple, TX 76502 Property Records

Bell County property record for 2607 Legacy Ranch Dr, Temple, TX 76502

Property Summary

Property Type	Single Family Home
Details	2,421 sqft · built 2022
Lot Size	0.347 acres (15,130 sqft)
Owner	2 Individual Names on File
Last Sale	$500,535 (Apr 2023)
Tax Bill	$9,986 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Apr 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`0076377321`

Property Details

APN / Parcel Number

Primary APN	`0076377321`
Alternative APNs	`476236` `809501`

Interior

Stories	1 Story
Building Area	2,421 sqft Living Area
1st Floor Area	2,421 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Brick Veneer
Roof Type	Gable/Hip
Lot Area	15,130 sqft (0.347 acres)
Lot Dimensions	170 ft deep x 89 ft wide
Garage Area	722 sqft
Parking Spaces	3 Parking Spaces
Pool Type	In-Ground Pool
Pool Area	1 sqft
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2607 LEGACY RANCH DR
City	TEMPLE
State	TX
Zip	76502-7987
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LEGACY RANCH PHASE II, BLOCK 008, LOT 0010
Legal Subdivision	LEGACY RANCH PHASE II
Legal Block	8
Legal Lot Number	10
Jurisdiction	BELL TX
Township / Civil Division	TEMPLE
Census Block Group	2
Census Block	2028
Census Tract	21305

Owner

2607 Legacy Ranch Dr is owned and occupied by two individuals who bought it in April 2023.

Source: Bell County records, as of July 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2607 LEGACY RANCH DR, TEMPLE, TX 76502-7987
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 6, 2025	Deed of Trust, Mortgage · VA Mortgage NATIONSTAR MORTGAGE LLC
Apr 26, 2023	Deed of Trust, Mortgage · VA Mortgage USAA FSB
Oct 30, 2020	Loan Modification, Mortgage BANKCORPSOUTH BK
Jul 26, 2020	Loan Modification, Mortgage BANCORPSOUTH
Aug 30, 2019	Loan Modification, Mortgage BANCORPSOUTH

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 26, 2023 · Amount on File
Deed Sale	Apr 26, 2023 · Amount on File
Deed Document Number	202317658
Record Updated	Sep 20, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	2607 LEGACY RANCH DR, TEMPLE, TX 76502-7987
Transaction Type	Mortgage
Record Updated	Nov 21, 2025
Title Company	VYLLA TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2607 LEGACY RANCH DR, TEMPLE, TX 76502-7987

Mortgage

Document Number	0000054878
Date	Nov 6, 2025
Instrument	2025054878

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2055

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	2607 LEGACY RANCH DR, TEMPLE, TX 76502-7987
Transaction Type	Mortgage
Record Updated	Nov 10, 2023
Title Company	CENTRALAND TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000017659
Date	Apr 26, 2023
Instrument	2023017659

Lender

Name	USAA FSB
Type	Bank
Address	SAN ANTONIO, TX 78288

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2053

October 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	BELL TX
Property Address	2607 LEGACY RANCH DR, TEMPLE, TX 76502-7987
Document Number	0000062431
Instrument Date	Oct 30, 2020
Transaction Type	Mortgage
Record Updated	Nov 26, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2607 LEGACY RANCH DR TEMPLE TX 765027987, TEMPLE, TX 76502-7987

Mortgage

Document Number	0000062431
Date	Nov 12, 2020
Instrument	62431

Lender

Name	BANKCORPSOUTH BK
Type	Bank
Address	5550 SW H K DODGEN LOOP, TEMPLE, TX 76504-3445

Agreement

Amount	Amount on Record
Term	12 Months
Due	Nov 11, 2021

Interest

Rate	1.5%

July 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	BELL TX
Property Address	2607 LEGACY RANCH DR, TEMPLE, TX 76502-7987
Document Number	0000039500
Instrument Date	Jul 26, 2020
Transaction Type	Mortgage
Record Updated	Sep 7, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5297 S 31ST ST #109 TEMPLE TX 765023515, 109, TEMPLE, TX 76502-3515

Mortgage

Document Number	0000039500
Date	Aug 3, 2020
Instrument	39500

Lender

Name	BANCORPSOUTH
Type	Bank
Address	5550 SW H K DODGEN LOOP, TEMPLE, TX 76504-3445

Agreement

Amount	Amount on Record
Term	12 Months
Due	Aug 2, 2021

August 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	BELL TX
Recording Date	Aug 30, 2019
Property Address	2607 LEGACY RANCH DR, TEMPLE, TX 76502-7987
Instrument Date	Jul 26, 2019
Instrument	39430
Transaction Type	Mortgage
Record Updated	Sep 13, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6427 CLAYTON CT TEMPLE TX 765022416, TEMPLE, TX 76502-2416

Mortgage

Document Number	0000039430
Date	Aug 30, 2019
Instrument	39430

Lender

Name	BANCORPSOUTH
Type	Bank
Address	5550 SW H K DODGEN LOOP, TEMPLE, TX 76504-3445

Agreement

Amount	Amount on Record
Term	12 Months
Due	Aug 29, 2020

Tax Assessment & Valuation

The 2025 property tax bill for 2607 Legacy Ranch Dr was $9,986 with a homeowner's exemption.

Source: Bell County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Municipality	Temple City
Unified School District	Belton Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,986.00	$531,540 Land $80,000 Building $451,540	$531,540 Land $80,000 Building $451,540
2023	$9,926.00 (+841.75%) Homeowner's exemption	$519,481 Land $48,000 Building $471,481	$519,481 Land $48,000 Building $471,481
2022	$1,054.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2607 Legacy Ranch Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 19 policies
Nearby Flood Policies	19 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2607 Legacy Ranch Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 88% of Texas
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TEMPLE serves 94,935 people · EPA ID TX0140005
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Nov 2019 Total trihalomethanes resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 395 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Astound Broadband Cable	1,500 / 50
Spectrum Cable	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100

May also be available: Verizon.

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