2606 Legacy Ranch Dr, Temple, TX 76502 Property Records

Bell County property record for 2606 Legacy Ranch Dr, Temple, TX 76502

Property Summary

Property Type	Commercial Vacant Land
Details	3,778 sqft · built 2021
Lot Size	0.273 acres (11,900 sqft)
Owner	2 Individual Names on File
Last Sale	$617,103 (Jan 2026)
Tax Bill	$11,501 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Oct 2024 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`0076377069`

Property Details

APN / Parcel Number

Primary APN	`0076377069`
Alternative APNs	`476152` `809501`

Interior

Stories	2 Stories
Building Area	3,778 sqft Gross Area
1st Floor Area	2,803 sqft
2nd Floor Area	975 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Brick
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	11,900 sqft (0.273 acres)
Lot Dimensions	140 ft deep x 85 ft wide
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2606 LEGACY RANCH DR
City	TEMPLE
State	TX
Zip	76502-7987
Property Category	Commercial
Property Type	Vacant Land > Commercial
Legal Description	LEGACY RANCH PHASE II, BLOCK 001, LOT 0016
Legal Subdivision	LEGACY RANCH PHASE II
Legal Block	1
Legal Lot Number	16
Jurisdiction	BELL TX
Township / Civil Division	TEMPLE
Census Block Group	2
Census Block	2027
Census Tract	21305

Owner

2606 Legacy Ranch Dr, commercial vacant land, is owned and occupied by two individuals who bought it in January 2026.

Source: Bell County records, as of July 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2606 LEGACY RANCH DR, TEMPLE, TX 76502-7987
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 13, 2026	Vendor's Lien, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Oct 10, 2024	Vendor's Lien, Subdivision Related Transfer · Conventional Mortgage TRINITY OAKS MORTGAGE LLC
Oct 30, 2020	Loan Modification, Mortgage BANKCORPSOUTH BK
Oct 26, 2020	Vendor's Lien, Transfer · Commercial Mortgage CENTRAL NATIONAL BANK
Jul 26, 2020	Loan Modification, Mortgage BANCORPSOUTH
Aug 30, 2019	Loan Modification, Mortgage BANCORPSOUTH

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 13, 2026 · Amount on File
Deed Sale	Jan 13, 2026 · Amount on File
Prior Sale	Oct 10, 2024 · Amount on File
Deed Document Number	20261789
Prior Transfer Date	Oct 22, 2020
Prior Transfer Doc	0000058161
Record Updated	Oct 29, 2026

January 2026: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Jan 13, 2026
Property Address	2606 LEGACY RANCH DR, TEMPLE, TX 76502-7987
Document Number	0000001789
Map Reference	DOC 2017-25
Instrument Date	Jan 9, 2026
Instrument	2026001789
Transaction Type	Transfer
Record Updated	Jan 28, 2026
Title Company	MONTEITH ABSTRACT AND TITLE COMPANY, MONTEITH ABSTRACT & TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2606 LEGACY RANCH DR, TEMPLE, TX 76502-7987

Mortgage

Document Number	0000001790
Date	Jan 13, 2026
Instrument	2026001790

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2056

October 2024: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Oct 10, 2024
Property Address	2606 LEGACY RANCH DR, TEMPLE, TX 76502-7987
Document Number	0000044524
Map Reference	DOC 2024040154
Instrument Date	Oct 8, 2024
Instrument	2024044524
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 28, 2026
Title Company	PREMIER TITLE COMPANY, PRECISE TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2606 LEGACY RANCH DR, TEMPLE, TX 76502-7987

Mortgage

Document Number	0000044525
Date	Oct 10, 2024
Instrument	2024044525

Lender

Name	TRINITY OAKS MORTGAGE LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2054

October 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	BELL TX
Property Address	2606 LEGACY RANCH DR, TEMPLE, TX 76502-7987
Document Number	0000062431
Instrument Date	Oct 30, 2020
Transaction Type	Mortgage
Record Updated	Nov 26, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2606 LEGACY RANCH DR TEMPLE TX 765027987, TEMPLE, TX 76502-7987

Mortgage

Document Number	0000062431
Date	Nov 12, 2020
Instrument	62431

Lender

Name	BANKCORPSOUTH BK
Type	Bank
Address	5550 SW H K DODGEN LOOP, TEMPLE, TX 76504-3445

Agreement

Amount	Amount on Record
Term	12 Months
Due	Nov 11, 2021

Interest

Rate	1.5%

October 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Oct 26, 2020
Property Address	2606 LEGACY RANCH DR, TEMPLE, TX 76502-7987
Document Number	0000058161
Map Reference	PL 2047 PL 25
Instrument Date	Oct 22, 2020
Instrument	2020-00058161
Transaction Type	Transfer
Record Updated	Nov 15, 2022
Title Company	CENTRALAND TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5297 S 31ST ST # ST109, 5297, TEMPLE, TX 76502-3512

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	421 CENTURY WAY STE 100, 100, RED OAK, TX 75154-4441
Investor	Possibly a Property Investor

Mortgage

Document Number	0000058162
Date	Oct 26, 2020
Instrument	2020-00058162

Lender

Name	CENTRAL NATIONAL BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

July 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	BELL TX
Property Address	2606 LEGACY RANCH DR, TEMPLE, TX 76502-7987
Document Number	0000039500
Instrument Date	Jul 26, 2020
Transaction Type	Mortgage
Record Updated	Sep 7, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5297 S 31ST ST #109 TEMPLE TX 765023515, 109, TEMPLE, TX 76502-3515

Mortgage

Document Number	0000039500
Date	Aug 3, 2020
Instrument	39500

Lender

Name	BANCORPSOUTH
Type	Bank
Address	5550 SW H K DODGEN LOOP, TEMPLE, TX 76504-3445

Agreement

Amount	Amount on Record
Term	12 Months
Due	Aug 2, 2021

August 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	BELL TX
Recording Date	Aug 30, 2019
Property Address	2606 LEGACY RANCH DR, TEMPLE, TX 76502-7987
Instrument Date	Jul 26, 2019
Instrument	39430
Transaction Type	Mortgage
Record Updated	Sep 13, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6427 CLAYTON CT TEMPLE TX 765022416, TEMPLE, TX 76502-2416

Mortgage

Document Number	0000039430
Date	Aug 30, 2019
Instrument	39430

Lender

Name	BANCORPSOUTH
Type	Bank
Address	5550 SW H K DODGEN LOOP, TEMPLE, TX 76504-3445

Agreement

Amount	Amount on Record
Term	12 Months
Due	Aug 29, 2020

Tax Assessment & Valuation

The 2025 property tax bill for 2606 Legacy Ranch Dr was $11,501, down 15.9% from the year before.

Source: Bell County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Municipality	Temple City
Unified School District	Belton Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,501.00 (-15.85%) Homeowner's exemption	$584,406 Land $64,000 Building $520,406	$584,406 Land $64,000 Building $520,406
2024	$13,668.00 (-7.08%)
2023	$14,709.00 (+55.72%)	$640,794 Land $60,000 Building $580,794	$640,794 Land $60,000 Building $580,794
2022	$9,446.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2606 Legacy Ranch Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 19 policies
Nearby Flood Policies	19 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2606 Legacy Ranch Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 88% of Texas
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TEMPLE serves 94,935 people · EPA ID TX0140005
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Nov 2019 Total trihalomethanes resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 395 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Astound Broadband Cable	1,500 / 50
Spectrum Cable	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100

May also be available: Verizon.

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